Wealthfront vs DeductSam

CASH ACCOUNT: EARN UP TO 4.45% Annual Percentage Yield (APY) Earn a 3.55% base APY from program banks—and even higher. Pay zero account fees, get free instant withdrawals to eligible accounts, and access over 19,000 free ATMs. New clients get a 0.65% APY boost for three months. Stack your boost with a long-term 0.25% increase when you direct deposit $1,000 a month and fund an investing account. Terms and conditions apply. Learn more at wealthfront.com/cash. THE WEALTHFRONT PORTFOLIO: EXPERT-BUILT ETF PORTFOLIOS Hands-off investing made easy. We’ll recommend a globally-diversified portfolio of index funds that’s personalized for you. We automatically handle the trades, reinvest your dividends, and help lower your taxes through tax-loss harvesting. INVEST IN STOCKS WITH ZERO COMMISSIONS Buy the ETFs and stocks that you believe in. Get started for as little as $1 and no commission fees. UPGRADE YOUR S&P 500® INVESTING Invest directly in stocks of the S&P 500® and we’ll manage everything for you. We handle all the trades and take advantage of dips in the market to look for opportunities to lower your tax bill. BUILD YOUR WEALTH IN ONE PLACE Get a big-picture view of your finances and make sure you’re on track now and into retirement. Say goodbye to multiple apps and forgotten passwords, and take the guesswork out of building wealth. The information contained in this communication is for general informational purposes only should not be construed as tax advice, an offer, recommendation, or solicitation to buy or sell any security. Cash Account offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), Member FINRA/SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and Cash Account is not a checking or savings account. *The Annual Percentage Yield (“APY”) on cash deposits as of September 18, 2026, is representative, subject to change, and requires no minimums. We convey funds to program banks who accept and maintain deposits, provide the variable APY, and provide FDIC insurance. How to earn 4.45% APY for a limited time: New clients are eligible to receive a one-time 0.65% APY increase for 3 months on up to $150,000 in their Cash Account. In addition, the Direct Deposit Plus Investing Program (“DDI Program”) from Wealthfront Advisers LLC and Wealthfront Brokerage LLC collectively, “Wealthfront” provides eligible clients a 0.25% APY increase that can apply to the full Cash Account balance if you direct deposit $1,000 per month into the Cash Account plus fund and maintain an investing account. Wealthfront may change or end the program at any time and determines eligibility at its discretion. See full Terms and Conditions for both promotions at wealthfront.com/promo-terms. Product images show Wealthfront’s free, software-based financial planning tool, Path, which helps users optimize their finances to meet certain goals. The information provided by the images is for illustrative purposes only and is not investment advice or performance. Users should not rely on this information as a basis of investment, financial, or tax planning decisions. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment management and advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Diversification and automated investing do not guarantee profits or prevent losses. Results vary by strategy and time horizon. Index funds and ETFs provide broad diversification but can still carry market, sector, or asset-class risks. See Full Disclosure at wealthfront.com/legal/disclosure for more info. See the final slide image for additional important disclosures about the S&P 500 Direct, tax-loss harvesting, and more. Copyright 2026 Wealthfront Corporation. All rights reserved.

The receipt in your cup holder. The drive you never wrote down. The client payment from three weeks ago you're fairly sure cleared. If you work for yourself, your books live in a glovebox, a camera roll, and a banking app — and nobody's on retainer to pull them together. DeductSam does that part. Not a CPA firm — built to hand off to yours. CAPTURE AS YOU GO Photograph a receipt and the details are read for you — merchant, amount, date — ready to correct before anything is saved. Log a drive and the current IRS standard mileage rate is applied for you. Connect a bank and transactions arrive already sorted, with anything ambiguous held for your review rather than filed silently. Part business, part personal? Set a bill's business share once; DeductSam never picks the number. ONE PLACE PER TAX SITUATION Keep a business, a rental, and your personal finances in separate workspaces, each with its own books. Move anything with a tap; nothing moves on its own. YOUR TAX FORMS Upload a W-2, 1040, 1098-T, 1095-A or Form 8582, pick the tax year, and confirm each line DeductSam reads — nothing is kept until you do. Other documents are filed with that year's records. STRATEGY REVIEW DeductSam runs defined checks against your records and says what each found — the home-office test, how you pay yourself, writing off equipment, hiring your children, short-term rental rules, and household positions like IRA and HSA contributions. Each states plainly what DeductSam cannot verify. Positions nobody has looked at yet are listed apart: not looked at is not a no. A check never decides that you qualify and is not a filing position — that call is yours and your preparer's. Answering its questions is free; full results are part of Pro. FOR RENTAL HOSTS Short-term rentals have their own rules. DeductSam tracks personal-use days against rental days and keeps the 14-day rule in view. On Pro, it keeps the depreciation schedule, including furnishings over 5 years. GET PAID On Pro, send an invoice with a card payment link. Payments go to your own Stripe account — you connect it, you are the merchant of record, and DeductSam takes no fee and never holds your money. A client refund comes off that invoice's income. ASK SAM Sam explains what it's seeing in plain English and gives you the exact question to put to your preparer. It never certifies, and it never invents a number about how you use something. YEAR-END PACKET When the year closes, export a packet organized to Schedule C or Schedule E, with receipt coverage, income summary, quarterly estimate dates, and the positions you recorded. Hand it to your preparer, or file with it yourself. The packet is free on every plan. WHAT IT ISN'T DeductSam advises and builds the record behind each position. It does not prepare, sign, review, or file tax returns, or represent you before any tax authority. FREE TO START Free covers expenses, income, mileage, receipts, payroll, tax forms, the packet, every check's questions, 10 Sam messages a month, and one personal plus one business or rental workspace. Pro adds bank sync, Sam with no monthly limit, full check results, Tax Health, Analytics, invoicing, depreciation, unlimited workspaces, and team access with a free accountant seat. SUBSCRIPTION DeductSam Pro — $24.99 per month, or $250 per year. A 14-day free trial is available on the MONTHLY plan only. The yearly plan does not include a free trial. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. Manage your subscription and turn off auto-renew in your Apple Account settings after purchase. Any unused portion of a free trial is forfeited when you buy a subscription. Terms of Use: https://deductsam.com/terms Privacy Policy: https://deductsam.com/privacy