Mashreq Biz vs HAL Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mashreq Biz
Manage your business banking on the go with this secure digital platform. Initiate transactions, make transfers, pay bills, and access ATM cash withdrawals without a card. Designed for SMEs, start-ups, and entrepreneurs in the UAE.
- Transaction queue management
- International and domestic money transfers
- Cardless ATM cash withdrawal
- Bill payments to major providers
- Cheque book application
- Debit card activation/blocking
Read full descriptionHide full description
Discover Mashreq Biz, the simple, seamless & secure business banking platform designed for SMEs, start-ups, and entrepreneurs in the UAE. Mashreq Biz is more than just an app, it is a complete digital banking solution that helps you manage your business banking on the go, with ease and convenience. Mashreq Biz features include: - Transaction Queue: Initiate transactions from your online business bank account and approve them instantly through the mobile app - Money Transfers: Transfer funds within Mashreq or internationally with the flexibility of special FX deal rates, all from your online business account. - Cardless Cash: Withdraw cash from any Mashreq ATM without a Business Debit Card using the Mashreq Biz app - Bill Payments: Easily pay credit card bills and make instant payments to Etisalat, Du, utility providers (DEWA, SEWA, ADDC), Salik, and Naqodi Wallet directly from your business account. - And much more: Apply for a cheque book, view statements, and activate or block your Debit Card all digitally Simplify your business banking with Mashreq Biz, the award-winning platform from Mashreq, the UAE's oldest private bank with over 50 years of experience. Download Mashreq Biz today and simplify your business banking. #BusinessBankingSimplified
HAL Pay
Read full descriptionHide full description
Your Children's School Fee Payments Made Easy. https://www.youtube.com/watch?v=U_o9m-Ps7QI
Screenshots
Verdict
Mashreq Biz and HAL Pay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 23, 2026 and August 3, 2026 respectively.
| Parameter | Mashreq Biz | HAL Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (485 ratings) — better | — |
| Positive reviews | 65.2% of reviews | — |
| Number of ratings | 485 — better | — |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 163 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Mashreq Bank PSC | HALSIMPLIFY SOLUTIONS PRIVATE LIMITED |
Bugs and requests
Mashreq Biz
Reported bugs
12 issues- Cannot use saved passwords
- Application seems useless, everything on website
- Cannot access account from app
- Locks profile due to credential errors
- No way to contact customer support for new applicants
Show 7 moreShow fewer
- Half of texts in English version are in Arabic
- App language always in Arabic, no option to change
- Mixed Arabic and English interface, no language option
- Too much technical glitch
- Poor customer support, no response
- Call support pathetic, no callbacks
- Too many unnecessary IVR options
Requested features
2 requests- Daily transfer limits missing
- Ability to use saved passwords
HAL Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Mashreq Biz
No in-app purchases
HAL Pay
No in-app purchases
