Scrella vs Aella MFB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Scrella
Protect your electronic devices against accidental damage and liquid spills with comprehensive insurance plans. Manage your coverage, file claims seamlessly, and access 24/7 support for a reliable device protection experience.
- Multiple device protection
- Remote eligibility testing
- Affordable plan selection
- Referral rewards program
- In-built wallet for payments
- Seamless claims filing
- 24/7 chat support
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Scrella is your reliable partner that helps you protect your devices against unexpected damages. We are an Insur-tech firm, whose sole focus is preserving the relationship you have with your devices. Scrella has both insurance and repair partners with whom, we aim to deliver an exceptional insurance service. With our device insurance mobile app, we have designed a reliable system to provide insurance coverage and protection for electronic devices such as smartphones, tablets, laptops, or other portable gadgets. We offer a quick, affordable and reliable way to manage and safeguard your devices against potential risks and damages. Some of the features of our mobile app include: 1. Multiple Devices: Protect your phones against accidental damage. Every device is welcome, either new or in-use. 2. Remote Eligibility Test: Run a remote health check on the smartphone you want to insure from the comfort of your house. 3. Plan Selection: Select a suitable plan from our list of affordable insurance plans. We also recommend plans based on the value of the device. 4. Loyalty: Get rewards when you invite your family & friends to join the Scrella family. They also get rewards! 5. Wallet & Voucher: We have an in-built wallet that only allows you to pay for premiums, and withdraw referral rewards. You can also purchase plans using the Scrella Voucher. 6. Claims: Seamlessly file claims when the unexpected happens, whether accidental damage or liquid spill, we got you covered! 7. Claims Feedback: Provide us with feedback on how the claims process went to enable us to improve our processes. 8. Reports: Did a repair go wrong? You can report that particular claim/repair for quick resolution. 9. 24/7 Chat Support: We are with you every hour of every day to listen to your complaints and provide a long lasting resolution to them.
Aella MFB
This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.
- Loans
- Investments
- Bill payments
- Micro-insurance
- Peer-to-peer transfers
- Address verification via location monitoring
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Aella MFB takes the hassle out of Finance - whether you are a business or an individual, we put control back in your hands with simple, straightforward products. Our "true north" is designed to help customers build financial independence by building simple products; loans, investments, bill payments, micro-insurance plans, and peer-to-peer money transfers. Why Aella MFB? We exist to simplify and open up financial access for all in emerging markets - by leveraging technology and widespread mobile adoption, we build products to make an impact at the frontier of Financial Inclusion. Our app has a feature for verifying addresses, which requires the ability to monitor regions and receive location updates in the background. This feature is essential for accurately verifying a user's address and providing access to higher loan limits and tier 3 level transaction limits. We have created a video showcasing this feature, which we have attached for your reference. You can see in the video how the app monitors a user's location and registers a region around their address. Once the user has visited the region a certain number of times, the address is verified. We understand that enabling the "Location" background mode can have an impact on battery life, and we have taken steps to minimize this impact. For example, we only monitor regions that are explicitly registered by the user and don't monitor location updates when the user is outside registered region. We believe that our use of the "Location" background mode is essential for the core functionality of our app and we have demonstrated this in the video.
Screenshots
Verdict
Scrella and Aella MFB both sit at 4.7 stars, but that hides the real split: 100% of Scrella's written reviews are positive against 50% of Aella MFB's. Aella MFB's advantage is ratings volume (157 vs 9). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Scrella against 4.6 for Aella MFB. That said, the two scores are not equally well evidenced: Aella MFB has 157 ratings behind it against 9, so its average is the more settled of the two. Written reviews are what separate them: 100% of Scrella's written reviews are positive against 50% of Aella MFB's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 5, 2026 and September 23, 2026 respectively.
| Parameter | Scrella | Aella MFB |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (9 ratings) — better | 4.6 (157 ratings) |
| Positive reviews | 100.0% of reviews — better | 50.0% of reviews |
| Number of ratings | 9 | 157 — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 61 MB | 113 MB |
| Age rating | 4+ | 4+ |
| Developer | Scrella Technologies Limited | Aella Microfinance Bank Limited |
Customer experience
Scrella
Aella MFB
In-app purchases
Scrella
No in-app purchases
Aella MFB
No in-app purchases









