BillSplit vs Pay with Sublime
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BillSplit
Effortlessly track shared expenses and split bills among friends, family, or groups. This free app simplifies managing group spending for travel, dining, and household costs, allowing for flexible division and quick settlement.
- Free to use forever
- Intuitive expense tracking
- Flexible bill division
- Instant settlement tracking
- Organized group management
- Multi-currency support
Read full descriptionHide full description
BillSplit is a free bill split and shared expense tracker for friends, roommates, couples, trips, and groups. Track who paid, split bills fairly, and settle up in seconds - no spreadsheets, no ads, no subscriptions. Whether it's rent, groceries, dinners, travel, vacations, parties, or any group expense, BillSplit keeps everyone's balances clear. Create a group, add an expense, pick how to split it, and you're done. WHY BILLSPLIT - Free forever — every feature, no hidden fees or subscriptions - Clean, simple design anyone can use instantly - No ads, ever SPLIT BILLS YOUR WAY - Split equally - Split by exact amount - Split by percentage - Split by shares - Factor in tax and tips TRACK SHARED EXPENSES - See who paid and who owes what at a glance - Full payment and expense history - Settle balances with a single tap BUILT FOR GROUPS - Create trip, home, event, and general groups - Invite friends with a simple group code - Manage expenses across multiple currencies PERFECT FOR - Roommates splitting rent and utilities - Trips and vacations with friends - Couples managing shared costs - Group dinners, parties, and events If you need an expense splitter for roommates, a trip cost tracker, or a settle-up app for friends, BillSplit gives you a simple, fair way to manage shared bills and group spending. Download BillSplit and split bills the easy way.
Pay with Sublime
This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.
- Split bills into smaller payments
- Earn 5% cash back on timely payments
- Automatic bill negotiation
- Finds hidden savings
- Subscription tracking and management
- Due date alerts
Read full descriptionHide full description
Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.
Screenshots
Verdict
The clearest difference is update cadence: Pay with Sublime at every 9 days against BillSplit's every 5 weeks. BillSplit's advantage is review sentiment (100% vs 86%) and iOS requirement (15.1 vs 18.5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BillSplit ships an update every 5 weeks, Pay with Sublime every 9 days. The most recent releases landed on October 20, 2026 and October 28, 2026 respectively.
| Parameter | BillSplit | Pay with Sublime |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.7 (229 ratings) — better |
| Positive reviews | 100.0% of reviews — better | 85.7% of reviews |
| Number of ratings | — | 229 — better |
| Update frequency | Every 5 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 18.5 |
| Further details — not scored | ||
| Size | 38 MB | 61 MB |
| Age rating | 4+ | 17+ |
| Developer | Ritesh Kumar Yadav | Sublime Payments Company |
Customer experience
BillSplit
Pay with Sublime
In-app purchases
BillSplit
No in-app purchases
Pay with Sublime
No in-app purchases









