Comparison

DebitTracker vs Money Bear

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

DebitTracker

Features
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DebitTracker helps you track every debt, bill, and installment plan in one simple place โ€” so nothing catches you off guard. TRACK WHAT YOU OWE See your total debt, paid amounts, and remaining balance at a glance. Track loans, credit cards, subscriptions, and any recurring bill. SPLIT BILLS INTO INSTALLMENTS Break any debt into installments and let DebitTracker automatically track your progress as you pay each one off. NEVER MISS A DUE DATE Get local reminders before every payment is due โ€” choose how many days in advance you want to be notified. SEE YOUR SPENDING AT A GLANCE Visual dashboards break down your debts by due date and category, so you always know where your money is going. GET AI PAYOFF ADVICE On-device AI analyzes your debts and suggests a smart payoff strategy โ€” private, personalized, and never sent to a server. SHARE DEBTS WITH YOUR HOUSEHOLD Invite family members to share and manage household bills together, so everyone stays on the same page. Simple, private, and built to help you stay in control of your money โ€” one debt at a time. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Money Bear

Features
Read full description

Take control of your money with Money Bear โ€” a clean, powerful personal finance app that helps you track every expense, plan smart budgets, and reach your savings goals faster. Whether you're tracking daily coffee spend, planning a big trip, paying down debt, or just trying to save a little more each month, Money Bear gives you the tools to see exactly where your money goes and where it should go next. KEY FEATURES Expense and Income Tracking - Log transactions in seconds with a built-in calculator - Attach photos of receipts - Add notes, labels, and tags to any transaction - Search across your entire history with powerful filters - Recurring transactions: daily, weekly, monthly, and more Budgets That Actually Help - Weekly, monthly, quarterly, or yearly budgets - Budget by category, wallet, or both - Real-time progress so you never overspend - Alerts when you're close to or over your limit Multi-Wallet Support - Track cash, bank accounts, credit cards, and more - Set a different currency per wallet - Transfer between wallets with optional fees - Share wallets with family for joint tracking Savings Goals - Set goals for vacations, gadgets, and emergency funds - Track contributions and see progress clearly - Deadline reminders to stay on pace Beautiful Statistics - Daily, weekly, monthly, and yearly views - Income vs expense charts - Category breakdown with pie and bar charts - Trend analysis across periods Calendar View - See transactions day by day on a monthly calendar - Quickly spot heavy spending days - Tap any day for a full breakdown Smart Organization - Custom categories with icons and colors - Labels to tag transactions (Want, Need, Savings, Family) - Quick-add templates for common transactions - Auto rules to categorize transactions automatically Export and Reports - Export to CSV, Excel (XLSX), or PDF - Filter by date range, category, or wallet - Useful for taxes, reimbursements, or financial planning Multi-Currency - Support for 100+ currencies - Live exchange rates - Built-in currency converter - Loan calculator with amortization schedule Privacy and Security - Biometric app lock (fingerprint or face ID) - Data is encrypted and securely synced via Firebase - No ads in premium version; optional ads in free version Looks Great Everywhere - Modern design with light and dark themes - Customizable category colors - Home screen widgets for balance and monthly summary Available in 20+ languages - English, Spanish, French, German, Portuguese, Italian, Dutch, Polish, Turkish, Arabic, Chinese, Japanese, Korean, Thai, Vietnamese, Indonesian, Malay, Filipino, Khmer, and more Download Money Bear today and start building better financial habits. โ€” โ€” โ€” SUBSCRIPTION INFORMATION Money Bear offers an optional auto-renewing Pro subscription: - Monthly Pro: priced as displayed in the app - Yearly Pro: priced as displayed in the app Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless it is cancelled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscription in your Apple ID account settings after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://eprojectskh.blogspot.com/2026/04/easy-money-tracker-privacy-policy.html

Screenshots

DebitTracker4 screens
Money Bear4 screens

Verdict

The call

The clearest difference is ads: DebitTracker at none against Money Bear's shown. Money Bear's advantage is update cadence (every 3 days vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. DebitTracker sells 2 in-app purchases, starting at $1.99 per month and Money Bear sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

DebitTracker ships an update every 3 weeks, Money Bear every 3 days. Both last shipped on October 25, 2026.

Scorecard2 real differences ยท 4 level
DebitTracker versus Money Bear: the parameters behind the verdict, then further details
ParameterDebitTrackerMoney Bear
PriceFreeFree
Update frequencyEvery 3 weeksEvery 3 days โ€” better
AdsNo โ€” betterYes
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.517 โ€” better
Further details โ€” not scored
Size26 MB94 MB
Age rating4+4+
DeveloperCisino Da Silva Gomes JuniorVivorth San

In-app purchases

2 purchases

DebitTracker

Subscriptions2
  • Montlhy Premium Access$1.991 Month
  • Yearly Premium Access7 Days trial$24.991 Year
3 purchases

Money Bear

Subscriptions2
  • Premium$2.991 Month
  • Premium$22.991 Year
One-time1
  • Premium$39.99

Questions

Is DebitTracker free?
DebitTracker is free to download, with in-app purchases available.
Is Money Bear free?
Money Bear is free to download, with in-app purchases available.
Do DebitTracker or Money Bear have ads?
Money Bear shows ads; DebitTracker does not.
Which is updated more often, DebitTracker or Money Bear?
DebitTracker ships an update every 3 weeks, and Money Bear every 3 days. Most recently, DebitTracker was updated on October 25, 2026 and Money Bear on October 25, 2026.

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