Comparison

Chagok vs mo

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Chagok

This app provides a flexible way to track personal and shared expenses. Break down transactions by item, category, or purpose, and manage shared accounts with customizable permissions. Gain clarity and control over your spending with detailed reports and an overview of your assets.

Highlights
  • Track personal and shared expenses
  • Split single receipts by category
  • Share specific accounts with privacy controls
  • View spending history with reports
  • Manage assets across cards and accounts
  • Customize permissions for shared accounts
Features
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Chagok is a flexible expense tracker designed for real life โ€” whether youโ€™re managing money on your own or sharing costs with your partner, family, or friends. Instead of just asking โ€œhow much did I spend?โ€, Chagok helps you see exactly what you spent your money on. [ Break down every expense ] Split a single transaction into multiple categories like groceries, household items, or personal spending. Even complex expenses stay clear and organized. [ Share what you need, keep the rest private ] Share specific accounts with others while keeping everything else to yourself. You stay in control of what others can see. [ See everything at a glance ] Track your spending with a calendar view and monthly reports. Understand your habits with category breakdowns. [ Get a full picture of your money ] Combine accounts and cards to see your total balance and financial flow in one place. [ Built with privacy in mind ] Control access for each shared account. Share confidently without exposing everything. [ Recommended for ] - Anyone who wants a simple yet detailed expense tracker - Couples, roommates, and families managing shared costs - People who want flexible sharing without losing privacy Start today and manage your money with more clarity and control.

