Comparison

Budget Planner App vs SubGate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Planner App

This app helps you identify and manage recurring expenses that drain your finances over time. It projects the future cost of subscriptions, bills, and daily habits, empowering you to make informed decisions about your spending.

Highlights
  • Voice-powered expense entry
  • Recurring expense tracking
  • Future spending projections
  • Daily, weekly, monthly, yearly cost breakdowns
  • Renewal reminders
  • Savings tracking
Read full description

Plan every dollar. See what comes next. FloosYo is a subscription app. Every feature described below requires an active subscription. New accounts start with a free trial. FloosYo helps you turn income, bills, recurring expenses, and everyday spending into a clear plan, so you can understand where your money is headed before it gets there. Most finance apps show you what already happened. FloosYo helps you prepare for what happens next. See your spending month by month. Plan your income across the categories that matter. Track bills, subscriptions, and daily habits before they become surprises. Connect your bank to bring in transactions automatically, or add expenses yourself. Track your savings goal, customize your categories, and understand how a choice today can affect your week, month, and year. A $5 daily coffee is $1,825 a year. A barely used $39 gym membership is $468 a year. Small expenses stop looking small when you see the full picture. FloosYo gives every dollar context, so you can decide what to keep, what to skip, and what deserves your attention. HOW IT WORKS 1. Build your plan Set up your income, budgets, bills, subscriptions, and spending categories in one place. Customize your categories and track your savings goal. FloosYo helps you give every dollar a purpose. 2. See what comes next Review your spending pace, monthly reports, upcoming bills, and recurring costs. Connect your bank to bring in transactions automatically and detect recurring charges and subscriptions. See the impact of your choices across days, weeks, months, and years. 3. Stay ahead Track what is due, spot costs that are adding up, skip spending you do not need, and keep building habits that support your goals. INCLUDED WITH YOUR SUBSCRIPTION • Income and budget planning • Optional bank linking with automatic transaction imports • Automatic subscription and recurring expense detection • Monthly spending reports and trends • Subscription and recurring bill tracking • Upcoming due-date reminders • Future cost projections • Daily, weekly, monthly, and yearly spending views • Voice, typing, and paste expense entry • Savings tracking and streaks • Savings goal tracking • Custom categories, colors, and icons • Home screen widgets • Light and dark mode PRIVATE BY DEFAULT Your financial data stays private. We do not sell your data. No bank linking required. Bank linking is completely optional. Bank connections are read-only. FloosYo cannot move your money. Built for people who want a clear plan for their money, without complicated spreadsheets or overwhelming budgeting systems. Simple. Clear. Human. SUBSCRIPTIONS FloosYo is available as a monthly or yearly auto-renewing subscription. The price is shown in the app before you buy. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Charges are applied to your Apple ID account. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy: https://floosyo.com/en/privacy Terms of Use: https://floosyo.com/en/terms

About

SubGate

Features
Read full description

Take control of your subscriptions, cancel unwanted services, track recurring payments and save money with SubGate. Find forgotten subscriptions, monitor bills, manage auto-renewals and keep your monthly spending under control, all from one secure subscription manager. Never Lose Money to Forgotten Subscriptions Again How many subscriptions are quietly charging your bank account every month? Streaming services. Fitness apps. Cloud storage. AI tools. Music. Gaming. News. Free trials that became paid subscriptions. SubGate automatically helps you discover recurring payments, organise your subscriptions, monitor upcoming renewals and identify services you no longer need. If you're looking for an easy way to cancel subscriptions, SubGate puts everything in one place. Find Every Subscription Connect your bank account securely and let SubGate scan your recurring payments. Find subscriptions including: • Streaming subscriptions • App subscriptions • Software subscriptions • Digital subscriptions • Memberships • Monthly services • Annual subscriptions • Auto-renewing subscriptions Never wonder where your money is going again. Cancel Subscriptions with Confidence SubGate makes cancelling subscriptions simple. View all your subscriptions in one place and follow guided cancellation instructions for hundreds of popular services. SubGate helps you every step of the way. Subscription Tracker Keep track of every recurring payment. Monitor: • Renewal dates • Payment amounts • Monthly costs • Annual renewals • Recurring charges • Subscription spending • Payment history Receive renewal alerts before your next payment is taken so you stay in control. Budget Better; Subscriptions are one of the easiest places to save money. Understand your monthly budget, improve your cash flow and reduce unnecessary spending. Subscription Management Made Easy SubGate automatically organises your subscriptions into one clear dashboard. Use it as your: • Subscription manager • Subscription tracker • Subscription finder • Subscription detector • Subscription assistant • Membership tracker • Bill manager • Payment tracker Everything is designed to help you save money with less effort. Renewal Alerts Never miss another renewal. Get notifications before subscriptions automatically renew, helping you decide whether to keep or cancel a service before you're charged. Perfect for managing: • Free trials • Monthly subscriptions • Annual subscriptions • Auto-renewing subscriptions • Streaming memberships • App subscriptions Secure Banking Your financial security comes first. SubGate securely connects to your bank account using trusted financial connectivity technology to identify recurring payments. Your banking credentials are never stored by SubGate. Your data is encrypted during transmission and handled using industry-standard security practices. Why Choose SubGate? - Find forgotten subscriptions - Cancel unwanted subscriptions - Stop recurring charges - Monitor recurring payments - Track monthly spending - Receive renewal notifications - Organise bills - Manage your budget - Save money every month - Secure bank connection - Simple, intuitive design Perfect For • Families • Students • Professionals • Frequent subscribers • Anyone looking to reduce monthly expenses Download SubGate Today Take back control of your subscriptions. Track bills, monitor recurring payments, manage subscriptions, cancel unwanted services, save money and build healthier financial habits with SubGate. Your subscription manager. Terms of use: https://subgate.app/terms.html Privacy policy: https://subgate.app/privacy.html

Screenshots

Budget Planner App4 screens
SubGate4 screens

Verdict

The call

The clearest difference is in-app purchases: SubGate at none against Budget Planner App's 2. SubGate also leads on update cadence (every 3 days vs fortnightly) and iOS requirement (18.0 vs 26.1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Planner App sells 2 in-app purchases, starting at $9.99 per month. SubGate asks for nothing beyond the download.

UpkeepUpdate frequency

Budget Planner App ships an update fortnightly, SubGate every 3 days. The most recent releases landed on September 26, 2026 and September 20, 2026 respectively.

Scorecard3 real differences · 7 level
Budget Planner App versus SubGate: the parameters behind the verdict, then further details
ParameterBudget Planner AppSubGate
PriceFreeFree
Rating4.6 (5 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings5 — better—
Update frequencyFortnightlyEvery 3 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.118.0 — better
Further details — not scored
Size51 MB62 MB
Age rating4+4+
DeveloperAttenYo LLCKidslox inc

In-app purchases

2 purchases

Budget Planner App

Subscriptions2
  • FloosYo Pro Monthly$9.991 Month
  • FloosYo Pro Yearly$99.991 Year
None

SubGate

No in-app purchases

Questions

Is Budget Planner App free?
Budget Planner App is free to download, with in-app purchases available.
Is SubGate free?
SubGate is free to download, with no in-app purchases.
Do Budget Planner App or SubGate have ads?
Neither Budget Planner App nor SubGate shows ads.
Which is updated more often, Budget Planner App or SubGate?
Budget Planner App ships an update fortnightly, and SubGate every 3 days. Most recently, Budget Planner App was updated on September 26, 2026 and SubGate on September 20, 2026.

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