Payours vs Billy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payours
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Payours - Split Bills. Track Payments. Stay Organized. Payours makes it easy to split bills with friends, family, or roommates—whether you're sharing rent, planning a trip, or dining out. No more spreadsheets or awkward reminders. Just simple, stress-free expense sharing. Key Features • Split bills equally or by custom amounts • Track who paid and who still owes • Send automated reminders • Support for groups and multi-currency • Scan receipts and manage recurring bills • Settle payments and mark as paid • Optional Face ID or PIN for extra security Go Premium (Optional In-App Purchase) Upgrade for even more power and convenience: • Amazing Plan – $29.99/month: Ad-free, advanced split options, priority support, Unlimited bill creation, Unlimited group creation, Unlimited group users • Fun Plan – $2.99/month: Essential premium tools at a lower cost, Unlimited bill and group creation, Unlimited group users Payments & Subscriptions • Payment is charged to your iTunes Account upon purchase confirmation. • Subscription auto-renews unless cancelled 24 hours before end of current period • Manage your subscription via Apple Account Settings • Auto-renewal may be turned off by visiting your Apple Account Settings. • No cancellations allowed during active subscription period Legal • Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ • Privacy Policy: https://payours.io/privacy-privacy/ Download Payours today and make group expenses fair, fast, and frustration-free!
Billy
Effortlessly divide expenses from receipts by snapping a photo. The app automatically scans items, allows easy assignment to friends, and calculates exact amounts owed, including tip and tax. Share clear summaries instantly without needing to log in.
- Scan receipts with a photo
- Automatic line item extraction
- Assign items to individuals
- Calculate tip and tax
- Instant total calculation
- Shareable expense summaries
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Split bills from a receipt in seconds. Snap a photo and Billy scans your receipt, pulls out each line item, and lets you quickly assign items to friends. Add tip and tax, and Billy instantly calculates who owes what. Then share a clean summary in one tap. No logins. No spreadsheets. Just fast, fair bill splitting. Perfect for dinners, takeout, coffee runs, roommates, and group trips. How it works: - Snap a photo of your receipt - Review scanned items - Assign items to each person - Add tip/tax if needed - See totals instantly - Share a ready-to-send summary
Screenshots
Verdict
Payours and Billy are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Payours sells 2 in-app purchases, starting at $2.99 per month and Billy sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
Payours ships an update every 2 weeks, Billy every 11 days. The most recent releases landed on October 3, 2026 and October 8, 2026 respectively.
| Parameter | Payours | Billy |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 2 weeks | Every 11 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 184 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | 456Labs Inc | Sungtae Kim |
In-app purchases
Payours
- Monthly$2.991 Month
- Monthly$29.991 Year
Billy
- 5 Credits$1.99
- 10 Credits$2.99
- 20 Credits$3.99









