BCEL One vs PSVB Hi Agent
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCEL One
This advanced banking app allows shared accounts with customizable permissions, multi-recipient fund transfers, and digital cheque issuance. It offers enhanced security features like FaceScan and virtual prepaid cards for social transactions, alongside a new customer support channel.
- Shared accounts with permission control
- Multi-recipient fund transfers
- Issue e-cheques
- FaceScan security
- Virtual prepaid card (OneCash)
- Cash Coupon creation and sharing
- OneCare customer support channel
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Experience OneBank, a suite of advanced banking services that allows you to share accounts with multiple people, control what each person can do, transfer funds to multiple recipients, issue e-cheques, and more. BCEL One – One for All – The financial platform that everyone can bank on. The future of mobile banking is NOW. The major updates envisage the new security, fluid experiences, and customer centric designs. FaceScan and genuine profile photos have been added for healthier and safer banking experience. OneCare is the new and fastest channel for customers to contact the bank. OneCash, a virtual prepaid card, is your de-facto wallet or shadow account to allow you to transact socially. You can create a Cash Coupon and send it over any chat apps ; Whatsapp, Line, WeChat and Messenger… and many more, the future is NOW in the new BCEL One – One for All. Get your hands on the mobile platform that everyone can now bank on.
PSVB Hi Agent
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PSVB Hi Agent App is an app of Phongsavanh Bank system that is designed to help Agents/Merchant perform their operations more quickly and effectively: Quickly create a transaction for Subscribers with QR code Transaction management: overview wallet balance, statistics and reports, earnings history, transactions history and receive transaction notifications At the same time, PSVB Hi Agent App helps increase the convenience for customers who transact at the Agent branches such as: - Top up with telecom networks: ETL, LTC, Unitel, tPlus - Cash in money into Wallet - Cash-out money from Unwallet (confirm by Cash Code) or Wallet (send cash out request) - Send money (by phone number and ID Card/Passport) and receive money - Easily bills payment with popular billers: Electricity, Water Supply, … - Conveniently move money between Agent's Wallet and linked PSVB bank account
Screenshots
Verdict
The clearest difference is update cadence: BCEL One at every 3 weeks against PSVB Hi Agent's every 4 months. PSVB Hi Agent's advantage is iOS requirement (8.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BCEL One ships an update every 3 weeks, PSVB Hi Agent every 4 months. The most recent releases landed on October 6, 2026 and October 10, 2026 respectively.
| Parameter | BCEL One | PSVB Hi Agent |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (87 ratings) — better | — |
| Positive reviews | 51.7% of reviews | — |
| Number of ratings | 87 — better | — |
| Update frequency | Every 3 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 | 8.0 — better |
| Further details — not scored | ||
| Size | 72 MB | 110 MB |
| Age rating | 4+ | 4+ |
| Developer | Banque Pour Le Commerce Exterieur Lao Public | Phongsavanh Bank |
In-app purchases
BCEL One
No in-app purchases
PSVB Hi Agent
No in-app purchases
