Budget Planner App vs Subtle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Planner App
This app helps you identify and manage recurring expenses that drain your finances over time. It projects the future cost of subscriptions, bills, and daily habits, empowering you to make informed decisions about your spending.
- Voice-powered expense entry
- Recurring expense tracking
- Future spending projections
- Daily, weekly, monthly, yearly cost breakdowns
- Renewal reminders
- Savings tracking
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Plan every dollar. See what comes next. FloosYo is a subscription app. Every feature described below requires an active subscription. New accounts start with a free trial. FloosYo helps you turn income, bills, recurring expenses, and everyday spending into a clear plan, so you can understand where your money is headed before it gets there. Most finance apps show you what already happened. FloosYo helps you prepare for what happens next. See your spending month by month. Plan your income across the categories that matter. Track bills, subscriptions, and daily habits before they become surprises. Connect your bank to bring in transactions automatically, or add expenses yourself. Track your savings goal, customize your categories, and understand how a choice today can affect your week, month, and year. A $5 daily coffee is $1,825 a year. A barely used $39 gym membership is $468 a year. Small expenses stop looking small when you see the full picture. FloosYo gives every dollar context, so you can decide what to keep, what to skip, and what deserves your attention. HOW IT WORKS 1. Build your plan Set up your income, budgets, bills, subscriptions, and spending categories in one place. Customize your categories and track your savings goal. FloosYo helps you give every dollar a purpose. 2. See what comes next Review your spending pace, monthly reports, upcoming bills, and recurring costs. Connect your bank to bring in transactions automatically and detect recurring charges and subscriptions. See the impact of your choices across days, weeks, months, and years. 3. Stay ahead Track what is due, spot costs that are adding up, skip spending you do not need, and keep building habits that support your goals. INCLUDED WITH YOUR SUBSCRIPTION • Income and budget planning • Optional bank linking with automatic transaction imports • Automatic subscription and recurring expense detection • Monthly spending reports and trends • Subscription and recurring bill tracking • Upcoming due-date reminders • Future cost projections • Daily, weekly, monthly, and yearly spending views • Voice, typing, and paste expense entry • Savings tracking and streaks • Savings goal tracking • Custom categories, colors, and icons • Home screen widgets • Light and dark mode PRIVATE BY DEFAULT Your financial data stays private. We do not sell your data. No bank linking required. Bank linking is completely optional. Bank connections are read-only. FloosYo cannot move your money. Built for people who want a clear plan for their money, without complicated spreadsheets or overwhelming budgeting systems. Simple. Clear. Human. SUBSCRIPTIONS FloosYo is available as a monthly or yearly auto-renewing subscription. The price is shown in the app before you buy. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Charges are applied to your Apple ID account. You can manage or cancel your subscription anytime in your App Store account settings after purchase. Privacy Policy: https://floosyo.com/en/privacy Terms of Use: https://floosyo.com/en/terms
Subtle
Effortlessly manage all your recurring payments in one place. This app helps you track subscriptions, get renewal reminders, and understand your spending. It also provides guides to help you cancel unwanted services.
- Track all subscriptions in one view
- Scan receipts for automatic entry
- Built-in catalog of popular services
- Renewal reminders
- Spending insights and totals
- Cancellation guides for services
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Every subscription, finally in one place. Subtle keeps every recurring payment in one clean view: streaming, music, AI tools, the gym, domains, even that app you forgot about. It tells you what's coming before it hits your card. ADD SUBSCRIPTIONS IN SECONDS • Scan a screenshot of any receipt, paywall, or renewal email. Subtle reads it on your device and fills in the details. • Choose from a built-in catalog of 256 popular services worldwide, logos included. • Import a bank or card statement (PDF or CSV) and confirm the charges it finds. • Add anything custom with your own icon, emoji, or colour. STAY AHEAD OF EVERY RENEWAL • A clean dashboard and calendar show what renews and when. • Reminders a few days before each charge. • Home and lock screen widgets keep renewals one glance away. KNOW WHERE YOUR MONEY GOES • Monthly and yearly totals in your home currency, with automatic conversion. • Spending by category, trends over time, and simple insights. CANCEL WHAT YOU DON'T WANT • Step-by-step cancellation guides for top services, built right in. START FREE, GO PRO WHEN YOU NEED MORE Subtle is free to track your subscriptions and stay on top of renewals. Subtle Pro unlocks the advanced tools when you want them: • Unlimited subscriptions • Screenshot and statement scanning • Calendar view, statistics, and budgets • Data export and home screen widgets Subtle Pro is a yearly plan with a free trial, or a one-time lifetime purchase. Cancel anytime. PRIVATE BY DESIGN • Your data stays on your device and in your own private iCloud, so we never see it. • Screenshot scanning runs entirely on your device. Nothing is uploaded. • No bank linking, no email scanning, and no ads inside the app. Anonymous analytics only, and you can turn them off. Subtle works in light and dark mode and is built for a global audience. Privacy Policy: https://subtle.northstud.io/privacy Terms of Use: https://subtle.northstud.io/terms Questions or ideas? Email support@northstud.io
Screenshots
Verdict
The clearest difference is rating: Subtle at 5.0 against Budget Planner App's 4.6. Subtle also leads on iOS requirement (17.0 vs 26.1). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Planner App sells 2 in-app purchases, starting at $9.99 per month and Subtle sells 2 in-app purchases, starting at $39.99 per year. Whichever you choose, the download price is not the number that matters.
Subtle holds the better App Store score, 5.0 against 4.6. Both are backed by a comparable volume of ratings — 5 and 5 respectively. Written reviews split almost evenly too, at 0% and 0% positive.
Budget Planner App ships an update every 2 weeks, Subtle every 3 weeks. The most recent releases landed on October 12, 2026 and October 10, 2026 respectively.
| Parameter | Budget Planner App | Subtle |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (5 ratings) | 5.0 (5 ratings) — better |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 5 | 5 |
| Update frequency | Every 2 weeks — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 26.1 | 17.0 — better |
| Further details — not scored | ||
| Size | 51 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | AttenYo LLC | North Studio |
Customer experience
Budget Planner App
Subtle
In-app purchases
Budget Planner App
- FloosYo Pro Monthly$9.991 Month
- FloosYo Pro Yearly$99.991 Year
Subtle
- Subtle Pro Annual7 Days trial$39.991 Year
- Subtle Pro Lifetime$99.99







