Comparison

BillSplit vs Rafin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BillSplit

Effortlessly track shared expenses and split bills among friends, family, or groups. This free app simplifies managing group spending for travel, dining, and household costs, allowing for flexible division and quick settlement.

Highlights
  • Free to use forever
  • Intuitive expense tracking
  • Flexible bill division
  • Instant settlement tracking
  • Organized group management
  • Multi-currency support
Features
Read full description

BillSplit is a free bill split and shared expense tracker for friends, roommates, couples, trips, and groups. Track who paid, split bills fairly, and settle up in seconds - no spreadsheets, no ads, no subscriptions. Whether it's rent, groceries, dinners, travel, vacations, parties, or any group expense, BillSplit keeps everyone's balances clear. Create a group, add an expense, pick how to split it, and you're done. WHY BILLSPLIT - Free forever — every feature, no hidden fees or subscriptions - Clean, simple design anyone can use instantly - No ads, ever SPLIT BILLS YOUR WAY - Split equally - Split by exact amount - Split by percentage - Split by shares - Factor in tax and tips TRACK SHARED EXPENSES - See who paid and who owes what at a glance - Full payment and expense history - Settle balances with a single tap BUILT FOR GROUPS - Create trip, home, event, and general groups - Invite friends with a simple group code - Manage expenses across multiple currencies PERFECT FOR - Roommates splitting rent and utilities - Trips and vacations with friends - Couples managing shared costs - Group dinners, parties, and events If you need an expense splitter for roommates, a trip cost tracker, or a settle-up app for friends, BillSplit gives you a simple, fair way to manage shared bills and group spending. Download BillSplit and split bills the easy way.

About

Rafin

Manage your personal finances and split expenses seamlessly. Track budgets, set savings goals, and gain AI-driven insights. Effortlessly divide costs with friends for trips, rent, or events using various splitting methods.

Highlights
  • Budget tracking by category
  • Savings goal setting and progress tracking
  • Real-time expense tracking
  • AI-powered insights and recommendations
  • Group expense splitting with multiple methods
  • Multi-currency support for over 150 currencies
  • AI receipt scanning (Pro)
Features
Read full description

The all-in-one personal finance app. Track budgets, set savings goals, get AI insights — AND split expenses with friends when you need to. BUDGETING MEETS BILL SPLITTING Unlike apps that only do budgeting or only do splitting, Rafin gives you everything in one place. PERSONAL FINANCE FEATURES Budget Tracking • Set monthly budgets by category • Track every dollar you spend • Get alerts when approaching limits Savings Goals • Set financial goals (vacation, emergency fund, new car) • Track progress over time • Stay motivated with visual progress Expense Tracking • Add expenses in seconds • Scan receipts with AI (Pro) • Categorize spending automatically Insights & Analytics • View spending trends and patterns • See where your money goes • AI-powered recommendations (Pro) EXPENSE SPLITTING FEATURES Group Splitting • Create groups for trips, roommates, events, or couples • 5 split types: equal, exact amounts, percentage, shares, itemized • Track who owes what in real-time Smart Settlements • See all balances at a glance • Simplified debt calculation • Record payments instantly Multi-Currency • 150+ currencies supported • Perfect for travel and international groups PRO & ULTIMATE FEATURES • AI Receipt Scanning — scan & split receipts automatically • Recurring Expenses — automate regular bills • Bank Sync — connect accounts securely (Ultimate) • Unlimited Groups — no limits on groups or members • Export Data — download as CSV or PDF PERFECT FOR • Personal budgeting & expense tracking • Couples managing joint finances • Roommates splitting rent & utilities • Travelers tracking trip expenses SECURE & PRIVATE • Bank-grade encryption • No ads, ever • Your data stays yours Terms of Service: https://rafin.app/terms Privacy Policy: https://rafin.app/privacy

Screenshots

BillSplit4 screens
Rafin4 screens

Verdict

The call

The clearest difference is in-app purchases: BillSplit at none against Rafin's 4. Rafin's advantage is update cadence (every 5 days vs every 5 weeks). On price, review sentiment, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Rafin sells 4 in-app purchases, starting at $5.99 per month. BillSplit asks for nothing beyond the download.

UpkeepUpdate frequency

BillSplit ships an update every 5 weeks, Rafin every 5 days. The most recent releases landed on June 20, 2026 and July 9, 2026 respectively.

Scorecard3 real differences Ā· 5 level
BillSplit versus Rafin: the parameters behind the verdict, then further details
ParameterBillSplitRafin
PriceFreeFree
Positive reviews100.0% of reviews100.0% of reviews
Update frequencyEvery 5 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size38 MB49 MB
Age rating4+4+
DeveloperRitesh Kumar YadavRanjan Goyal

Customer experience

BillSplit

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Rafin

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

BillSplit

No in-app purchases

4 purchases

Rafin

Subscriptions4
  • Rafin Pro Monthly$5.991 Month
  • Rafin Ultimate Monthly$12.991 Month
  • Rafin Pro Yearly$49.991 Year
Show 1 more
  • Rafin Ultimate Yearly$119.991 Year

Questions

Is BillSplit free?
BillSplit is free to download, with no in-app purchases.
Is Rafin free?
Rafin is free to download, with in-app purchases available.
Do BillSplit or Rafin have ads?
Neither BillSplit nor Rafin shows ads.
Which is updated more often, BillSplit or Rafin?
BillSplit ships an update every 5 weeks, and Rafin every 5 days. Most recently, BillSplit was updated on June 20, 2026 and Rafin on July 9, 2026.

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