Comparison

Subtle vs SubGate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subtle

Effortlessly manage all your recurring payments in one place. This app helps you track subscriptions, get renewal reminders, and understand your spending. It also provides guides to help you cancel unwanted services.

Highlights
  • Track all subscriptions in one view
  • Scan receipts for automatic entry
  • Built-in catalog of popular services
  • Renewal reminders
  • Spending insights and totals
  • Cancellation guides for services
Read full description

Every subscription, finally in one place. Subtle keeps every recurring payment in one clean view: streaming, music, AI tools, the gym, domains, even that app you forgot about. It tells you what's coming before it hits your card. ADD SUBSCRIPTIONS IN SECONDS • Scan a screenshot of any receipt, paywall, or renewal email. Subtle reads it on your device and fills in the details. • Choose from a built-in catalog of 256 popular services worldwide, logos included. • Import a bank or card statement (PDF or CSV) and confirm the charges it finds. • Add anything custom with your own icon, emoji, or colour. STAY AHEAD OF EVERY RENEWAL • A clean dashboard and calendar show what renews and when. • Reminders a few days before each charge. • Home and lock screen widgets keep renewals one glance away. KNOW WHERE YOUR MONEY GOES • Monthly and yearly totals in your home currency, with automatic conversion. • Spending by category, trends over time, and simple insights. CANCEL WHAT YOU DON'T WANT • Step-by-step cancellation guides for top services, built right in. START FREE, GO PRO WHEN YOU NEED MORE Subtle is free to track your subscriptions and stay on top of renewals. Subtle Pro unlocks the advanced tools when you want them: • Unlimited subscriptions • Screenshot and statement scanning • Calendar view, statistics, and budgets • Data export and home screen widgets Subtle Pro is a yearly plan with a free trial, or a one-time lifetime purchase. Cancel anytime. PRIVATE BY DESIGN • Your data stays on your device and in your own private iCloud, so we never see it. • Screenshot scanning runs entirely on your device. Nothing is uploaded. • No bank linking, no email scanning, and no ads inside the app. Anonymous analytics only, and you can turn them off. Subtle works in light and dark mode and is built for a global audience. Privacy Policy: https://subtle.northstud.io/privacy Terms of Use: https://subtle.northstud.io/terms Questions or ideas? Email support@northstud.io

About

SubGate

Features
Read full description

Take control of your subscriptions, cancel unwanted services, track recurring payments and save money with SubGate. Find forgotten subscriptions, monitor bills, manage auto-renewals and keep your monthly spending under control, all from one secure subscription manager. Never Lose Money to Forgotten Subscriptions Again How many subscriptions are quietly charging your bank account every month? Streaming services. Fitness apps. Cloud storage. AI tools. Music. Gaming. News. Free trials that became paid subscriptions. SubGate automatically helps you discover recurring payments, organise your subscriptions, monitor upcoming renewals and identify services you no longer need. If you're looking for an easy way to cancel subscriptions, SubGate puts everything in one place. Find Every Subscription Connect your bank account securely and let SubGate scan your recurring payments. Find subscriptions including: • Streaming subscriptions • App subscriptions • Software subscriptions • Digital subscriptions • Memberships • Monthly services • Annual subscriptions • Auto-renewing subscriptions Never wonder where your money is going again. Cancel Subscriptions with Confidence SubGate makes cancelling subscriptions simple. View all your subscriptions in one place and follow guided cancellation instructions for hundreds of popular services. SubGate helps you every step of the way. Subscription Tracker Keep track of every recurring payment. Monitor: • Renewal dates • Payment amounts • Monthly costs • Annual renewals • Recurring charges • Subscription spending • Payment history Receive renewal alerts before your next payment is taken so you stay in control. Budget Better; Subscriptions are one of the easiest places to save money. Understand your monthly budget, improve your cash flow and reduce unnecessary spending. Subscription Management Made Easy SubGate automatically organises your subscriptions into one clear dashboard. Use it as your: • Subscription manager • Subscription tracker • Subscription finder • Subscription detector • Subscription assistant • Membership tracker • Bill manager • Payment tracker Everything is designed to help you save money with less effort. Renewal Alerts Never miss another renewal. Get notifications before subscriptions automatically renew, helping you decide whether to keep or cancel a service before you're charged. Perfect for managing: • Free trials • Monthly subscriptions • Annual subscriptions • Auto-renewing subscriptions • Streaming memberships • App subscriptions Secure Banking Your financial security comes first. SubGate securely connects to your bank account using trusted financial connectivity technology to identify recurring payments. Your banking credentials are never stored by SubGate. Your data is encrypted during transmission and handled using industry-standard security practices. Why Choose SubGate? - Find forgotten subscriptions - Cancel unwanted subscriptions - Stop recurring charges - Monitor recurring payments - Track monthly spending - Receive renewal notifications - Organise bills - Manage your budget - Save money every month - Secure bank connection - Simple, intuitive design Perfect For • Families • Students • Professionals • Frequent subscribers • Anyone looking to reduce monthly expenses Download SubGate Today Take back control of your subscriptions. Track bills, monitor recurring payments, manage subscriptions, cancel unwanted services, save money and build healthier financial habits with SubGate. Your subscription manager. Terms of use: https://subgate.app/terms.html Privacy policy: https://subgate.app/privacy.html

Screenshots

Subtle4 screens
SubGate4 screens

Verdict

The call

The clearest difference is in-app purchases: SubGate at none against Subtle's 2. SubGate also leads on update cadence (every 3 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subtle sells 2 in-app purchases, starting at $39.99 per year. SubGate asks for nothing beyond the download.

UpkeepUpdate frequency

Subtle ships an update fortnightly, SubGate every 3 days. The most recent releases landed on September 24, 2026 and September 20, 2026 respectively.

Scorecard2 real differences · 7 level
Subtle versus SubGate: the parameters behind the verdict, then further details
ParameterSubtleSubGate
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyFortnightlyEvery 3 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.0
Further details — not scored
Size48 MB62 MB
Age rating+44+
DeveloperNorth StudioKidslox inc

In-app purchases

2 purchases

Subtle

Subscriptions1
  • Subtle Pro Annual7 Days trial$39.991 Year
One-time1
  • Subtle Pro Lifetime$99.99
None

SubGate

No in-app purchases

Questions

Is Subtle free?
Subtle is free to download, with in-app purchases available.
Is SubGate free?
SubGate is free to download, with no in-app purchases.
Do Subtle or SubGate have ads?
Neither Subtle nor SubGate shows ads.
Which is updated more often, Subtle or SubGate?
Subtle ships an update fortnightly, and SubGate every 3 days. Most recently, Subtle was updated on September 24, 2026 and SubGate on September 20, 2026.

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