Comparison

Schmidti Budget vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Schmidti Budget

Features
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Schmidti Budget organizes your finances into three simple categories to give you a full picture and complete control of your financial future. Get a safety net and fulfil your wishes! The three categories: β€’ Budgets: Monthly amounts for groceries, clothing, fuel, and everything else. β€’ Reserves: Money for unexpected repairs, a broken washing machine, or a job change. β€’ Goals: Savings goals for wishes like a new bike, a dream vacation, or s new car. See where your money really goes: There is no bank account sync, each transaction has to be entered deliberately so that you always think about each transaction twice. Of course we make it as simple and fast as possible for you, for example with recurring transactions. Based on your input, Schmidti shows you your history, your monthly progress, and how much breathing room you actually have right now. Built for shared households: Share your budget with your partner or household. Every change appears instantly for everyone, so there's no more "Did you already log that?" Real-time sync across all devices. No clutter, no ads, no tracking: Many budgeting apps pile on features until the essentials disappear. Schmidti does the opposite. We also don’t track you across other apps and we do not show ads. Privacy first: β€’ Your data is stored in the European Union. β€’ We do not sell or share it with advertising networks. β€’ You can delete your account, and all associated data, at any time in the app. Full privacy policy: schmidtibudget.com/en/privacy.

About

Spending Tracker

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Track, split & manage money – together or solo. With SplitBudget, you always know where your money goes. Perfect for couples, families, roommates, and groups who share expenses. Features: Shared budgets for households, couples & friends Track income & expenses with categories & colors Split bills & settle debts automatically Real-time sync across all devices Clean, modern interface for fast use Secure & private with cloud backup Whether it’s rent, groceries, travel, shopping, or subscriptions, SplitBudget makes money management simple, transparent & fair. If you found a bug, or have ideas on how to make SplitBudget a better App, you can contact us here: kontakt@rene-schanzenbaecher.de You can find our terms here: https://www.split-budget.com/terms.html

Screenshots

Schmidti Budget4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Schmidti Budget at none against Spending Tracker's 2. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spending Tracker sells 2 in-app purchases, starting at $2.99 per month. Schmidti Budget asks for nothing beyond the download.

Scorecard1 real difference Β· 5 level
Schmidti Budget versus Spending Tracker: the parameters behind the verdict, then further details
ParameterSchmidti BudgetSpending Tracker
PriceFreeFree
Update frequencyWeeklyβ€”
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhoneiPhone
Requires iOS17.0 β€” better17.6
Further details β€” not scored
Size39 MB38 MB
Age rating4+12+
DeveloperJohannes SchmidtRene Weinhold

In-app purchases

None

Schmidti Budget

No in-app purchases

2 purchases

Spending Tracker

Subscriptions2
  • SplitBudget Pro (Monthly)7 Days trial$2.991 Month
  • SplitBudget Pro (1 Year)7 Days trial$17.991 Year

Questions

Is Schmidti Budget free?
Schmidti Budget is free to download, with no in-app purchases.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Do Schmidti Budget or Spending Tracker have ads?
Neither Schmidti Budget nor Spending Tracker shows ads.

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