Rafin vs Budget Planner App

The all-in-one personal finance app. Track budgets, set savings goals, get AI insights — AND split expenses with friends when you need to. BUDGETING MEETS BILL SPLITTING Unlike apps that only do budgeting or only do splitting, Rafin gives you everything in one place. PERSONAL FINANCE FEATURES Budget Tracking • Set monthly budgets by category • Track every dollar you spend • Get alerts when approaching limits Savings Goals • Set financial goals (vacation, emergency fund, new car) • Track progress over time • Stay motivated with visual progress Expense Tracking • Add expenses in seconds • Scan receipts with AI (Pro) • Categorize spending automatically Insights & Analytics • View spending trends and patterns • See where your money goes • AI-powered recommendations (Pro) EXPENSE SPLITTING FEATURES Group Splitting • Create groups for trips, roommates, events, or couples • 5 split types: equal, exact amounts, percentage, shares, itemized • Track who owes what in real-time Smart Settlements • See all balances at a glance • Simplified debt calculation • Record payments instantly Multi-Currency • 150+ currencies supported • Perfect for travel and international groups PRO & ULTIMATE FEATURES • AI Receipt Scanning — scan & split receipts automatically • Recurring Expenses — automate regular bills • Bank Sync — connect accounts securely (Ultimate) • Unlimited Groups — no limits on groups or members • Export Data — download as CSV or PDF PERFECT FOR • Personal budgeting & expense tracking • Couples managing joint finances • Roommates splitting rent & utilities • Travelers tracking trip expenses SECURE & PRIVATE • Bank-grade encryption • No ads, ever • Your data stays yours Terms of Service: https://rafin.app/terms Privacy Policy: https://rafin.app/privacy

Plan every dollar. See what comes next. FloosYo is a subscription app. Every feature described below requires an active subscription. New accounts start with a free trial. FloosYo helps you turn income, bills, recurring expenses, and everyday spending into a clear plan, so you can understand where your money is headed before it gets there. Most finance apps show you what already happened. FloosYo helps you prepare for what happens next. See your spending month by month. Plan your income across the categories that matter. Track bills, subscriptions, and daily habits before they become surprises. Connect your bank to bring in transactions automatically, or add expenses yourself. Track your savings goal, customize your categories, and understand how a choice today can affect your week, month, and year. A $5 daily coffee is $1,825 a year. A barely used $39 gym membership is $468 a year. Small expenses stop looking small when you see the full picture. FloosYo gives every dollar context, so you can decide what to keep, what to skip, and what deserves your attention. HOW IT WORKS 1. Build your plan Set up your income, budgets, bills, subscriptions, and spending categories in one place. Customize your categories and track your savings goal. FloosYo helps you give every dollar a purpose. 2. See what comes next Review your spending pace, monthly reports, upcoming bills, and recurring costs. Connect your bank to bring in transactions automatically and detect recurring charges and subscriptions. See the impact of your choices across days, weeks, months, and years. 3. Stay ahead Track what is due, spot costs that are adding up, skip spending you do not need, and keep building habits that support your goals. INCLUDED WITH YOUR SUBSCRIPTION • Income and budget planning • Optional bank linking with automatic transaction imports • Automatic subscription and recurring expense detection • Monthly spending reports and trends • Subscription and recurring bill tracking • Upcoming due-date reminders • Future cost projections • Daily, weekly, monthly, and yearly spending views • Voice, typing, and paste expense entry • Savings tracking and streaks • Savings goal tracking • Custom categories, colors, and icons • Home screen widgets • Light and dark mode PRIVATE BY DEFAULT Your financial data stays private. We do not sell your data. No bank linking required. Bank linking is completely optional. Bank connections are read-only. FloosYo cannot move your money. Built for people who want a clear plan for their money, without complicated spreadsheets or overwhelming budgeting systems. Simple. Clear. Human. SUBSCRIPTIONS FloosYo is available as a monthly or yearly auto-renewing subscription. The price is shown in the app before you buy. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Charges are applied to your Apple ID account. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy: https://floosyo.com/en/privacy Terms of Use: https://floosyo.com/en/terms