ActivBank vs Smeta
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ActivBank
Manage your finances conveniently with a mobile banking app offering transfers, bill payments, and card management. Securely access your accounts with advanced authentication methods.
- Inter-account and external bank transfers
- Mobile and utility bill payments
- Card management (block, hide, PIN change)
- Loan payment tracking and online repayment
- Multi-factor authentication
- Biometric login (Face ID, Touch ID)
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ActivBank- мобильный банк от ЗАО "Актив Банк". Широкий спектр банковских услуг, которые вы получаете круглые сутки прямо в вашем телефоне. 1. Переводите Между своими счетами Между клиентами банка В другие банки 2. Оплачивайте Мобильную связь и интернет Коммунальные услуги Налоги Кошельки других банков И многое другое 3. Управление картами Блокировка карт Скрытие карт Получение реквизитов Выписка по картам Установка и смена пин кода Управление лимитами 4. Управление кредитами График платежей Выписка по счету Онлайн оплата 5. Безопасность Многофакторная идентификация FACE ID TOUCH ID Список устройств История безопасности СМС- подтверждение Актив Банк «С нами легко»
Smeta
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Your money, made clear. Smeta is a personal finance tracker that brings your accounts, transactions, and spending insights together in one calm, easy-to-read place. BRING YOUR HISTORY WITH YOU Start with the data you already have. Smeta imports CSV, TSV, TXT, OFX, QFX, QBO, and QIF files, including flexible spreadsheet layouts from different banks and finance apps. Built-in parsers handle common formats, while on-device intelligence can help identify unfamiliar columns. Optional Remote AI Import uses only a de-identified structural pattern—and stays off until you allow it. SEE THE FULL PICTURE • View balances across multiple accounts • Track income, expenses, and transfers • Organize transactions with categories and distinctive icons • Review recent activity from your dashboard • Search and filter your transaction history • Understand spending by category • Compare income and expenses over time • Work with multiple currencies and exchange rates LOG TRANSACTIONS QUICKLY Add income or expenses in seconds. Smeta remembers previously used names and categories, making everyday entries faster and more consistent. A built-in amount calculator helps when the total is not a simple number. YOUR DATA, YOUR CHOICE Your financial data is stored on your device. Optional iCloud sync keeps it available across your Apple devices through your private iCloud account. Protect access with App Lock, export your transactions to CSV whenever you need them, and choose whether Remote AI Import is ever used. Whether you are starting fresh or moving years of financial history, Smeta helps turn everyday transactions into a clear view of your money.
Screenshots
Verdict
The clearest difference is iOS requirement: ActivBank at 13.0 against Smeta's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ActivBank ships an update every 3 weeks, Smeta every 5 weeks. The most recent releases landed on October 20, 2026 and October 11, 2026 respectively.
| Parameter | ActivBank | Smeta |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | 75.0% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 151 MB | 17 MB |
| Age rating | 17+ | 4+ |
| Developer | CJSC "ACTIVBANK" | Gaivoronski Andrei Vyacheslavovich, IP |
In-app purchases
ActivBank
No in-app purchases
Smeta
No in-app purchases









