Comparison

Payours vs Pay with Sublime

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payours

Features
Read full description

Payours - Split Bills. Track Payments. Stay Organized. Payours makes it easy to split bills with friends, family, or roommates—whether you're sharing rent, planning a trip, or dining out. No more spreadsheets or awkward reminders. Just simple, stress-free expense sharing. Key Features • Split bills equally or by custom amounts • Track who paid and who still owes • Send automated reminders • Support for groups and multi-currency • Scan receipts and manage recurring bills • Settle payments and mark as paid • Optional Face ID or PIN for extra security Go Premium (Optional In-App Purchase) Upgrade for even more power and convenience: • Amazing Plan – $29.99/month: Ad-free, advanced split options, priority support, Unlimited bill creation, Unlimited group creation, Unlimited group users • Fun Plan – $2.99/month: Essential premium tools at a lower cost, Unlimited bill and group creation, Unlimited group users Payments & Subscriptions • Payment is charged to your iTunes Account upon purchase confirmation. • Subscription auto-renews unless cancelled 24 hours before end of current period • Manage your subscription via Apple Account Settings • Auto-renewal may be turned off by visiting your Apple Account Settings. • No cancellations allowed during active subscription period Legal • Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ • Privacy Policy: https://payours.io/privacy-privacy/ Download Payours today and make group expenses fair, fast, and frustration-free!

About

Pay with Sublime

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Highlights
  • Split bills into smaller payments
  • Earn 5% cash back on timely payments
  • Automatic bill negotiation
  • Finds hidden savings
  • Subscription tracking and management
  • Due date alerts
Features
Read full description

Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.

Screenshots

Payours4 screens
Pay with Sublime4 screens

Verdict

The call

The clearest difference is in-app purchases: Pay with Sublime at none against Payours's 2. Payours's advantage is iOS requirement (15.5.0 vs 18.5). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Payours sells 2 in-app purchases, starting at $2.99 per month. Pay with Sublime asks for nothing beyond the download.

UpkeepUpdate frequency

Payours ships an update fortnightly, Pay with Sublime every 9 days. The most recent releases landed on October 19, 2026 and October 17, 2026 respectively.

Scorecard2 real differences · 8 level
Payours versus Pay with Sublime: the parameters behind the verdict, then further details
ParameterPayoursPay with Sublime
PriceFreeFree
Rating—4.7 (157 ratings) — better
Positive reviews—85.7% of reviews
Number of ratings—157 — better
Update frequencyFortnightlyEvery 9 days — better
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.5.0 — better18.5
Further details — not scored
Size184 MB61 MB
Age rating4+17+
Developer456Labs IncSublime Payments Company

In-app purchases

2 purchases

Payours

Subscriptions2
  • Monthly$2.991 Month
  • Monthly$29.991 Year
None

Pay with Sublime

No in-app purchases

Questions

Is Payours free?
Payours is free to download, with in-app purchases available.
Is Pay with Sublime free?
Pay with Sublime is free to download, with no in-app purchases.
Do Payours or Pay with Sublime have ads?
Neither Payours nor Pay with Sublime shows ads.
Which is updated more often, Payours or Pay with Sublime?
Payours ships an update fortnightly, and Pay with Sublime every 9 days. Most recently, Payours was updated on October 19, 2026 and Pay with Sublime on October 17, 2026.

Other comparisons