Comparison

SubFind vs Subtle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SubFind

This app helps you find and manage all your recurring bills and subscriptions without needing your bank login. It uses AI to scan your statements and provides reminders before charges occur, helping you save money.

Highlights
  • AI-powered subscription detection
  • Manual statement upload or entry
  • Renewal reminders before billing
  • Privacy-first, no bank login required
  • Multi-currency support
  • Visual analytics and auto-categorization
  • Dark and Light Mode support
Features
Currently charting
Read full description

Tired of forgotten subscriptions draining your bank account? The average person overpays for recurring charges by $200+ per year. SubFind fixes that. SubFind is the smart subscription tracker and manager that finds every recurring bill hiding in your bank statement — without asking for your bank login. Privacy-first. AI-powered. Built for people who want clarity. HOW IT WORKS 1. Upload your bank statement (PDF or CSV) or add manually 2. SubFind's AI scans it in seconds 3. Every subscription, recurring charge, and forgotten bill appears in one place KEY FEATURES • Smart Subscription Manager — See every active subscription at a glance. Sort, tag, and filter by category. • AI Bill Tracker — Detects every recurring charge automatically. Streaming services, gym memberships, software subscriptions — nothing hides. • Renewal Reminders Before Charges — Get notified before you're billed, not after. Catch free trials on time. Stop unwanted renewals in their tracks. • 100% Private & Secure — No bank login required. Zero Plaid or Open Banking integration. Your statement is processed instantly and discarded. We never store your financial data. • Multi-Currency Support — USD, EUR, GBP, AUD, CAD, JPY, INR, AED, and more. Real-time exchange rates. • Visual Analytics & Categories — See exactly where your money goes. Auto-categorized with real brand logos. • Manual Entry Flexibility — Add cash subscriptions, gift cards, or any bill SubFind can't scan. • Beautiful Minimal Design — Clean native UI with full Dark Mode and Light Mode support. WHY SubFind? Other subscription tracker apps want your bank login. SubFind respects your privacy and still shows every subscription you're paying for. Built by a small indie team, not a finance corporation. Take control of your subscriptions. Cancel what you don't use. Save on recurring charges. Download SubFind today. Terms of Use: https://subfind.ai/terms-of-use Privacy Policy: https://subfind.ai/privacy-policy

About

Subtle

Effortlessly manage all your recurring payments in one place. This app helps you track subscriptions, get renewal reminders, and understand your spending. It also provides guides to help you cancel unwanted services.

Highlights
  • Track all subscriptions in one view
  • Scan receipts for automatic entry
  • Built-in catalog of popular services
  • Renewal reminders
  • Spending insights and totals
  • Cancellation guides for services
Read full description

Every subscription, finally in one place. Subtle keeps every recurring payment in one clean view: streaming, music, AI tools, the gym, domains, even that app you forgot about. It tells you what's coming before it hits your card. ADD SUBSCRIPTIONS IN SECONDS • Scan a screenshot of any receipt, paywall, or renewal email. Subtle reads it on your device and fills in the details. • Choose from a built-in catalog of 256 popular services worldwide, logos included. • Import a bank or card statement (PDF or CSV) and confirm the charges it finds. • Add anything custom with your own icon, emoji, or colour. STAY AHEAD OF EVERY RENEWAL • A clean dashboard and calendar show what renews and when. • Reminders a few days before each charge. • Home and lock screen widgets keep renewals one glance away. KNOW WHERE YOUR MONEY GOES • Monthly and yearly totals in your home currency, with automatic conversion. • Spending by category, trends over time, and simple insights. CANCEL WHAT YOU DON'T WANT • Step-by-step cancellation guides for top services, built right in. START FREE, GO PRO WHEN YOU NEED MORE Subtle is free to track your subscriptions and stay on top of renewals. Subtle Pro unlocks the advanced tools when you want them: • Unlimited subscriptions • Screenshot and statement scanning • Calendar view, statistics, and budgets • Data export and home screen widgets Subtle Pro is a yearly plan with a free trial, or a one-time lifetime purchase. Cancel anytime. PRIVATE BY DESIGN • Your data stays on your device and in your own private iCloud, so we never see it. • Screenshot scanning runs entirely on your device. Nothing is uploaded. • No bank linking, no email scanning, and no ads inside the app. Anonymous analytics only, and you can turn them off. Subtle works in light and dark mode and is built for a global audience. Privacy Policy: https://subtle.northstud.io/privacy Terms of Use: https://subtle.northstud.io/terms Questions or ideas? Email support@northstud.io

Screenshots

SubFind4 screens
Subtle4 screens

Verdict

The call

The clearest difference is review sentiment: SubFind at 89% against Subtle's 0%. SubFind also leads on update cadence (weekly vs every 3 weeks) and chart position (#196 vs unranked). Subtle's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SubFind sells 8 in-app purchases, starting at $9.99 per month and Subtle sells 2 in-app purchases, starting at $39.99 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Subtle holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 19 and 5 respectively. Written reviews complicate that: 89% of SubFind's written reviews are positive against 0% of Subtle's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

SubFind ships an update weekly, Subtle every 3 weeks. The most recent releases landed on October 12, 2026 and October 10, 2026 respectively.

Scorecard5 real differences · 6 level
SubFind versus Subtle: the parameters behind the verdict, then further details
ParameterSubFindSubtle
PriceFreeFree
Rating4.8 (19 ratings)5.0 (5 ratings) — better
Positive reviews88.9% of reviews — better0.0% of reviews
Number of ratings19 — better5
Update frequencyWeekly — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
Best chart rank#196 — better—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS16 — better17.0
Further details — not scored
Size59 MB48 MB
Age rating4+4+
DeveloperElmondNorth Studio

Customer experience

SubFind

All ratings19 ratings
Positive94.7%
Neutral0.0%
Negative5.3%
Written reviews9 reviews
Positive88.9%
Neutral0.0%
Negative11.1%

Subtle

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

8 purchases

SubFind

Subscriptions4
  • Monthly Pro$9.991 Month
  • Weekly Pro$9.997 Days
  • Monthly Pro$14.991 Month
Show 1 more
  • Yearly Pro$49.991 Year
One-time4
  • Lifetime Access$9.99
  • Lifetime Access$14.99
  • Lifetime Access$19.99
Show 1 more
  • Lifetime Access$29.99
2 purchases

Subtle

Subscriptions1
  • Subtle Pro Annual7 Days trial$39.991 Year
One-time1
  • Subtle Pro Lifetime$99.99

Questions

Is SubFind free?
SubFind is free to download, with in-app purchases available.
Is Subtle free?
Subtle is free to download, with in-app purchases available.
Which has better reviews, SubFind or Subtle?
Subtle is rated higher. SubFind averages 4.8 out of 5 from 19 ratings, while Subtle averages 5.0 from 5 ratings.
Do SubFind or Subtle have ads?
Neither SubFind nor Subtle shows ads.
Which is updated more often, SubFind or Subtle?
SubFind ships an update weekly, and Subtle every 3 weeks. Most recently, SubFind was updated on October 12, 2026 and Subtle on October 10, 2026.

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