Comparison

Westpac One vs OptionsDeskiOS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Westpac One

This app provides enhanced security for online banking by generating one-time passcodes for multi-factor authentication. It allows linking multiple profiles and offers personalized sign-in options like biometrics or a PIN for convenient access on your mobile device.

Highlights
  • One-time passcode generation
  • Multi-factor authentication
  • Multiple profile linking
  • Biometric or PIN sign-in
  • Portable mobile security
Read full description

Securely verify your identity and access Westpac digital banking services with the Westpac One app. Westpac One helps protect your organisation's banking activities with identity verification and strong authentication. Verify your identity and generate one-time passcodes (OTPs) to securely access eligible banking services. Features: • Digital identity verification – Verify your identity for eligible Westpac products and services. • Enhanced security – OTPs for multi-factor authentication to provide an extra layer of security. • Multiple profile linking – If you have more than one profile, you can link them all to one eToken. • Personalised access – Set up your biometrics or a 6-digit PIN to safely and easily sign in to the app. • Portable protection – eToken is conveniently with you on your mobile device when you need it. Activation of this app is by invitation only. If your organisation was not invited by Westpac to install the app, it may not work as intended. For information, contact your Administrator or call Corporate Help Desk on 1300 134 291 if you are in Australia, and (+61 2) 9155 7737 if you are overseas. This app requires iOS 16.0 or later. © Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. The Westpac Group, 275 Kent Street, Sydney, NSW 2000, AUSTRALIA.

About

OptionsDeskiOS

This app provides institutional-grade options analysis tools for mobile devices. Evaluate single options or complex strategies, model scenarios, and track portfolio exposure with real-time data and detailed analytics.

Highlights
  • Multi-leg option strategy builder
  • Real-time Black-Scholes pricing
  • Interactive payoff diagrams
  • Full Greeks suite
  • Scenario analysis simulator
  • Portfolio risk management
  • Probability calculator
Features
Read full description

OptionsDesk brings institutional-grade options analysis to your iPhone and iPad. Whether you're evaluating a single call or modelling a complex multi-leg spread, OptionsDesk gives you the tools professionals rely on — built for mobile. PAYOFF CALCULATOR • Build up to 4-leg option strategies (calls, puts, spreads, condors, straddles and more). • Real-time Black-Scholes pricing with live market data. • Interactive payoff diagram with touch crosshair — see P&L at any price level. • Full Greeks suite: Delta, Theta, Gamma, Vega, Rho. • DATE and IV sliders to model time decay and volatility scenarios. • Break-even prices, Max Profit, Max Loss, Reward/Risk ratio and Chance of Profit. SIMULATOR • Scenario analysis across underlying price, volatility, interest rates and time. • Aggregate Greeks for your entire position. • Visualise how your P&L evolves as market conditions change. • Add up to 5 legs including stock positions. PORTFOLIO MANAGER • Track volatility exposure across a range of instruments in one unified view. • Monitor your entire options portfolio — stocks, calls, puts and multi-leg spreads side by side. • Aggregate Greeks across all positions so you always know your net Delta, Theta, Vega and Gamma exposure. • Spot concentration risk at a glance — see which positions are driving your P&L. • Manage volatility across equities, ETFs and indices from a single dashboard. • Built for traders who run multiple strategies simultaneously and need a clear, real-time picture of total risk. FUTURE PRICE (PROBABILITY CALCULATOR) • Black-Scholes probability engine — what are the odds the stock ends above or below a target? • Supports continuous and discrete dividends, risk-free rate adjustments. • Interactive probability chart with live crosshair. • Model up to 3 scenarios simultaneously. LIVE MARKET DATA • Fetch live prices and options chains directly. • Auto-complete ticker search across thousands of stocks and ETFs • See real-time price, daily change and company name Built for traders who want precision. Terms of Use: https://www.optionsdeskapp.pro/terms

Screenshots

Westpac One4 screens
OptionsDeskiOS4 screens

Verdict

The call

The clearest difference is review sentiment: OptionsDeskiOS at 100% against Westpac One's 50%. OptionsDeskiOS also leads on update cadence (every 3 days vs every 3 months). Westpac One's advantage is in-app purchases (none vs 1). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OptionsDeskiOS sells 1 in-app purchase, starting at $5.99 per month. Westpac One asks for nothing beyond the download.

UpkeepUpdate frequency

Westpac One ships an update every 3 months, OptionsDeskiOS every 3 days. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.

Scorecard4 real differences · 6 level
Westpac One versus OptionsDeskiOS: the parameters behind the verdict, then further details
ParameterWestpac OneOptionsDeskiOS
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings—1 — better
Update frequencyEvery 3 monthsEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size47 MB3 MB
Age rating17+4+
DeveloperWestpac Banking CorporationMichael Adante

Customer experience

Westpac One

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

OptionsDeskiOS

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Westpac One

No in-app purchases

1 purchases

OptionsDeskiOS

Subscriptions1
  • OptionsDesk Pro$5.991 Month

Questions

Is Westpac One free?
Westpac One is free to download, with no in-app purchases.
Is OptionsDeskiOS free?
OptionsDeskiOS is free to download, with in-app purchases available.
Do Westpac One or OptionsDeskiOS have ads?
Neither Westpac One nor OptionsDeskiOS shows ads.
Which is updated more often, Westpac One or OptionsDeskiOS?
Westpac One ships an update every 3 months, and OptionsDeskiOS every 3 days. Most recently, Westpac One was updated on October 24, 2026 and OptionsDeskiOS on October 12, 2026.

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