PercentPay vs Subsecute
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PercentPay
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Pay Together. Grow Together. PercentPay is the smartest way to split bills, raise funds, and manage group money with trust and transparency. Whether it’s for a birthday trip, community project, or your monthly squad hangout, PercentPay ensures everyone contributes, fast and fair. No more chasing people in group chats. PercentPay makes it easy to: • Create groups for any cause or event • Request funds or split payments • Track who has paid and who hasn’t (yes, Chuka we’re looking at you!) • Vote on how money is used (optional, but democratic!) • Withdraw funds securely, anytime. Whether you’re collecting for your estate transformer, your friend’s bridal shower, or a soft December getaway, PercentPay is your community’s financial command center. FEATURES THAT STAND OUT • Transparent group wallets • Voting or admin-controlled disbursements • Instant transfers • Social accountability WHY USERS LOVE US • Zero excuses. Everyone pays sharp sharp. • It’s not just a payment app, it’s a people-trust app. • Group money made fun, fair, and safe. Get started in seconds. Invite your circle. Set a goal. Collect your funds. All on PercentPay. We require location update capability to set up region monitoring. This enables us to receive location updates in the background whenever the users enter or exit their created digital addresses.
Subsecute
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Subsecute gives every subscription its own virtual card so no service can ever overcharge you, sneak a price increase past you, or make cancelling hard. HOW IT WORKS • Create a subscription and get a dedicated virtual VISA card for it • Load exactly what the service costs, nothing more is chargeable • Cancel in one tap: the card dies, the billing stops, no awkward emails STAY IN CONTROL • See every charge the moment it happens • Get reminders before renewals hit • Continue or cancel subscriptions before renewal date • Track total spending per service, per week, per month PAY BILLS TOO • Airtime, data, cable TV, and electricity from the same wallet • Instant delivery, clear receipts YOUR MONEY, VISIBLE • A wallet that shows exactly where every naira went • Automatically refunds when something fails • Weekly spending summaries straight to your email Built in Nigeria, for how we actually pay for things.
Screenshots
Verdict
PercentPay and Subsecute are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PercentPay ships an update every 2 weeks, Subsecute every 10 days. The most recent releases landed on November 4, 2026 and November 6, 2026 respectively.
| Parameter | PercentPay | Subsecute |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.5 | 15.5 |
| Further details — not scored | ||
| Size | 98 MB | 116 MB |
| Age rating | 17+ | 4+ |
| Developer | Percent | Trustcommerce Resources |
In-app purchases
PercentPay
No in-app purchases
Subsecute
No in-app purchases









