Comparison

Just Money Expense Diary vs Your Spending

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Just Money Expense Diary

Manage your personal finances with this straightforward app. Track income and expenses by category, visualize financial data with interactive charts, and secure your information with biometric locks. Easily export your data and sync across devices.

Highlights
  • Income and expense tracking
  • Category management
  • Interactive charts and graphs
  • Data export to CSV
  • iCloud sharing
  • Biometric security (Touch ID/Face ID)
Features
Read full description

A simple expense diary for daily spending, cash, and income. Just Money is the place to write down what you spend and earn. No bank login, no account, no ads—just a clean record of where your money goes. WHAT YOU CAN DO • Add expenses and income in seconds, with a built-in calculator • Use categories that match how you actually think about your money • See simple statistics for any period—by category, by month, by year • Compare income and expenses side by side • Track cash, daily spending, and household money • Export to CSV anytime • Code lock with Face ID support THE IDEA The idea is small: write down what you spent and what you earned. The act of typing a number and picking a category is where awareness lives—it's the reason Just Money is a manual app, not a bank-connected one. QUIET, PRIVATE, YOURS • No bank connection • No account to create • No ads • Your records stay on your device and your iCloud—not on a Just Money server BUILT TO LAST Just Money has been around since 2013. A one-time purchase stays a one-time purchase—we don't gate features you've already paid for. WHAT IT ISN'T Not a budgeting platform. Not accounting software. Not a bank-connected finance dashboard. A notebook for the money in your day. Questions, ideas, or feature requests? Write to hello@justmoney.nl—every email is read by the developer.

About

Your Spending

This app helps you manage your expenses and upcoming payments with a clear overview of your financial situation. It allows you to track bills, identify spending patterns, and avoid late fees without linking bank accounts.

Highlights
  • Automated upcoming payments display
  • 12-month spending forecast
  • Avoid late payment fees
  • Identify expensive months
  • No bank account linking required
  • Select currency symbol
Features
Read full description

Your Spending app gives you a better way to manage your spending, and so much more. My name’s Marc Jarman, as a direct result of using the Your Spending app myself, not only did I discover complete clarity of my own spending situation, but over a 12 month period, I also found $15,000 in reduced yearly spending, (needless spending) and also lost 15kg (33lb) excess weight too. I first started Your Spending in 2018 because I was always asking myself these types of questions, "What payments have I got coming out (this week, this month, next month)?" With the ‘Automated Upcoming Payments Display’ you only have to open the app to be shown not only what payments you have coming out this week, but you can also see your entire spending for the next 12 months, as a result of a simple, one-time calendar entry that takes only 10 seconds to complete. Make late payment fees a thing of the past, with Your Spending app you'll always know when your car registration's due, when your electricity or phone bill's due, any bill or payment for that matter. With a simple tap you can now see well in advance which months of the year are more expensive for you than others. Another positive to Your Spending app is that you don’t link your bank accounts to it, you want your bank accounts to mirror the evolving spending situation you map out in the app, the $15,000 reduced yearly spending I found didn't all happen straight away, those changes happened over a 12 month period, one expense at a time. And lastly, one of the new features in Your Spending app is the 'Select Your Currency Symbol', if you're in the UK or Europe, you can now select either £ or € to display your spending. Download Your Spending app now and get started.

Screenshots

Just Money Expense Diary4 screens
Your Spending4 screens

Verdict

The call

The clearest difference is rating: Just Money Expense Diary at 4.9 against Your Spending's 3.7. Just Money Expense Diary also leads on update cadence (every 11 days vs every 2 months) and ratings volume (15 vs 3). Your Spending's advantage is review sentiment (94% vs 69%) and iOS requirement (15.1 vs 18.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Just Money Expense Diary sells 4 one-off in-app purchases and Your Spending sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Just Money Expense Diary holds the better App Store score, 4.9 against 3.7. That said, the two scores are not equally well evidenced: Just Money Expense Diary has 15 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 69% of Just Money Expense Diary's written reviews are positive against 94% of Your Spending's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Just Money Expense Diary ships an update every 11 days, Your Spending every 2 months. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
Just Money Expense Diary versus Your Spending: the parameters behind the verdict, then further details
ParameterJust Money Expense DiaryYour Spending
PriceFreeFree
Rating4.9 (15 ratings) — better3.7 (3 ratings)
Positive reviews69.0% of reviews94.1% of reviews — better
Number of ratings15 — better3
Update frequencyEvery 11 days — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.615.1 — better
Further details — not scored
Size20 MB47 MB
Age rating4+4+
DeveloperVladimir ShutyukMarc Jarman

Customer experience

Just Money Expense Diary

All ratings15 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews71 reviews
Positive69.0%
Neutral8.5%
Negative22.5%

Your Spending

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews17 reviews
Positive94.1%
Neutral0.0%
Negative5.9%

In-app purchases

4 purchases

Just Money Expense Diary

One-time4
  • Categories$0.99
  • Statistics$0.99
  • Full Version Discount$8.99
Show 1 more
  • Full Version$12.99
2 purchases

Your Spending

One-time2
  • Your Income / Net Position$1.99
  • Your Weight / Waistline$7.99

Questions

Is Just Money Expense Diary free?
Just Money Expense Diary is free to download, with in-app purchases available.
Is Your Spending free?
Your Spending is free to download, with in-app purchases available.
Which has better reviews, Just Money Expense Diary or Your Spending?
Just Money Expense Diary is rated higher. Just Money Expense Diary averages 4.9 out of 5 from 15 ratings, while Your Spending averages 3.7 from 3 ratings.
Do Just Money Expense Diary or Your Spending have ads?
Neither Just Money Expense Diary nor Your Spending shows ads.
Which is updated more often, Just Money Expense Diary or Your Spending?
Just Money Expense Diary ships an update every 11 days, and Your Spending every 2 months. Most recently, Just Money Expense Diary was updated on November 1, 2026 and Your Spending on October 24, 2026.

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