Comparison

Sefer Pay vs 163 Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

Sefer Pay

Features

Read full description

Uma solução financeira intuitiva que permite gerenciar seus recursos de forma prática e segura, oferecendo ferramentas para controle e organização de seu dinheiro.

About

163 Digital

Features

Read full description

Transparência total e facilidade de uso. O 163 Digital transforma sua relação com serviços financeiros, oferecendo uma plataforma completa com tudo o que você precisa em um único aplicativo. Seus benefícios exclusivos: Transações bancárias simples e rápidas: Realize transferências via PIX, boletos, TED e muito mais com apenas alguns toques, sem burocracias ou taxas escondidas. Pagamentos instantâneos: Gerencie seus pagamentos diários com praticidade e segurança, economizando tempo e evitando filas. Desenvolvimento profissional: Cursos profissionalizantes para impulsionar sua carreira. Controle financeiro total: Acompanhe seus gastos, estabeleça metas e organize suas finanças com ferramentas intuitivas que facilitam sua vida.

Screenshots

Sefer Pay4 screens

163 Digital4 screens

Verdict

The call

Sefer Pay and 163 Digital are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 2, 2026 and October 16, 2026 respectively.

ScorecardNo meaningful differences

Sefer Pay versus 163 Digital: the parameters behind the verdict, then further details
Parameter	Sefer Pay	163 Digital
Price	Free	Free
Update frequency	Fortnightly	Fortnightly
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPod	iPhone, iPod
Requires iOS	15.1	15.1
Further details — not scored
Size	45 MB	183 MB
Age rating	4+	4+
Developer	SMS - SMART MONEY SOLUTIONS MEIOS DE PAGAMENTO ELETRONICOS LTDA	163 BANK LTDA

In-app purchases

None

Sefer Pay

No in-app purchases

None

163 Digital

No in-app purchases

Questions

Is Sefer Pay free?

Sefer Pay is free to download, with no in-app purchases.

Is 163 Digital free?

163 Digital is free to download, with no in-app purchases.

Do Sefer Pay or 163 Digital have ads?

Neither Sefer Pay nor 163 Digital shows ads.

Which is updated more often, Sefer Pay or 163 Digital?

Sefer Pay ships an update fortnightly, and 163 Digital fortnightly. Most recently, Sefer Pay was updated on October 2, 2026 and 163 Digital on October 16, 2026.