Comparison

PAREMIT vs Rafin

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

PAREMIT

Features
Read full description

Send Money with Ease! Introducing PAREMIT, your go-to solution for fast and affordable international remittances! Why Choose Us? Low Fees: Keep more of your hard-earned money with our competitive rates. Speedy Transfers: Send money across borders in just minutes! User-Friendly Interface: Navigate effortlessly and complete transactions with a few taps. Secure Transactions: Your safety is our priority. Enjoy peace of mind with top-notch security features. Whether you’re sending money to family, friends, or for business, PAREMIT makes overseas remittance simple and efficient. Join thousands of satisfied users and experience hassle-free money transfers today! Download now and start sending money the smart way!

About

Rafin

Manage your personal finances and split expenses seamlessly. Track budgets, set savings goals, and gain AI-driven insights. Effortlessly divide costs with friends for trips, rent, or events using various splitting methods.

Highlights
  • Budget tracking by category
  • Savings goal setting and progress tracking
  • Real-time expense tracking
  • AI-powered insights and recommendations
  • Group expense splitting with multiple methods
  • Multi-currency support for over 150 currencies
  • AI receipt scanning (Pro)
Features
Read full description

The all-in-one personal finance app. Track budgets, set savings goals, get AI insights β€” AND split expenses with friends when you need to. BUDGETING MEETS BILL SPLITTING Unlike apps that only do budgeting or only do splitting, Rafin gives you everything in one place. PERSONAL FINANCE FEATURES Budget Tracking β€’ Set monthly budgets by category β€’ Track every dollar you spend β€’ Get alerts when approaching limits Savings Goals β€’ Set financial goals (vacation, emergency fund, new car) β€’ Track progress over time β€’ Stay motivated with visual progress Expense Tracking β€’ Add expenses in seconds β€’ Scan receipts with AI (Pro) β€’ Categorize spending automatically Insights & Analytics β€’ View spending trends and patterns β€’ See where your money goes β€’ AI-powered recommendations (Pro) EXPENSE SPLITTING FEATURES Group Splitting β€’ Create groups for trips, roommates, events, or couples β€’ 5 split types: equal, exact amounts, percentage, shares, itemized β€’ Track who owes what in real-time Smart Settlements β€’ See all balances at a glance β€’ Simplified debt calculation β€’ Record payments instantly Multi-Currency β€’ 150+ currencies supported β€’ Perfect for travel and international groups PRO & ULTIMATE FEATURES β€’ AI Receipt Scanning β€” scan & split receipts automatically β€’ Recurring Expenses β€” automate regular bills β€’ Bank Sync β€” connect accounts securely (Ultimate) β€’ Unlimited Groups β€” no limits on groups or members β€’ Export Data β€” download as CSV or PDF PERFECT FOR β€’ Personal budgeting & expense tracking β€’ Couples managing joint finances β€’ Roommates splitting rent & utilities β€’ Travelers tracking trip expenses SECURE & PRIVATE β€’ Bank-grade encryption β€’ No ads, ever β€’ Your data stays yours Terms of Service: https://rafin.app/terms Privacy Policy: https://rafin.app/privacy

Screenshots

PAREMIT4 screens
Rafin4 screens

Verdict

The call

The clearest difference is in-app purchases: PAREMIT at none against Rafin's 4. PAREMIT also leads on iOS requirement (13.0 vs 15.1). Rafin's advantage is ads (none vs shown) and update cadence (every 5 days vs fortnightly). On price and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Rafin sells 4 in-app purchases, starting at $5.99 per month. PAREMIT asks for nothing beyond the download.

UpkeepUpdate frequency

PAREMIT ships an update fortnightly, Rafin every 5 days. The most recent releases landed on September 8, 2026 and July 9, 2026 respectively.

Scorecard4 real differences Β· 4 level
PAREMIT versus Rafin: the parameters behind the verdict, then further details
ParameterPAREMITRafin
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyFortnightlyEvery 5 days β€” better
AdsYesNo β€” better
In-app purchasesNo β€” betterYes
Monetizationβ€”Freemium
DevicesiPhone, iPodiPhone, iPad, iPod β€” better
Requires iOS13.0 β€” better15.1
Further details β€” not scored
Size57 MB49 MB
Age rating4+4+
DeveloperPAYMENT ASIA TECHNOLOGY LIMITEDRanjan Goyal

In-app purchases

None

PAREMIT

No in-app purchases

4 purchases

Rafin

Subscriptions4
  • Rafin Pro Monthly$5.991 Month
  • Rafin Ultimate Monthly$12.991 Month
  • Rafin Pro Yearly$49.991 Year
Show 1 more
  • Rafin Ultimate Yearly$119.991 Year

Questions

Is PAREMIT free?
PAREMIT is free to download, with no in-app purchases.
Is Rafin free?
Rafin is free to download, with in-app purchases available.
Do PAREMIT or Rafin have ads?
PAREMIT shows ads; Rafin does not.
Which is updated more often, PAREMIT or Rafin?
PAREMIT ships an update fortnightly, and Rafin every 5 days. Most recently, PAREMIT was updated on September 8, 2026 and Rafin on July 9, 2026.

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