Daily Spending Planner vs SubGate
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Daily Spending Planner
Effortlessly manage your finances by tracking expenses, subscriptions, and debts. Set budgets that adapt to your life and receive timely reminders. Enjoy a secure, ad-free experience with a clear pricing structure.
- Track spending and subscriptions
- Log debts and IOUs
- Automatic expense categorization
- Customizable budgeting
- Subscription renewal alerts
- Ad-free and secure
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Know what you can spend today. Turn your budget into a clear daily spending plan. Daily Spending Planner helps you track expenses, keep up with bills, and see how much you have left—without doing the maths yourself. Spend less today and carry the difference forward. Spend more and see how it affects your balance. Always know where you stand. LESS TYPING. EASIER TRACKING. Scan receipts with AI to turn purchases into expense entries. Set up an Apple Pay shortcut to automatically add transactions when you pay. Or enter expenses manually in seconds. A DAILY PLAN THAT MAKES SENSE Set a weekly, monthly, or yearly budget and break it down into a daily allowance. See what’s available today, so your next spending decision is easier. YOUR EXPENSES, ORGANIZED Use categories and tags to keep purchases organized. Track multiple budgets and see where your money goes with clear charts and spending trends. KEEP UP WITH RECURRING COSTS Manage subscriptions, bills, and repeating expenses in one place. Include regular payments in your plan so you can see what’s left for everything else. KEEP TRACK OF DEBTS Record what you owe and what others owe you, so those amounts don’t get forgotten. SPEND IN DIFFERENT CURRENCIES Track expenses across currencies with built-in exchange rates. Keep your spending organized at home and while travelling. MAKE BUDGETING A DAILY HABIT You don’t need to spend hours managing your money. Check your daily balance, add your expenses, and get on with your day. Start with your budget. Know what’s left today.
SubGate
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Take control of your subscriptions, cancel unwanted services, track recurring payments and save money with SubGate. Find forgotten subscriptions, monitor bills, manage auto-renewals and keep your monthly spending under control, all from one secure subscription manager. Never Lose Money to Forgotten Subscriptions Again How many subscriptions are quietly charging your bank account every month? Streaming services. Fitness apps. Cloud storage. AI tools. Music. Gaming. News. Free trials that became paid subscriptions. SubGate automatically helps you discover recurring payments, organise your subscriptions, monitor upcoming renewals and identify services you no longer need. If you're looking for an easy way to cancel subscriptions, SubGate puts everything in one place. Find Every Subscription Connect your bank account securely and let SubGate scan your recurring payments. Find subscriptions including: • Streaming subscriptions • App subscriptions • Software subscriptions • Digital subscriptions • Memberships • Monthly services • Annual subscriptions • Auto-renewing subscriptions Never wonder where your money is going again. Cancel Subscriptions with Confidence SubGate makes cancelling subscriptions simple. View all your subscriptions in one place and follow guided cancellation instructions for hundreds of popular services. SubGate helps you every step of the way. Subscription Tracker Keep track of every recurring payment. Monitor: • Renewal dates • Payment amounts • Monthly costs • Annual renewals • Recurring charges • Subscription spending • Payment history Receive renewal alerts before your next payment is taken so you stay in control. Budget Better; Subscriptions are one of the easiest places to save money. Understand your monthly budget, improve your cash flow and reduce unnecessary spending. Subscription Management Made Easy SubGate automatically organises your subscriptions into one clear dashboard. Use it as your: • Subscription manager • Subscription tracker • Subscription finder • Subscription detector • Subscription assistant • Membership tracker • Bill manager • Payment tracker Everything is designed to help you save money with less effort. Renewal Alerts Never miss another renewal. Get notifications before subscriptions automatically renew, helping you decide whether to keep or cancel a service before you're charged. Perfect for managing: • Free trials • Monthly subscriptions • Annual subscriptions • Auto-renewing subscriptions • Streaming memberships • App subscriptions Secure Banking Your financial security comes first. SubGate securely connects to your bank account using trusted financial connectivity technology to identify recurring payments. Your banking credentials are never stored by SubGate. Your data is encrypted during transmission and handled using industry-standard security practices. Why Choose SubGate? - Find forgotten subscriptions - Cancel unwanted subscriptions - Stop recurring charges - Monitor recurring payments - Track monthly spending - Receive renewal notifications - Organise bills - Manage your budget - Save money every month - Secure bank connection - Simple, intuitive design Perfect For • Families • Students • Professionals • Frequent subscribers • Anyone looking to reduce monthly expenses Download SubGate Today Take back control of your subscriptions. Track bills, monitor recurring payments, manage subscriptions, cancel unwanted services, save money and build healthier financial habits with SubGate. Your subscription manager. Terms of use: https://subgate.app/terms.html Privacy policy: https://subgate.app/privacy.html
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Verdict
The clearest difference is in-app purchases: SubGate at none against Daily Spending Planner's 7. SubGate also leads on update cadence (every 3 days vs every 9 days). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Daily Spending Planner sells 7 in-app purchases, starting at $3.99 per 7 days. SubGate asks for nothing beyond the download.
Daily Spending Planner ships an update every 9 days, SubGate every 3 days. Both last shipped on October 31, 2026.
| Parameter | Daily Spending Planner | SubGate |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (6 ratings) — better | — |
| Number of ratings | 6 — better | — |
| Update frequency | Every 9 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.6 — better | 18.0 |
| Further details — not scored | ||
| Size | 97 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | Absolute Zero LLC | Kidslox inc |
In-app purchases
Daily Spending Planner
- Weekly Subscription$3.997 Days
- Monthly Premium7 Days trial$3.991 Month
- Monthly Premium$4.991 Month
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- Special Yearly Subscription$14.991 Year
- Annual Premium14 Days trial$29.991 Year
- Annual Premium3 Days trial$29.991 Year
- Lifetime Premium$49.99
SubGate
No in-app purchases







