GLOSS Vault vs SubFind
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GLOSS Vault
Read full descriptionHide full description
GLOSS Vault is a privacy first personal finance app. With industry leading zero-knowledge encryption, your data can be see by you and only you. Why would you want a personal finance aggregator? All your accounts, in one place. Automatically. The all-in-one, $0, automated personal finance tracker and budget planner designed for total clarity and complete privacy. Tired of fragmented bank apps, hidden fees, and annoying pop-up ads? GLOSS Vault brings your checking, savings, and investments together into one secure, beautifully streamlined dashboard. See exactly where your money goes, grow your savings, and build smarter financial habits effortlessly. How it Works GLOSS Vault automates syncing your bank accounts via Fiskil (fiskil.com) an Accredited Data Recipient under the Australian Consumer Data Rights (CDR) framework. Once data is connected through their network, it is privately encrypted directly on your device. You get privacy, without any compromise to convenience. Uncompromising Security & Privacy Your financial data belongs to you. GLOSS Vault uses top-tier encryption and world leading zero-knowledge privacy technology to ensure your personal information remains strictly confidential. Secure Cloud Backup: Access your financial data anytime, anywhere, knowing it is fully encrypted and safely backed up. Multi-Device Sync: Seamlessly transition between your phone, tablet, or desktop with real-time syncing. Unlike some competitors, we don't sell your data - we believe in this so much that we built the app so that we are UNABLE to sell your data. Powerful Features to Master Your Money: All-in-One Finance Tracking: Consolidate your cash, savings accounts, and investment portfolios in a single secure place. Always know your true net worth. Visual Budgeting & Smart Insights: Create custom budgets tailored to your lifestyle. Stay on track with clean, easy-to-read charts, graphs, and visual reports that break down your spending habits. Why Choose GLOSS Vault? Clean, Intuitive Design: No confusing financial jargon. Just simple, user-friendly tools designed for everyday life. Constantly Evolving: We actively update GLOSS Vault based on user feedback and the latest industry trends, ensuring you always have cutting-edge tools at your fingertips. Dedicated Support: Our expert, human support team is always ready to assist you with any questions or feedback. Why We Built This For over a decade, our team at Ironfly Technologies has built the "engine room" software for global hedge funds and elite wealth managers. We’ve seen firsthand the powerful tools the 1% use to grow their money—tools that were always locked away from everyone else. We don't think financial clarity should be a luxury. We built GLOSS Vault because we believe you deserve the same level of organization and security the wealthy, without the price tag or the complexity. We’ve taken everything we learned from the world of high finance and simplified it into a tool that's: Free and accessible: Because your we all need to start somewhere. Automated: Because you have a life to live, not a spreadsheet to update. Privacy-First: Built with higher ideals than our best global institutions. We’re a team of real people who care about financial literacy. This is our way of leveling the playing field. What's the Catch? So if it's free, and we can't sell your data, how is the app sustainable? GLOSS Vault finds deals to save you money. If we can find you good ones, we get a small commission to help keep finding you deals. If nothing strikes your fancy, then you can ask it to show you an ad or two to keep the automated feeds going. Everything else is free forever. Simple as that. You stay always in control. Join our growing community of members who trust GLOSS Vault to protect, organize, and grow their wealth. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
SubFind
This app helps you find and manage all your recurring bills and subscriptions without needing your bank login. It uses AI to scan your statements and provides reminders before charges occur, helping you save money.
- AI-powered subscription detection
- Manual statement upload or entry
- Renewal reminders before billing
- Privacy-first, no bank login required
- Multi-currency support
- Visual analytics and auto-categorization
- Dark and Light Mode support
Read full descriptionHide full description
Tired of forgotten subscriptions draining your bank account? The average person overpays for recurring charges by $200+ per year. SubFind fixes that. SubFind is the smart subscription tracker and manager that finds every recurring bill hiding in your bank statement — without asking for your bank login. Privacy-first. AI-powered. Built for people who want clarity. HOW IT WORKS 1. Upload your bank statement (PDF or CSV) or add manually 2. SubFind's AI scans it in seconds 3. Every subscription, recurring charge, and forgotten bill appears in one place KEY FEATURES • Smart Subscription Manager — See every active subscription at a glance. Sort, tag, and filter by category. • AI Bill Tracker — Detects every recurring charge automatically. Streaming services, gym memberships, software subscriptions — nothing hides. • Renewal Reminders Before Charges — Get notified before you're billed, not after. Catch free trials on time. Stop unwanted renewals in their tracks. • 100% Private & Secure — No bank login required. Zero Plaid or Open Banking integration. Your statement is processed instantly and discarded. We never store your financial data. • Multi-Currency Support — USD, EUR, GBP, AUD, CAD, JPY, INR, AED, and more. Real-time exchange rates. • Visual Analytics & Categories — See exactly where your money goes. Auto-categorized with real brand logos. • Manual Entry Flexibility — Add cash subscriptions, gift cards, or any bill SubFind can't scan. • Beautiful Minimal Design — Clean native UI with full Dark Mode and Light Mode support. WHY SubFind? Other subscription tracker apps want your bank login. SubFind respects your privacy and still shows every subscription you're paying for. Built by a small indie team, not a finance corporation. Take control of your subscriptions. Cancel what you don't use. Save on recurring charges. Download SubFind today. Terms of Use: https://subfind.ai/terms-of-use Privacy Policy: https://subfind.ai/privacy-policy
Screenshots
Verdict
The clearest difference is ads: SubFind at none against GLOSS Vault's shown. GLOSS Vault's advantage is iOS requirement (14.0 vs 16). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. GLOSS Vault sells 1 in-app purchase, starting at $99.99 per year and SubFind sells 8 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 17, 2026 and October 28, 2026 respectively.
| Parameter | GLOSS Vault | SubFind |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.8 (26 ratings) — better |
| Positive reviews | — | 88.9% of reviews |
| Number of ratings | — | 26 — better |
| Update frequency | Weekly | Weekly |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 16 |
| Further details — not scored | ||
| Size | 40 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | Ironfly Technologies Limited (Australia) Pty Ltd | Elmond |
In-app purchases
GLOSS Vault
- Gloss Vault - Premium14 Days trial$99.991 Year
SubFind
- Monthly Pro$9.991 Month
- Weekly Pro$9.997 Days
- Monthly Pro$14.991 Month
Show 1 moreShow fewer
- Yearly Pro$49.991 Year
- Lifetime Access$9.99
- Lifetime Access$14.99
- Lifetime Access$19.99
Show 1 moreShow fewer
- Lifetime Access$29.99









