Comparison

DebitTracker vs Stash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DebitTracker

Features
Read full description

DebitTracker helps you track every debt, bill, and installment plan in one simple place — so nothing catches you off guard. TRACK WHAT YOU OWE See your total debt, paid amounts, and remaining balance at a glance. Track loans, credit cards, subscriptions, and any recurring bill. SPLIT BILLS INTO INSTALLMENTS Break any debt into installments and let DebitTracker automatically track your progress as you pay each one off. NEVER MISS A DUE DATE Get local reminders before every payment is due — choose how many days in advance you want to be notified. SEE YOUR SPENDING AT A GLANCE Visual dashboards break down your debts by due date and category, so you always know where your money is going. GET AI PAYOFF ADVICE On-device AI analyzes your debts and suggests a smart payoff strategy — private, personalized, and never sent to a server. SHARE DEBTS WITH YOUR HOUSEHOLD Invite family members to share and manage household bills together, so everyone stays on the same page. Simple, private, and built to help you stay in control of your money — one debt at a time. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Stash

This app gamifies saving money with engaging challenges like the 100-envelope or 52-week methods. Track your progress visually, share achievements, and enjoy an ad-free, private experience without needing an account.

Highlights
  • 100-envelope challenge
  • 52-week challenge
  • Custom savings goals
  • Visual progress tracking
  • Streak and milestone tracking
  • Shareable progress cards
  • 24 currency support
Features
Read full description

Stash makes saving money genuinely fun, with zero ads and no account. THE CHALLENGE THAT ACTUALLY STICKS Draw a random envelope, stash whatever number it shows, and watch your total climb. It is the viral 100-envelope challenge, the classic 52-week challenge, or a custom goal you build yourself, in any currency. OPEN IT LIKE A GIFT Every envelope tears open with a little burst of coins. Hit 25, 50 and 75 percent and the app celebrates with you. WATCH IT FILL UP A satisfying board fills in as you go, with a running total, a streak, and milestones to keep you going. Save a little at a time and actually see the progress. SHARE YOUR WINS Share the envelope you just opened as a story-sized card. Not your bank balance, just the fun part. PRIVATE AND AD-FREE, ALWAYS No ads, no account, no sign-up, no tracking, no cloud. An app about saving money should not sell your attention. Everything stays on your device. 24 CURRENCIES From USD, EUR, and GBP to PLN, JPY, and more, pick the currency that fits you. Stash works the same everywhere. STASH PLUS The 100-envelope and 52-week challenges are free. Stash Plus adds custom challenges, several challenges at once, and the progress card. Choose a yearly plan, which renews automatically until you cancel it in your Apple ID settings, or a single forever payment. Stash is a savings tracker, not financial advice. You move your own money to your own savings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://envelopes-psi.vercel.app/privacy

Screenshots

DebitTracker4 screens
Stash4 screens

Verdict

The call

The clearest difference is update cadence: Stash at every 2 days against DebitTracker's every 3 weeks. Stash also leads on iOS requirement (15.0 vs 17.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. DebitTracker sells 2 in-app purchases, starting at $1.99 per month and Stash sells 2 in-app purchases, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

DebitTracker ships an update every 3 weeks, Stash every 2 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 7 level
DebitTracker versus Stash: the parameters behind the verdict, then further details
ParameterDebitTrackerStash
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 3 weeksEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.515.0 — better
Further details — not scored
Size26 MB9 MB
Age rating4+4+
DeveloperCisino Da Silva Gomes JuniorPeter Hallander

In-app purchases

2 purchases

DebitTracker

Subscriptions2
  • Montlhy Premium Access$1.991 Month
  • Yearly Premium Access7 Days trial$24.991 Year
2 purchases

Stash

Subscriptions1
  • Stash Plus Yearly$9.991 Year
One-time1
  • Full Access$19.99

Questions

Is DebitTracker free?
DebitTracker is free to download, with in-app purchases available.
Is Stash free?
Stash is free to download, with in-app purchases available.
Do DebitTracker or Stash have ads?
Neither DebitTracker nor Stash shows ads.
Which is updated more often, DebitTracker or Stash?
DebitTracker ships an update every 3 weeks, and Stash every 2 days. Most recently, DebitTracker was updated on October 25, 2026 and Stash on October 24, 2026.

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