BCEL One vs u
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCEL One
This advanced banking app allows shared accounts with customizable permissions, multi-recipient fund transfers, and digital cheque issuance. It offers enhanced security features like FaceScan and virtual prepaid cards for social transactions, alongside a new customer support channel.
- Shared accounts with permission control
- Multi-recipient fund transfers
- Issue e-cheques
- FaceScan security
- Virtual prepaid card (OneCash)
- Cash Coupon creation and sharing
- OneCare customer support channel
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Experience OneBank, a suite of advanced banking services that allows you to share accounts with multiple people, control what each person can do, transfer funds to multiple recipients, issue e-cheques, and more. BCEL One – One for All – The financial platform that everyone can bank on. The future of mobile banking is NOW. The major updates envisage the new security, fluid experiences, and customer centric designs. FaceScan and genuine profile photos have been added for healthier and safer banking experience. OneCare is the new and fastest channel for customers to contact the bank. OneCash, a virtual prepaid card, is your de-facto wallet or shadow account to allow you to transact socially. You can create a Cash Coupon and send it over any chat apps ; Whatsapp, Line, WeChat and Messenger… and many more, the future is NOW in the new BCEL One – One for All. Get your hands on the mobile platform that everyone can now bank on.
u
This financial service allows users to send and receive money quickly, conveniently, and safely via mobile phone. It offers various customer and agent services, including cash-in, cash-out, and money transfers. Users can also pay for Unitel services like mobile and internet directly through the app.
- Cash-In and Cash-Out
- Money Transfer
- Agent Services
- Pay Unitel Services
- Balance and Commission Check
- PIN Change
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u-money is new financial service of Unitel (send and receive money) on mobile phone - quick, convenient and safe. Can use any time & any where with Unitel network. In addition to agent-specific functions, agents can use this application to serve customers of Unitel. =================== App Features =================== 1. Customer services: - Cash-In - Transfer Money - Cash-Out - Register 2. Agent Services: - Transfer Money - Cash-Out - Request Cash in Bank - Request - Check Funder Bank A/C No 3. Pay Unitel Services by u-money - Mobile - PSTN - ADSL & FTTH & Leased - line 4. Utilities: - Show Balance, Show Commission, Change PIN... For service details, please visit website: https://unitel.com.la/u-money
Screenshots
Verdict
BCEL One and u both sit at 4.0 stars, but that hides the real split: 52% of BCEL One's written reviews are positive against 0% of u's. BCEL One also leads on ratings volume (92 vs 1). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.0 for BCEL One against 4.0 for u. That said, the two scores are not equally well evidenced: BCEL One has 92 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 52% of BCEL One's written reviews are positive against 0% of u's.
BCEL One ships an update every 3 weeks, u fortnightly. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.
| Parameter | BCEL One | u |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (92 ratings) | 4.0 (1 ratings) — better |
| Positive reviews | 51.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 92 — better | 1 |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 | 12.0 |
| Further details — not scored | ||
| Size | 72 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Banque Pour Le Commerce Exterieur Lao Public | STAR TELECOM Co; LTD |
Customer experience
BCEL One
u
In-app purchases
BCEL One
No in-app purchases
u
No in-app purchases
