Comparison

Split Bill vs Pay with Sublime

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split Bill

Easily manage shared expenses with friends and groups. Automatically identify bill details, track spending, and calculate who owes whom. Integrates with popular payment services and offers offline access.

Highlights
  • Photo bill scanning with auto-identification
  • Group expense tracking
  • Automated debt calculation
  • Integration with payment services
  • Spending pattern charts and graphs
  • Offline access
  • QR code scanning for connections
Features
Read full description

Splitting bills with friends is no longer a hassle! As your smart accountant, we make every trip as wonderful as possible. Lasting friendships with our app! Now everyone can manage their finances in a group. Features: • Add or take photo bills for any activity or trip easily • Enter the name of the person paying and the amount of money • Track all expenses in one place in a group • Integration with popular payment services like PayPal, Venmo, or bank transfers • Calculation of who owes whom and how much • Receive notifications for new expenses and to members who still owe money • Create & manage multiple groups for different activities or trips • Invite and remove members easily • Privacy & public controls mode: manage who can see specific expenses and details • Scan QR Codes to Connect Faster • Simplify debt • Merge account You can choose a monthly subscription or yearly subscription. • Payment will be charged to iTunes Account at confirmation of purchase (After free trial period if offered). • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. • Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. Website: https://billsplitter.thethreek.com/ Policy: https://billsplitter.thethreek.com/term_and_privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Stop stressing about money in relationships now with our app. Split the bill – Lasting friendships!

About

Pay with Sublime

This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.

Highlights
  • Split bills into smaller payments
  • Earn 5% cash back on timely payments
  • Automatic bill negotiation
  • Finds hidden savings
  • Subscription tracking and management
  • Due date alerts
Features
Read full description

Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.

Screenshots

Split Bill4 screens
Pay with Sublime4 screens

Verdict

The call

The clearest difference is in-app purchases: Pay with Sublime at none against Split Bill's 3. Pay with Sublime also leads on ads (none vs shown). Split Bill's advantage is review sentiment (100% vs 86%). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Split Bill sells 3 in-app purchases, starting at $5.99 per month. Pay with Sublime asks for nothing beyond the download.

UpkeepUpdate frequency

Split Bill ships an update fortnightly, Pay with Sublime every 9 days. The most recent releases landed on September 11, 2026 and September 21, 2026 respectively.

Scorecard4 real differences · 6 level
Split Bill versus Pay with Sublime: the parameters behind the verdict, then further details
ParameterSplit BillPay with Sublime
PriceFreeFree
Rating—4.7 (157 ratings) — better
Positive reviews100.0% of reviews — better85.7% of reviews
Number of ratings—157 — better
Update frequencyFortnightlyEvery 9 days — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.5
Further details — not scored
Size31 MB61 MB
Age rating4+17+
DeveloperHung Truong KhanhSublime Payments Company

Customer experience

Split Bill

Written reviews9 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Pay with Sublime

All ratings157 ratings
Positive92.4%
Neutral1.9%
Negative5.7%
Written reviews14 reviews
Positive85.7%
Neutral0.0%
Negative14.3%

In-app purchases

3 purchases

Split Bill

Subscriptions2
  • Bill Splitter Premium Monthly$5.991 Month
  • Bill Splitter Premium Annual3 Days trial$29.991 Year
One-time1
  • Bill Splitter Premium$59.99
None

Pay with Sublime

No in-app purchases

Questions

Is Split Bill free?
Split Bill is free to download, with in-app purchases available.
Is Pay with Sublime free?
Pay with Sublime is free to download, with no in-app purchases.
Do Split Bill or Pay with Sublime have ads?
Split Bill shows ads; Pay with Sublime does not.
Which is updated more often, Split Bill or Pay with Sublime?
Split Bill ships an update fortnightly, and Pay with Sublime every 9 days. Most recently, Split Bill was updated on September 11, 2026 and Pay with Sublime on September 21, 2026.

Other comparisons