Comparison

Finplify vs Rafin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finplify

Features
Read full description

Unlock financial empowerment with Finplify, your gateway to accessible investments in diverse asset classes. Whether you're an experienced investor or just beginning your financial journey, Finplify helps you build a passive income stream with affordable investments in tangible assets, ensuring a stable and secure financial portfolio. Key Features: 1) Investments starting from Rs 10 2) Get Monthly Rental Yield of upto 14% per annum 3) Make informed decisions with real-time market data, in-depth analytics, and expert insights right at your fingertips. 4) Rest easy knowing your investments are protected with state-of-the-art security features and robust encryption. At Finplify, we're building a cutting-edge investment platform that leverages the power of blockchain technology and data analytics to enable our users to make investments in a wide range of asset classes, both traditional and emerging. We believe that everyone should have access to the opportunities presented by the global financial markets, and we're committed to democratizing access to investment opportunities through our platform. We are passionate about helping our users achieve their financial goals, and we're proud to be at the forefront of innovation in the investment industry. Join us today and start investing with confidence!

About

Rafin

Manage your personal finances and split expenses seamlessly. Track budgets, set savings goals, and gain AI-driven insights. Effortlessly divide costs with friends for trips, rent, or events using various splitting methods.

Highlights
  • Budget tracking by category
  • Savings goal setting and progress tracking
  • Real-time expense tracking
  • AI-powered insights and recommendations
  • Group expense splitting with multiple methods
  • Multi-currency support for over 150 currencies
  • AI receipt scanning (Pro)
Features
Read full description

The all-in-one personal finance app. Track budgets, set savings goals, get AI insights — AND split expenses with friends when you need to. BUDGETING MEETS BILL SPLITTING Unlike apps that only do budgeting or only do splitting, Rafin gives you everything in one place. PERSONAL FINANCE FEATURES Budget Tracking • Set monthly budgets by category • Track every dollar you spend • Get alerts when approaching limits Savings Goals • Set financial goals (vacation, emergency fund, new car) • Track progress over time • Stay motivated with visual progress Expense Tracking • Add expenses in seconds • Scan receipts with AI (Pro) • Categorize spending automatically Insights & Analytics • View spending trends and patterns • See where your money goes • AI-powered recommendations (Pro) EXPENSE SPLITTING FEATURES Group Splitting • Create groups for trips, roommates, events, or couples • 5 split types: equal, exact amounts, percentage, shares, itemized • Track who owes what in real-time Smart Settlements • See all balances at a glance • Simplified debt calculation • Record payments instantly Multi-Currency • 150+ currencies supported • Perfect for travel and international groups PRO & ULTIMATE FEATURES • AI Receipt Scanning — scan & split receipts automatically • Recurring Expenses — automate regular bills • Bank Sync — connect accounts securely (Ultimate) • Unlimited Groups — no limits on groups or members • Export Data — download as CSV or PDF PERFECT FOR • Personal budgeting & expense tracking • Couples managing joint finances • Roommates splitting rent & utilities • Travelers tracking trip expenses SECURE & PRIVATE • Bank-grade encryption • No ads, ever • Your data stays yours Terms of Service: https://rafin.app/terms Privacy Policy: https://rafin.app/privacy

Screenshots

Rafin4 screens

Verdict

The call

The clearest difference is in-app purchases: Finplify at none against Rafin's 4. Finplify also leads on iOS requirement (13.0 vs 15.1). Rafin's advantage is update cadence (every 5 days vs monthly). On price, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Rafin sells 4 in-app purchases, starting at $5.99 per month. Finplify asks for nothing beyond the download.

UpkeepUpdate frequency

Finplify ships an update monthly, Rafin every 5 days. The most recent releases landed on September 9, 2026 and July 9, 2026 respectively.

Scorecard3 real differences Ā· 5 level
Finplify versus Rafin: the parameters behind the verdict, then further details
ParameterFinplifyRafin
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequencyMonthlyEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size78 MB49 MB
Age rating17+4+
DeveloperFinplify Technologies Private LimitedRanjan Goyal

In-app purchases

None

Finplify

No in-app purchases

4 purchases

Rafin

Subscriptions4
  • Rafin Pro Monthly$5.991 Month
  • Rafin Ultimate Monthly$12.991 Month
  • Rafin Pro Yearly$49.991 Year
Show 1 more
  • Rafin Ultimate Yearly$119.991 Year

Questions

Is Finplify free?
Finplify is free to download, with no in-app purchases.
Is Rafin free?
Rafin is free to download, with in-app purchases available.
Do Finplify or Rafin have ads?
Neither Finplify nor Rafin shows ads.
Which is updated more often, Finplify or Rafin?
Finplify ships an update monthly, and Rafin every 5 days. Most recently, Finplify was updated on September 9, 2026 and Rafin on July 9, 2026.

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