6pm vs MonBo

Most budget apps want an hour a week. 6pm wants one minute a day. All day it catches what you spend — Apple Pay, receipt photos, bank emails, your voice. At six, you swipe once to close the day. Tomorrow morning you get one number: what’s safe to spend today. KNOW WHAT’S SAFE TO SPEND TODAY One number on your Today screen, worked out from your pay, your bills and what you have already spent. Spend less today and tomorrow’s number grows. CLOSE YOUR DAY IN ONE SWIPE At six, 6pm shows what it caught. Keep it, edit it, or mark it not yours, then swipe once. The day is closed. EVERY WAY TO LOG, ONE INBOX Apple Pay taps, bank and wallet notifications, receipt photos, forwarded bank emails, VietQR scans, your voice and a quick keypad. On iOS 27, a Shortcuts automation reads bank and wallet notifications on your iPhone. Everything lands in one inbox for the close. ASK BEFORE YOU SPEND Can I afford a dinner on Saturday? Ask 6pm answers from your own numbers. A BUDGET PLANNER THAT PAYS YOU FIRST Bills are set aside and pots fill each pay cycle before anything is called spendable. A MONEY DIARY YOU’LL ACTUALLY KEEP Every closed day is a page. Look back at a month in one glance. LOOKS AND COMPANIONS Eleven looks, from Sơn Mài lacquer to Neon Alley, that follow your real clock from dawn to midnight. Six companions keep you company, and your Home Screen icon can follow the one you pick. PRIVATE BY DESIGN No bank login, ever. Your money stays encrypted on your iPhone. Ask can run on this iPhone, offline. 6pm is open source. 6pm is free. 6pm Max adds every look, unlimited Ask and pots, Travel mode, the Year book, encrypted backup and export, and widgets in your look. 6pm is not affiliated with or endorsed by any bank, wallet or payment network it works with. Bank and wallet names belong to their owners. Terms of Use: https://at6pm.app/terms Privacy Policy: https://at6pm.app/privacy

Tired of manually entering every single expense? Worried about your sensitive financial data being collected by free apps? MonBo is the perfect solution for you! MonBo is a next-generation personal finance app that pioneers the integration of on-device Artificial Intelligence (AI). With MonBo, you get a smart financial assistant that is absolutely secure and works 100% offline. KEY FEATURES: AI Chat & Voice Input: Skip the tedious category selection. Just say "Lunch 15 dollars" or type "Gas 30 bucks", and MonBo's AI will automatically understand, categorize, and save the transaction in an instant. Comprehensive Dashboard: Track your cash flow, expenses, income, and net worth fluctuations through intuitive, beautiful, and easy-to-understand charts. Investment Portfolio: Manage not just cash, but also gold, stocks, crypto, and real estate. Get real-time exchange rates and market updates (internet required only for fetching prices). Budget Management: Set spending limits for each category. MonBo will track and give early warnings if you are at risk of overspending. Convenient Widgets: Quickly check your balance and budget progress right on your Home Screen without opening the app. SECURITY & PRIVACY-FIRST: Unlike other finance apps, MonBo adheres strictly to the "Zero Data Collection" principle. All your data, including AI processing data, stays entirely on your device. There are no intermediary servers. When syncing, data is encrypted and saved directly to your personal iCloud. No one — not even us — can read your financial data. MONBO PRO (Optional Upgrade): The free version of MonBo allows you to use up to 50 transactions and 2 accounts — enough to experience the power of the app. Upgrade to MonBo Pro to unlock: - Unlimited transactions and accounts. - Multi-currency and digital asset portfolio tracking. - Advanced AI cash flow forecasting features. - Advanced financial reports. - Secure multi-device iCloud sync. - Gamification and achievements to motivate saving. Download MonBo today to regain control of your personal finances in the smartest, fastest, and most secure way! Privacy Policy: https://monbo.io.vn/privacy/ Terms of Use: https://monbo.io.vn/terms EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Subscription auto-renews unless cancelled at least 24 hours before the end of the current period. Manage subscriptions in your Apple ID Settings.