About

mo

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mo:a โ€” ๋ถ€๋ถ€ยท์ปคํ”Œ์„ ์œ„ํ•œ ๊ณต์œ  ๊ฐ€๊ณ„๋ถ€ ๋”ฐ๋กœ ์ •์‚ฐํ•˜๋˜ ์‹œ์ ˆ์€ ๋. ํ•จ๊ป˜ ๊ธฐ๋กํ•˜๊ณ , ํ•จ๊ป˜ ๋ณด๊ณ , ํ•จ๊ป˜ ๋ชจ์•„๊ฐ€๋Š” ์šฐ๋ฆฌ๋งŒ์˜ ๊ฐ€๊ณ„๋ถ€ mo:a๋ฅผ ๋งŒ๋‚˜๋ณด์„ธ์š”. [ ์ฃผ์š” ๊ธฐ๋Šฅ ] โ–ธ ์‹ค์‹œ๊ฐ„ ๊ณต์œ  ๊ฐ€๊ณ„๋ถ€ ๋ฐฐ์šฐ์ž/์—ฐ์ธ๊ณผ ๊ฐ™์€ ๋ฐฉ์—์„œ ์ˆ˜์ž…ยท์ง€์ถœยท์ €์ถ•ยท๊ณ ์ •๋น„๋ฅผ ์‹ค์‹œ๊ฐ„์œผ๋กœ ํ•จ๊ป˜ ๊ด€๋ฆฌ โ–ธ ํ•œ๋ˆˆ์— ๋ณด๋Š” ์›”๋ณ„ ๋ถ„์„ ์นดํ…Œ๊ณ ๋ฆฌ๋ณ„ยท๋ฉค๋ฒ„๋ณ„ ์ง€์ถœ ๋ถ„์„, ์›”๊ฐ„ ๋ณด๊ณ ์„œ, ์ง€์ถœ ์ธ์‚ฌ์ดํŠธ โ–ธ ์˜ˆ์‚ฐ ๊ณ„ํš ์›”๋ณ„ ์˜ˆ์‚ฐ ์„ค์ • ๋ฐ ์‚ฌ์šฉ๋ฅ  ์ถ”์ , ์นดํ…Œ๊ณ ๋ฆฌ๋ณ„ ์˜ˆ์‚ฐ ์•Œ๋ฆผ โ–ธ ๊ณ ์ •๋น„ ์ž๋™ ์•Œ๋ฆผ ๋งค์›” ๊ฒฐ์ œ์ผ ํ‘ธ์‹œ ์•Œ๋ฆผ, ์ข…๋ฃŒ๋œ ๊ณ ์ •๋น„ ๊ด€๋ฆฌ โ–ธ ์˜์ˆ˜์ฆ OCR ์Šค์บ” ์˜์ˆ˜์ฆ ์‚ฌ์ง„ ํ•œ ์žฅ์œผ๋กœ ๊ธˆ์•กยท๋‚ ์งœยทํ’ˆ๋ชฉ ์ž๋™ ์ž…๋ ฅ โ–ธ ์œ„์‹œ๋งต (๊ฐ€์ž๊ฐ€์ž) ํ•จ๊ป˜ ๊ฐ€๊ณ  ์‹ถ์€ ์žฅ์†Œ ์ง€๋„์— ์ €์žฅ, ๋ฐฉ๋ฌธ ์ฒดํฌ๋ฆฌ์ŠคํŠธ โ–ธ ์ „๊ตญ ๋ฐฉ๋ฐฉ๊ณณ๊ณณ ์ง€์—ญ๋ณ„ ์ถ•์ œยท์ด๋ฒคํŠธ ์ •๋ณด ๋งค์ฃผ ์—…๋ฐ์ดํŠธ โ–ธ ์™ธํ™” ์ง€์› ํ•ด์™ธ ์—ฌํ–‰ ์‹œ ์™ธํ™” ๊ฑฐ๋ž˜ ์ž๋™ ํ™˜์œจ ๋ณ€ํ™˜ โ–ธ ์นด์นด์˜ค/Apple ๋กœ๊ทธ์ธ ๊ฐ„ํŽธ ๊ฐ€์ž… + ์•ˆ์ „ํ•œ ๋ฐ์ดํ„ฐ ๋™๊ธฐํ™” [ ์ด๋Ÿฐ ๋ถ„๋“ค๊ป˜ ์ถ”์ฒœ ] - ๊ฒฐํ˜ผยท์—ฐ์• ๋กœ ๊ฐ€๊ณ„ ํ•ฉ์น˜๋Š” ๋ถ€๋ถ€/์ปคํ”Œ - ๋”ฐ๋กœ๋”ฐ๋กœ ๊ฐ€๊ณ„๋ถ€ ์“ฐ๋‹ค ์ง€์นœ ๋ถ„ - ์˜ˆ์‚ฐ ๊ณ„ํš ์„ธ์šฐ๊ณ  ํ•จ๊ป˜ ๋ชจ์œผ๊ณ  ์‹ถ์€ ๋ถ„ - ๋งค์›” ์–ด๋””์— ์–ผ๋งˆ ์ผ๋Š”์ง€ ํ•œ๋ˆˆ์— ๋ณด๊ณ  ์‹ถ์€ ๋ถ„ [ ์•ˆ์ „ํ•œ ๋ฐ์ดํ„ฐ ๋ณดํ˜ธ ] - Firebase ๋ณด์•ˆ ์ธํ”„๋ผ ์‚ฌ์šฉ - ๋ณธ์ธ ๋™์˜ ์—†์ด ๋ฐ์ดํ„ฐ ์™ธ๋ถ€ ์ œ๊ณต ์ผ์ ˆ ์—†์Œ - ์–ธ์ œ๋“  ๋ฐ์ดํ„ฐ ๋‚ด๋ณด๋‚ด๊ธฐ / ๊ณ„์ • ์‚ญ์ œ ๊ฐ€๋Šฅ ํ•จ๊ป˜ ์“ฐ๊ณ , ํ•จ๊ป˜ ๋ณด๊ณ , ํ•จ๊ป˜ ๋ชจ์•„์š”. mo:a์™€ ํ•จ๊ป˜ ๋” ๊ฐ€๊นŒ์›Œ์ง€๋Š” ์šฐ๋ฆฌ.

Screenshots

Chagok4 screens
mo4 screens

Verdict

The call

The clearest difference is ads: mo at none against Chagok's shown. mo also leads on update cadence (daily vs every 9 days). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Chagok ships an update every 9 days, mo daily. The most recent releases landed on September 28, 2026 and September 20, 2026 respectively.

Scorecard2 real differences ยท 6 level
Chagok versus mo: the parameters behind the verdict, then further details
ParameterChagokmo
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyEvery 9 daysDaily โ€” better
AdsYesNo โ€” better
In-app purchasesNoNo
MonetizationFreeโ€”
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS15.615.0 โ€” better
Further details โ€” not scored
Size47 MB84 MB
Age rating4+4+
DeveloperYura KangBind In Co., Ltd.

In-app purchases

None

Chagok

No in-app purchases

None

mo

No in-app purchases

Questions

Is Chagok free?
Chagok is free to download, with no in-app purchases.
Is mo free?
mo is free to download, with no in-app purchases.
Do Chagok or mo have ads?
Chagok shows ads; mo does not.
Which is updated more often, Chagok or mo?
Chagok ships an update every 9 days, and mo daily. Most recently, Chagok was updated on September 28, 2026 and mo on September 20, 2026.

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