Split Bill vs Pay with Sublime
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Split Bill
Easily manage shared expenses with friends and groups. Automatically identify bill details, track spending, and calculate who owes whom. Integrates with popular payment services and offers offline access.
- Photo bill scanning with auto-identification
- Group expense tracking
- Automated debt calculation
- Integration with payment services
- Spending pattern charts and graphs
- Offline access
- QR code scanning for connections
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Splitting bills with friends is no longer a hassle! As your smart accountant, we make every trip as wonderful as possible. Lasting friendships with our app! Now everyone can manage their finances in a group. Features: • Add or take photo bills for any activity or trip easily • Enter the name of the person paying and the amount of money • Track all expenses in one place in a group • Integration with popular payment services like PayPal, Venmo, or bank transfers • Calculation of who owes whom and how much • Receive notifications for new expenses and to members who still owe money • Create & manage multiple groups for different activities or trips • Invite and remove members easily • Privacy & public controls mode: manage who can see specific expenses and details • Scan QR Codes to Connect Faster • Simplify debt • Merge account You can choose a monthly subscription or yearly subscription. • Payment will be charged to iTunes Account at confirmation of purchase (After free trial period if offered). • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Website: https://billsplitter.thethreek.com/ Policy: https://billsplitter.thethreek.com/term_and_privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Stop stressing about money in relationships now with our app. Split the bill – Lasting friendships!
Pay with Sublime
This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.
- Split bills into smaller payments
- Earn 5% cash back on timely payments
- Automatic bill negotiation
- Finds hidden savings
- Subscription tracking and management
- Due date alerts
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Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.
Screenshots
Verdict
The clearest difference is in-app purchases: Pay with Sublime at none against Split Bill's 3. Pay with Sublime also leads on ads (none vs shown). Split Bill's advantage is review sentiment (100% vs 86%). On price, update cadence, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Split Bill sells 3 in-app purchases, starting at $5.99 per month. Pay with Sublime asks for nothing beyond the download.
Split Bill ships an update fortnightly, Pay with Sublime every 9 days. The most recent releases landed on September 11, 2026 and September 21, 2026 respectively.
| Parameter | Split Bill | Pay with Sublime |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.7 (157 ratings) — better |
| Positive reviews | 100.0% of reviews — better | 85.7% of reviews |
| Number of ratings | — | 157 — better |
| Update frequency | Fortnightly | Every 9 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.5 |
| Further details — not scored | ||
| Size | 31 MB | 61 MB |
| Age rating | 4+ | 17+ |
| Developer | Hung Truong Khanh | Sublime Payments Company |
Customer experience
Split Bill
Pay with Sublime
In-app purchases
Split Bill
- Bill Splitter Premium Monthly$5.991 Month
- Bill Splitter Premium Annual3 Days trial$29.991 Year
- Bill Splitter Premium$59.99
Pay with Sublime
No in-app purchases









