BCEL One vs PointsPilot
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCEL One
This advanced banking app allows shared accounts with customizable permissions, multi-recipient fund transfers, and digital cheque issuance. It offers enhanced security features like FaceScan and virtual prepaid cards for social transactions, alongside a new customer support channel.
- Shared accounts with permission control
- Multi-recipient fund transfers
- Issue e-cheques
- FaceScan security
- Virtual prepaid card (OneCash)
- Cash Coupon creation and sharing
- OneCare customer support channel
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Experience OneBank, a suite of advanced banking services that allows you to share accounts with multiple people, control what each person can do, transfer funds to multiple recipients, issue e-cheques, and more. BCEL One – One for All – The financial platform that everyone can bank on. The future of mobile banking is NOW. The major updates envisage the new security, fluid experiences, and customer centric designs. FaceScan and genuine profile photos have been added for healthier and safer banking experience. OneCare is the new and fastest channel for customers to contact the bank. OneCash, a virtual prepaid card, is your de-facto wallet or shadow account to allow you to transact socially. You can create a Cash Coupon and send it over any chat apps ; Whatsapp, Line, WeChat and Messenger… and many more, the future is NOW in the new BCEL One – One for All. Get your hands on the mobile platform that everyone can now bank on.
PointsPilot
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Never miss out on reward points again. PointsPilot is your AI-powered guide to using the right credit card for every category—groceries, gas, dining, and more. - Personalized card recommendations - Live suggestions by ChatGPT - Track your credit utilization - Simple, secure, and ad-free Whether you're a points hacker or a cashback fan, PointsPilot helps you earn more every time you swipe.
Screenshots
Verdict
The clearest difference is update cadence: PointsPilot at every 3 days against BCEL One's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BCEL One ships an update every 3 weeks, PointsPilot every 3 days. The most recent releases landed on September 29, 2026 and May 15, 2026 respectively.
| Parameter | BCEL One | PointsPilot |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (87 ratings) — better | — |
| Positive reviews | 51.7% of reviews | — |
| Number of ratings | 87 — better | — |
| Update frequency | Every 3 weeks | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 | 12.0 |
| Further details — not scored | ||
| Size | 72 MB | 29 MB |
| Age rating | 4+ | 4+ |
| Developer | Banque Pour Le Commerce Exterieur Lao Public | Brian Kieffer |
In-app purchases
BCEL One
No in-app purchases
PointsPilot
No in-app purchases
