Comparison

PercentPay vs Subsecute

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PercentPay

Features
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Pay Together. Grow Together. PercentPay is the smartest way to split bills, raise funds, and manage group money with trust and transparency. Whether it’s for a birthday trip, community project, or your monthly squad hangout, PercentPay ensures everyone contributes, fast and fair. No more chasing people in group chats. PercentPay makes it easy to: • Create groups for any cause or event • Request funds or split payments • Track who has paid and who hasn’t (yes, Chuka we’re looking at you!) • Vote on how money is used (optional, but democratic!) • Withdraw funds securely, anytime. Whether you’re collecting for your estate transformer, your friend’s bridal shower, or a soft December getaway, PercentPay is your community’s financial command center. FEATURES THAT STAND OUT • Transparent group wallets • Voting or admin-controlled disbursements • Instant transfers • Social accountability WHY USERS LOVE US • Zero excuses. Everyone pays sharp sharp. • It’s not just a payment app, it’s a people-trust app. • Group money made fun, fair, and safe. Get started in seconds. Invite your circle. Set a goal. Collect your funds. All on PercentPay. We require location update capability to set up region monitoring. This enables us to receive location updates in the background whenever the users enter or exit their created digital addresses.

About

Subsecute

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Subsecute gives every subscription its own virtual card so no service can ever overcharge you, sneak a price increase past you, or make cancelling hard. HOW IT WORKS • Create a subscription and get a dedicated virtual VISA card for it • Load exactly what the service costs, nothing more is chargeable • Cancel in one tap: the card dies, the billing stops, no awkward emails STAY IN CONTROL • See every charge the moment it happens • Get reminders before renewals hit • Continue or cancel subscriptions before renewal date • Track total spending per service, per week, per month PAY BILLS TOO • Airtime, data, cable TV, and electricity from the same wallet • Instant delivery, clear receipts YOUR MONEY, VISIBLE • A wallet that shows exactly where every naira went • Automatically refunds when something fails • Weekly spending summaries straight to your email Built in Nigeria, for how we actually pay for things.

Screenshots

PercentPay4 screens
Subsecute4 screens

Verdict

The call

PercentPay and Subsecute are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PercentPay ships an update every 2 weeks, Subsecute every 10 days. The most recent releases landed on November 4, 2026 and November 6, 2026 respectively.

ScorecardNo meaningful differences
PercentPay versus Subsecute: the parameters behind the verdict, then further details
ParameterPercentPaySubsecute
PriceFreeFree
Update frequencyEvery 2 weeksEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.515.5
Further details — not scored
Size98 MB116 MB
Age rating17+4+
DeveloperPercentTrustcommerce Resources

In-app purchases

None

PercentPay

No in-app purchases

None

Subsecute

No in-app purchases

Questions

Is PercentPay free?
PercentPay is free to download, with no in-app purchases.
Is Subsecute free?
Subsecute is free to download, with no in-app purchases.
Do PercentPay or Subsecute have ads?
Neither PercentPay nor Subsecute shows ads.
Which is updated more often, PercentPay or Subsecute?
PercentPay ships an update every 2 weeks, and Subsecute every 10 days. Most recently, PercentPay was updated on November 4, 2026 and Subsecute on November 6, 2026.

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