Comparison

FairSplitter vs Rafin

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FairSplitter

Features
Read full description

Splitting expenses shouldn't feel like a business transaction — especially with the people you're closest to. FairSplitter gives you flexible, fair expense splitting for every situation: group trips, roommates, couples, or any shared spending. No guilt-tripping "you owe" reminders. No one-size-fits-all approach. Just a clean, fast way to keep things balanced. SPLIT YOUR WAY Every group is different, so why split the same way every time? Choose equal splits, percentage-based shares, exact amounts, or custom shares — whatever fits. Change it per expense if you need to. MULTI-CURRENCY THAT ACTUALLY WORKS Traveling across countries? Log expenses in any currency. FairSplitter converts using the exchange rate from the day you spent — not today's rate applied retroactively. That €47 dinner in Barcelona stays accurate whether you settle up the next day or three months later. BUILT FOR REAL RELATIONSHIPS Most splitting apps treat a couple sharing rent the same as five strangers splitting a cab. FairSplitter doesn't. Manage shared household expenses with your partner, split a road trip with friends, or track rent and utilities with roommates — each with the right level of detail. GROUPS FOR EVERY OCCASION Create a group in seconds. Add members, log expenses as they happen, and see everyone's fair share calculated automatically. No spreadsheets, no mental math, no awkward conversations. SMART SETTLEMENTS When it's time to settle, FairSplitter simplifies who pays whom into the fewest possible payments. Record settlements via any method — cash, UPI, PayPal, Venmo, bank transfer — whatever works for your group. EVERYTHING AT A GLANCE - See balances across all your groups and friends in one view - Full expense history with category breakdowns - Get notified when expenses are added or settled - Archive old groups to keep things tidy SWITCHING FROM SPLITWISE? Import your full expense history from Splitwise with a single CSV upload. Categories and currencies are matched automatically. Pick up right where you left off — minus the friction. FairSplitter is completely free. No subscriptions, no premium tiers, no ads. Just fair splitting.

About

Rafin

Manage your personal finances and split expenses seamlessly. Track budgets, set savings goals, and gain AI-driven insights. Effortlessly divide costs with friends for trips, rent, or events using various splitting methods.

Highlights
  • Budget tracking by category
  • Savings goal setting and progress tracking
  • Real-time expense tracking
  • AI-powered insights and recommendations
  • Group expense splitting with multiple methods
  • Multi-currency support for over 150 currencies
  • AI receipt scanning (Pro)
Features
Read full description

The all-in-one personal finance app. Track budgets, set savings goals, get AI insights — AND split expenses with friends when you need to. BUDGETING MEETS BILL SPLITTING Unlike apps that only do budgeting or only do splitting, Rafin gives you everything in one place. PERSONAL FINANCE FEATURES Budget Tracking • Set monthly budgets by category • Track every dollar you spend • Get alerts when approaching limits Savings Goals • Set financial goals (vacation, emergency fund, new car) • Track progress over time • Stay motivated with visual progress Expense Tracking • Add expenses in seconds • Scan receipts with AI (Pro) • Categorize spending automatically Insights & Analytics • View spending trends and patterns • See where your money goes • AI-powered recommendations (Pro) EXPENSE SPLITTING FEATURES Group Splitting • Create groups for trips, roommates, events, or couples • 5 split types: equal, exact amounts, percentage, shares, itemized • Track who owes what in real-time Smart Settlements • See all balances at a glance • Simplified debt calculation • Record payments instantly Multi-Currency • 150+ currencies supported • Perfect for travel and international groups PRO & ULTIMATE FEATURES • AI Receipt Scanning — scan & split receipts automatically • Recurring Expenses — automate regular bills • Bank Sync — connect accounts securely (Ultimate) • Unlimited Groups — no limits on groups or members • Export Data — download as CSV or PDF PERFECT FOR • Personal budgeting & expense tracking • Couples managing joint finances • Roommates splitting rent & utilities • Travelers tracking trip expenses SECURE & PRIVATE • Bank-grade encryption • No ads, ever • Your data stays yours Terms of Service: https://rafin.app/terms Privacy Policy: https://rafin.app/privacy

Screenshots

FairSplitter4 screens
Rafin4 screens

Verdict

The call

The clearest difference is in-app purchases: FairSplitter at none against Rafin's 4. Rafin's advantage is update cadence (every 5 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Rafin sells 4 in-app purchases, starting at $5.99 per month. FairSplitter asks for nothing beyond the download.

UpkeepUpdate frequency

FairSplitter ships an update every 3 weeks, Rafin every 5 days. The most recent releases landed on October 10, 2026 and October 24, 2026 respectively.

Scorecard2 real differences Ā· 6 level
FairSplitter versus Rafin: the parameters behind the verdict, then further details
ParameterFairSplitterRafin
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details — not scored
Size37 MB49 MB
Age rating4+4+
DeveloperSrishti JainRanjan Goyal

In-app purchases

None

FairSplitter

No in-app purchases

4 purchases

Rafin

Subscriptions4
  • Rafin Pro Monthly$5.991 Month
  • Rafin Ultimate Monthly$12.991 Month
  • Rafin Pro Yearly$49.991 Year
Show 1 more
  • Rafin Ultimate Yearly$119.991 Year

Questions

Is FairSplitter free?
FairSplitter is free to download, with no in-app purchases.
Is Rafin free?
Rafin is free to download, with in-app purchases available.
Do FairSplitter or Rafin have ads?
Neither FairSplitter nor Rafin shows ads.
Which is updated more often, FairSplitter or Rafin?
FairSplitter ships an update every 3 weeks, and Rafin every 5 days. Most recently, FairSplitter was updated on October 10, 2026 and Rafin on October 24, 2026.

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