Comparison

SCCU Plus vs DeductSam

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SCCU Plus

Manage your finances conveniently and securely from your mobile device. Access accounts 24/7, pay bills, transfer funds, deposit checks with a photo, and get instant support. Locate branches and ATMs easily.

Highlights
  • Deposit checks via photo
  • Live chat support
  • Customizable account alerts
  • Biometric login
  • View balances and transaction history
  • Easy bill payment
  • Seamless fund transfers
  • P2P payments
  • Branch and ATM locator
Features
Read full description

Managing your money is easier than ever with the SCCU Mobile App! Access your finances 24/7 with a secure, simple solution that fits your schedule. Why You'll Love It Skip the bank lines—manage your accounts anytime, anywhere. Check balances, pay bills, transfer funds, and more with just a tap. Key Features • Deposit Checks – Snap a photo to deposit checks. • Live Chat – Get instant support when you need it. • Account Alerts – Stay informed with custom notifications. • Biometric Login – Quick and secure access. • Balance & History – View balances and transactions instantly. • Bill Pay – Pay bills with ease. • Transfer Funds – Move money across accounts seamlessly. • P2P Payments – Pay friends and family fast. • Branch & ATM Finder – Locate branches or ATMs nearby. Get Started Today Downloading the SCCU Mobile App by phone is a breeze—get started in just a few taps. DISCLOSURES • Must be enrolled in Online Banking. • SCCU does not charge for using the Mobile App, but carrier message and data rates may apply. • Mobile check deposit is available for eligible SCCU Checking or Savings Accounts. We've updated the app to provide a smoother, more user-friendly experience, complete with improvements and optimizations to enhance overall functionality.

About

DeductSam

Read full description

The receipt in your cup holder. The drive you never wrote down. The client payment from three weeks ago you're fairly sure cleared. If you work for yourself, your books live in a glovebox, a camera roll, and a banking app — and nobody's on retainer to pull them together. DeductSam does that part. Not a CPA firm — built to hand off to yours. CAPTURE AS YOU GO Photograph a receipt and the details are read for you — merchant, amount, date — ready to correct before anything is saved. Log a drive and the current IRS standard mileage rate is applied for you. Connect a bank and transactions arrive already sorted, with anything ambiguous held for your review rather than filed silently. ONE PLACE PER TAX SITUATION Keep a business, a rental property, and your personal finances in separate workspaces, each with its own books. Move something to the workspace it belongs in with a tap. Nothing moves on its own. STRATEGY REVIEW DeductSam runs a set of defined checks against the records in your workspace and tells you what each check found — the home-office test, how you pay yourself, writing off equipment, hiring your children, and the rental rules that apply to short-term hosts. Every check reads in plain language, shows what documentation the position would need, and states plainly what DeductSam cannot verify for you. A check reports what the test found. It never decides that you qualify, and it is not a filing position — that call belongs to you and your preparer. FOR RENTAL HOSTS Short-term rentals have their own rules, and most tools ignore them. DeductSam tracks personal-use days against rental days, records the depreciation schedule for the property, and keeps the 14-day rule in view. GET PAID Send an invoice and attach a card payment link. Payments go to your own Stripe account — you connect it, you are the merchant of record, and DeductSam takes no fee and never holds your money. ASK SAM Sam explains what it's seeing in plain English and gives you the exact question to put to your preparer. Sam estimates and educates. It does not certify, and it never invents a number about how you use something. YEAR-END PACKET When the year closes, export a packet organized to Schedule C or Schedule E, with receipt coverage, income summary, quarterly estimate dates, and the positions you recorded during the year. Hand it to your preparer, or use it to file yourself. WHAT IT ISN'T DeductSam does not prepare, sign, review, or file tax returns, and it does not represent you before any tax authority. It is a record-keeping and organization tool built so the hand-off is clean. FREE TO START Track expenses, mileage, and income, and answer every question a check asks, on the free plan. Pro adds bank sync, the full financial picture, unlimited workspaces, and team access including a free accountant seat. SUBSCRIPTION DeductSam Pro — $24.99 per month, or $250 per year. A 14-day free trial is available on the MONTHLY plan only. The yearly plan does not include a free trial. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. Manage your subscription and turn off auto-renew in your Apple Account settings after purchase. Any unused portion of a free trial is forfeited when you buy a subscription. Terms of Use: https://deductsam.com/terms Privacy Policy: https://deductsam.com/privacy

Screenshots

SCCU Plus4 screens
DeductSam4 screens

Verdict

The call

The clearest difference is in-app purchases: SCCU Plus at none against DeductSam's 2. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. DeductSam sells 2 in-app purchases, starting at $24.99 per month. SCCU Plus asks for nothing beyond the download.

Scorecard1 real difference · 9 level
SCCU Plus versus DeductSam: the parameters behind the verdict, then further details
ParameterSCCU PlusDeductSam
PriceFreeFree
Rating4.6 (12K ratings) — better—
Positive reviews48.8% of reviews—
Number of ratings12K — better—
Update frequencyMonthly—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.2 — better15.0
Further details — not scored
Size375 MB9 MB
Age rating4+4+
DeveloperSpace Coast Credit UnionDeductSam

Bugs and requests

SCCU Plus

Reported bugs

3 issues
  • Forced to delete old app and unable to switch back
  • Inconsistent login experience with multiple verification steps
  • Accounts and transactions not displaying properly

Requested features

4 requests
  • Bring back the account balance widget
  • Add ability to pay credit card balances directly
  • Optimize app for tablet landscape mode
  • Improve notification settings and alerts

DeductSam

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SCCU Plus

No in-app purchases

2 purchases

DeductSam

Subscriptions2
  • DeductSam Pro (Monthly)14 Days trial$24.991 Month
  • DeductSam Pro (Annual)$250.001 Year

Questions

Is SCCU Plus free?
SCCU Plus is free to download, with no in-app purchases.
Is DeductSam free?
DeductSam is free to download, with in-app purchases available.
Do SCCU Plus or DeductSam have ads?
Neither SCCU Plus nor DeductSam shows ads.

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