Comparison

Billy vs PaySplit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Billy

Effortlessly divide expenses from receipts by snapping a photo. The app automatically scans items, allows easy assignment to friends, and calculates exact amounts owed, including tip and tax. Share clear summaries instantly without needing to log in.

Highlights
  • Scan receipts with a photo
  • Automatic line item extraction
  • Assign items to individuals
  • Calculate tip and tax
  • Instant total calculation
  • Shareable expense summaries
Read full description

Split bills from a receipt in seconds. Snap a photo and Billy scans your receipt, pulls out each line item, and lets you quickly assign items to friends. Add tip and tax, and Billy instantly calculates who owes what. Then share a clean summary in one tap. No logins. No spreadsheets. Just fast, fair bill splitting. Perfect for dinners, takeout, coffee runs, roommates, and group trips. How it works: - Snap a photo of your receipt - Review scanned items - Assign items to each person - Add tip/tax if needed - See totals instantly - Share a ready-to-send summary

About

PaySplit

Easily track shared expenses like rent and trip costs with friends and roommates. This app offers a private way to settle debts, with no accounts or ads required. It helps you see clear balances and suggests the most efficient way to settle up.

Highlights
  • Track group expenses
  • Clear balance visibility
  • Smart settlement suggestions
  • Multi-currency support
  • iCloud group sharing
  • Voice entry (Pro)
Features
Read full description

Split shared bills without the awkward math. PaySplit shows who paid, who owes, and the fewest payments to settle up. No accounts. No ads. Private iCloud sharing. MADE FOR SHARED LIFE Rent, utilities, groceries, dinners, trips: if more than one person paid or benefited, PaySplit keeps it clear. • See exactly who owes what, at a glance. • Add an expense in seconds and choose who shares it. • Settle with fewer payments, not a web of IOUs. • Tap any balance to see how it was built: which expenses, which shares, which payments. • Share a group through iCloud. Your people do not need to create an account. • Keep groups in different currencies, with a running total in yours. NEW IN 2.1 • Receipt inbox: share a receipt from Photos, Mail or Messages and it waits for you to turn it into an expense. • Widgets and controls: balances on your Home and Lock Screen, and Add Expense from Control Center. • Spotlight: find any expense or payment from anywhere on your iPhone. • Siri that asks first: Add Expense and Record Payment confirm the details before saving. HOW IT WORKS 1. Create a group for your home, trip, or night out. 2. Add expenses as they happen. 3. Check balances and settle when you are ready. PAYSPLIT FREE & PRO Start free with your first 50 lifetime expenses, then 10 new expenses each month. PaySplit Pro adds: • Unlimited expenses • Recurring bills for rent, internet and other regular costs • Voice entry: say "Pizza, $42, split with Alex and Sam." • Line-by-line receipt splitting • Search across your history • Spending insights • CSV and PDF export $2.99/month or $14.99/year. YOUR DATA STAYS YOURS PaySplit stores group data in your iCloud account using Apple's CloudKit infrastructure. We have no servers and collect no data. Read the full policy at https://getpaysplit.app/privacy. QUESTIONS? Email support@getpaysplit.app. Every message reaches the developer directly. Subscription terms: PaySplit Pro auto-renews monthly or annually until cancelled. Manage or cancel anytime in Settings > Apple ID > Subscriptions. Payment is charged to your Apple ID. Subscriptions renew automatically unless turned off at least 24 hours before the end of the current period. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Billy4 screens
PaySplit4 screens

Verdict

The call

The clearest difference is monetization model: Billy at free against PaySplit's freemium. Billy also leads on update cadence (every 11 days vs monthly) and iOS requirement (15.1 vs 26.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Billy sells 3 one-off in-app purchases and PaySplit sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Billy against 5.0 for PaySplit. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

Billy ships an update every 11 days, PaySplit monthly. The most recent releases landed on October 8, 2026 and October 15, 2026 respectively.

Scorecard3 real differences · 7 level
Billy versus PaySplit: the parameters behind the verdict, then further details
ParameterBillyPaySplit
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews—
Number of ratings2 — better1
Update frequencyEvery 11 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better26.0
Further details — not scored
Size39 MB15 MB
Age rating4+4+
DeveloperSungtae KimRicardo Carvalho

Customer experience

Billy

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

PaySplit

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Billy

One-time3
  • 5 Credits$1.99
  • 10 Credits$2.99
  • 20 Credits$3.99
2 purchases

PaySplit

Subscriptions2
  • PaySplit Pro Monthly$2.991 Month
  • PaySplit Pro Yearly$14.991 Year

Questions

Is Billy free?
Billy is free to download, with in-app purchases available.
Is PaySplit free?
PaySplit is free to download, with in-app purchases available.
Which has better reviews, Billy or PaySplit?
Billy and PaySplit are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do Billy or PaySplit have ads?
Neither Billy nor PaySplit shows ads.
Which is updated more often, Billy or PaySplit?
Billy ships an update every 11 days, and PaySplit monthly. Most recently, Billy was updated on October 8, 2026 and PaySplit on October 15, 2026.

Other comparisons