Comparison

Cost Split Payments vs SplitSpend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cost Split Payments

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

Highlights
  • Create and manage groups
  • Log expenses with details
  • Automatic expense calculations
  • Track and settle debts
  • Customizable expense categories
  • Offline expense tracking
Features
Read full description

Splitility: Simplify Expense Sharing Splitility is the ultimate app for managing shared expenses, whether you're planning a trip, splitting rent, or organizing a night out. Say goodbye to awkward money talks and let Splitility do the heavy lifting for you! Key Features: * Create Groups: Quickly set up groups for any shared experience—perfect for friends, roommates, or travel buddies. * Track Expenses: Log expenses effortlessly with detailed descriptions, amounts, and participant selection. * Automatic Calculations: No more messy math! Splitility ensures fair and accurate expense splits. * Debt Management: Instantly see who owes whom and keep things balanced with easy settlement options. * Customizable Categories: Categorize your expenses (food, transportation, entertainment, and more) for better tracking. * Offline Functionality: Track expenses anytime, anywhere—no internet required! Why Choose Splitility? * Intuitive and user-friendly interface. * Works great for everything from road trips to daily expenses. * Keeps your finances organized and relationships stress-free. Download Splitility today and make sharing expenses simple!

About

SplitSpend

Features
Read full description

SplitSpend allows you to manage group expenses for vacations, living with roommates, couples, or other group activities. You can easily add expenses as they occur, and SplitSpend will calculate how much each person owes. Invite your friends, and everyone can add expenses from their own devices. Key features: - Aesthetic and easy-to-use user interface - Syncs with friends - Insightful charts - Set budgets based on categories - All currencies supported - Categorize your expenses - Different splitting options - Remind your friends Terms & Conditions: https://sugistudio.dev/terms-and-conditions.html Please feel free to contact us through email, we are always happy to help you with any issues you have! :)

Screenshots

Cost Split Payments4 screens
SplitSpend4 screens

Verdict

The call

The clearest difference is update cadence: SplitSpend at every 3 days against Cost Split Payments's fortnightly. SplitSpend also leads on iOS requirement (13.4 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days and SplitSpend sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Cost Split Payments ships an update fortnightly, SplitSpend every 3 days. The most recent releases landed on September 30, 2026 and September 27, 2026 respectively.

Scorecard2 real differences · 8 level
Cost Split Payments versus SplitSpend: the parameters behind the verdict, then further details
ParameterCost Split PaymentsSplitSpend
PriceFreeFree
Rating4.7 (11 ratings) — better—
Positive reviews75.0% of reviews—
Number of ratings11 — better—
Update frequencyFortnightlyEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.013.4 — better
Further details — not scored
Size35 MB43 MB
Age rating4+4+
DeveloperNadiia MartyniukChristian Sugianto

In-app purchases

4 purchases

Cost Split Payments

Subscriptions4
  • Weekly Plan3 Days trial$4.997 Days
  • 6 Month3 Days trial$8.996 Months
  • Yearly Plan$17.991 Year
Show 1 more
  • 1 Month$31.991 Month
1 purchases

SplitSpend

One-time1
  • Lifetime Premium$9.99

Questions

Is Cost Split Payments free?
Cost Split Payments is free to download, with in-app purchases available.
Is SplitSpend free?
SplitSpend is free to download, with in-app purchases available.
Do Cost Split Payments or SplitSpend have ads?
Neither Cost Split Payments nor SplitSpend shows ads.
Which is updated more often, Cost Split Payments or SplitSpend?
Cost Split Payments ships an update fortnightly, and SplitSpend every 3 days. Most recently, Cost Split Payments was updated on September 30, 2026 and SplitSpend on September 27, 2026.

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