Comparison

Vocca vs SubGate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vocca

Effortlessly track your spending by simply speaking. This AI-powered app automatically categorizes expenses, manages budgets, and provides financial insights without needing bank account linking or complex spreadsheets.

Highlights
  • Voice expense tracking with AI
  • Automatic expense categorization
  • Monthly budgets and spending insights
  • Recurring bills and subscriptions tracking
  • Savings and debt tracking
  • Smart financial guidance
Features
Read full description

It's 11 PM and you're squinting at your bank app trying to remember what "$14.32 POS PURCHASE" even was. Sound familiar? You care about your money — you just don't want a second job tracking it. That's Vocca. Say "twelve fifty, lunch" and it's logged, categorized, and folded into your budget before you've put your phone down. No spreadsheets, no dropdowns, no Sunday-night spiral. Turns out tracking your spending only takes discipline when it's a chore. Make it as easy as talking, and it just happens. Vocca — say what you spent. That's it. Features Voice expense tracking, powered by AI Automatic categorization Monthly budgets with real-time spending insights Recurring bills and subscription tracking Savings goals and debt tracking Spending history and analytics An AI companion for financial guidance and clear answers to your money questions Fast, clean, distraction-free design Whether you're saving for something specific, staying on budget, or just want a clear picture of your spending, Vocca makes it effortless — no setup, no learning curve. Start tracking smarter today. Terms of Use: https://www.thevoccapp.com/terms Privacy Policy: https://www.thevoccapp.com/privacy Standard Apple Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SubGate

Features
Read full description

Take control of your subscriptions, cancel unwanted services, track recurring payments and save money with SubGate. Find forgotten subscriptions, monitor bills, manage auto-renewals and keep your monthly spending under control, all from one secure subscription manager. Never Lose Money to Forgotten Subscriptions Again How many subscriptions are quietly charging your bank account every month? Streaming services. Fitness apps. Cloud storage. AI tools. Music. Gaming. News. Free trials that became paid subscriptions. SubGate automatically helps you discover recurring payments, organise your subscriptions, monitor upcoming renewals and identify services you no longer need. If you're looking for an easy way to cancel subscriptions, SubGate puts everything in one place. Find Every Subscription Connect your bank account securely and let SubGate scan your recurring payments. Find subscriptions including: • Streaming subscriptions • App subscriptions • Software subscriptions • Digital subscriptions • Memberships • Monthly services • Annual subscriptions • Auto-renewing subscriptions Never wonder where your money is going again. Cancel Subscriptions with Confidence SubGate makes cancelling subscriptions simple. View all your subscriptions in one place and follow guided cancellation instructions for hundreds of popular services. SubGate helps you every step of the way. Subscription Tracker Keep track of every recurring payment. Monitor: • Renewal dates • Payment amounts • Monthly costs • Annual renewals • Recurring charges • Subscription spending • Payment history Receive renewal alerts before your next payment is taken so you stay in control. Budget Better; Subscriptions are one of the easiest places to save money. Understand your monthly budget, improve your cash flow and reduce unnecessary spending. Subscription Management Made Easy SubGate automatically organises your subscriptions into one clear dashboard. Use it as your: • Subscription manager • Subscription tracker • Subscription finder • Subscription detector • Subscription assistant • Membership tracker • Bill manager • Payment tracker Everything is designed to help you save money with less effort. Renewal Alerts Never miss another renewal. Get notifications before subscriptions automatically renew, helping you decide whether to keep or cancel a service before you're charged. Perfect for managing: • Free trials • Monthly subscriptions • Annual subscriptions • Auto-renewing subscriptions • Streaming memberships • App subscriptions Secure Banking Your financial security comes first. SubGate securely connects to your bank account using trusted financial connectivity technology to identify recurring payments. Your banking credentials are never stored by SubGate. Your data is encrypted during transmission and handled using industry-standard security practices. Why Choose SubGate? - Find forgotten subscriptions - Cancel unwanted subscriptions - Stop recurring charges - Monitor recurring payments - Track monthly spending - Receive renewal notifications - Organise bills - Manage your budget - Save money every month - Secure bank connection - Simple, intuitive design Perfect For • Families • Students • Professionals • Frequent subscribers • Anyone looking to reduce monthly expenses Download SubGate Today Take back control of your subscriptions. Track bills, monitor recurring payments, manage subscriptions, cancel unwanted services, save money and build healthier financial habits with SubGate. Your subscription manager. Terms of use: https://subgate.app/terms.html Privacy policy: https://subgate.app/privacy.html

Screenshots

Vocca4 screens
SubGate4 screens

Verdict

The call

The clearest difference is in-app purchases: SubGate at none against Vocca's 3. SubGate also leads on ads (none vs shown) and update cadence (every 3 days vs every 9 days). Vocca's advantage is iOS requirement (15.0 vs 18.0). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Vocca sells 3 in-app purchases, starting at $4.99 per month. SubGate asks for nothing beyond the download.

UpkeepUpdate frequency

Vocca ships an update every 9 days, SubGate every 3 days. The most recent releases landed on September 29, 2026 and September 20, 2026 respectively.

Scorecard4 real differences · 6 level
Vocca versus SubGate: the parameters behind the verdict, then further details
ParameterVoccaSubGate
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 9 daysEvery 3 days — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.0
Further details — not scored
Size79 MB62 MB
Age rating12+4+
DeveloperMera Innovations, Inc.Kidslox inc

In-app purchases

3 purchases

Vocca

Subscriptions3
  • Vocca Premium (Monthly)3 Days trial$4.991 Month
  • Vocca Quarterly3 Days trial$12.993 Months
  • Vocca Annual3 Days trial$49.991 Year
None

SubGate

No in-app purchases

Questions

Is Vocca free?
Vocca is free to download, with in-app purchases available.
Is SubGate free?
SubGate is free to download, with no in-app purchases.
Do Vocca or SubGate have ads?
Vocca shows ads; SubGate does not.
Which is updated more often, Vocca or SubGate?
Vocca ships an update every 9 days, and SubGate every 3 days. Most recently, Vocca was updated on September 29, 2026 and SubGate on September 20, 2026.

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