Pre vs ChatUWM
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pre
This app helps home buyers and realtors connect with loan officers to determine home loan pre-qualification. It provides tools to calculate mortgage payments, track application progress, and generate pre-approval letters for making offers.
- Home loan pre-qualification
- Mortgage calculator
- Pre-approval letter generation
- Application progress tracking
- Milestone and conditions management
- Direct contact with loan officers and realtors
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The Pre-Approve Me app connects Home Buyers & Realtors with Loan Officers to learn which home loan they can pre-qualify for when searching for a home to purchase. If a home buyer is pre-qualified, they can print an official Pre-Approval letter to use when placing an offer on a house. The Pre-Approve Me app allows all 3 parties (home buyer, loan officer, real estate agent) to track the progress of the home loan application process as the Home Buyer meets the milestones and conditions required to get final approval. The App allows Home Buyer to: - Use our Mortgage Calculator to determine an exact monthly mortgage payment - Use the Mortgage Calculator to see if you are qualified for a loan amount - Use the Mortgage Calculator to see which home loan types you are eligible for - Print a Pre-Approval Letter to use when making an offer on a Home - Use the Milestones tool to track your Home Loan Application progress - Use the Conditions tool to submit items to your Loan Officer to meet your loan qualifications - Contact your Loan Officer or Realtor quickly and easily The App allows Realtors (for Buyers & Sellers) to: - Review your home buyer's financials - Use the Calculator to determine how much of a home they can afford before scheduling a showing - Use the Mortgage Calculator to see which home loan types they qualify for - Use the Milestones tool to track their Home Loan Application progress - Use the Conditions tool to track your client's progress - Contact the Loan Officer
ChatUWM
This app empowers independent mortgage brokers to manage their business remotely. It provides tools to view loan pipelines, lock loans, check rates, and submit conditions. Brokers can also access UWM's EASE platform, utilize chat support, and manage client requests.
- Loan pipeline management
- Loan locking and submission
- Rate checking
- Scenario creation
- Chat support
- Document access
- Home value estimation
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ChatUWM By United Wholesale Mortgage, LLC Created exclusively to help independent mortgage brokers manage their business on the go. Get quick access to ChatUWM, UWM’s AI-powered tool featured front and center in the ChatUWM mobile app. From one convenient app, brokers can ask questions, manage their pipeline, price loans, take lock actions, estimate home values, view their EASE Dashboard, stay on top of daily tasks and much more.
Screenshots
Verdict
Pre and ChatUWM both sit at 3.7 stars, but that hides the real split: 67% of Pre's written reviews are positive against 41% of ChatUWM's. Pre also leads on iOS requirement (7.0 vs 16.0). ChatUWM's advantage is ratings volume (182 vs 3) and update cadence (fortnightly vs every 6 weeks). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.7 for Pre against 3.8 for ChatUWM. That said, the two scores are not equally well evidenced: ChatUWM has 182 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 67% of Pre's written reviews are positive against 41% of ChatUWM's.
Pre ships an update every 6 weeks, ChatUWM fortnightly. The most recent releases landed on October 8, 2026 and October 29, 2026 respectively.
| Parameter | Pre | ChatUWM |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (3 ratings) | 3.8 (182 ratings) — better |
| Positive reviews | 66.7% of reviews — better | 41.4% of reviews |
| Number of ratings | 3 | 182 — better |
| Update frequency | Every 6 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 7.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 10 MB | 105 MB |
| Age rating | 4+ | 4+ |
| Developer | Pre-Approve Me LLC | UWM |
Customer experience
Pre
ChatUWM
Bugs and requests
Pre
Not enough reviews yet to summarise bugs or requests.
ChatUWM
Reported bugs
15 issues- CR does not work
- App doesn't find account
- App keeps crashing
- App always logs you out
- App never saves logins
Show 10 moreShow fewer
- Cannot login to the app
- Incorrect password error
- User ID and password not accepted
- App pulls up wrong documents
- Cannot log in after multiple updates
- Login issues (incorrect username/password)
- App not working on iOS
- App not working on mobile devices
- Mobile website is slow and choppy
- Cannot access information without a computer
Requested features
11 requests- App for homeowners/customers
- Customer-facing app for payments and loan activity
- Ability to manage mortgage payments
- Ability to schedule loan payments
- User-friendly interface for consumers
Show 6 moreShow fewer
- Update mobile website for user-friendliness
- Integrate customer option into the app
- Facial recognition login
- Allow selection of payment withdrawal date
- Change fees in the app
- Fix document viewing errors
In-app purchases
Pre
No in-app purchases
ChatUWM
No in-app purchases
