Xantos vs Subsecute

Hi there from Xantos! We are an investment manager for the next generation of investors. As an SEC-registered adviser, we build and manage investment portfolios for everyday folks. Our mission is to offer a low minimum, low fee, and premium investing experience so anyone can invest like a pro without having to learn finance jargon! We strive for exceptional risk-adjusted returns. We are fully transparent and pragmatic in educating our clients about how and what we invest. - Premium experience: We don’t just manage your investments, we explain it all and always serve in your best interest! - Easy to use: Quickly onboard and set up an account in under 5 mins from your couch. - Simple fees: $0 performance fees. Fees are charged monthly and deducted from your account - never worry about overdraft fees with us. - SIPC protection: Our custodian is a member of FINRA/SIPC. Securities in your account are protected up to $500,000. Learn more at www.sipc.org. - No lock-in: Life happens. Cancel and close your account anytime. Disclosures: Investment Advisory Services are offered through Xantos Labs LLC (“Xantos”), an SEC-registered investment advisor. Brokerage and custodial services are offered through Alpaca Securities LLC, a FINRA/SIPC member. Nothing in this communication or the application (the “App”) should be construed as tax advice, a solicitation or offer, or recommendation, to buy or sell any security in any jurisdiction where such an offer, solicitation, or recommendation would be unlawful or unauthorized. To open an account, you must be at least 18 years of age. Links provided to other server sites are offered as a matter of convenience and are not intended to imply that Xantos Labs or its affiliates endorses, sponsors, promotes, and/or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites unless expressly stated otherwise. All investing involves risk, including possible loss of money you invest, and past performance does not guarantee future performance. Before taking action, please see our Brochure and Full Disclosures for important details. © 2026 Xantos Labs LLC. All rights reserved.

Subsecute gives every subscription its own virtual card so no service can ever overcharge you, sneak a price increase past you, or make cancelling hard. HOW IT WORKS • Create a subscription and get a dedicated virtual VISA card for it • Load exactly what the service costs, nothing more is chargeable • Cancel in one tap: the card dies, the billing stops, no awkward emails STAY IN CONTROL • See every charge the moment it happens • Get reminders before renewals hit • Continue or cancel subscriptions before renewal date • Track total spending per service, per week, per month PAY BILLS TOO • Airtime, data, cable TV, and electricity from the same wallet • Instant delivery, clear receipts YOUR MONEY, VISIBLE • A wallet that shows exactly where every naira went • Automatically refunds when something fails • Weekly spending summaries straight to your email Built in Nigeria, for how we actually pay for things.