Schmidti Budget vs Moniy

Schmidti Budget organizes your finances into three simple categories to give you a full picture and complete control of your financial future. Get a safety net and fulfil your wishes! The three categories: • Budgets: Monthly amounts for groceries, clothing, fuel, and everything else. • Reserves: Money for unexpected repairs, a broken washing machine, or a job change. • Goals: Savings goals for wishes like a new bike, a dream vacation, or s new car. See where your money really goes: There is no bank account sync, each transaction has to be entered deliberately so that you always think about each transaction twice. Of course we make it as simple and fast as possible for you, for example with recurring transactions. Based on your input, Schmidti shows you your history, your monthly progress, and how much breathing room you actually have right now. Built for shared households: Share your budget with your partner or household. Every change appears instantly for everyone, so there's no more "Did you already log that?" Real-time sync across all devices. No clutter, no ads, no tracking: Many budgeting apps pile on features until the essentials disappear. Schmidti does the opposite. We also don’t track you across other apps and we do not show ads. Privacy first: • Your data is stored in the European Union. • We do not sell or share it with advertising networks. • You can delete your account, and all associated data, at any time in the app. Full privacy policy: schmidtibudget.com/en/privacy.

People decide in just a few seconds whether to download an app. Moniy helps you take control of your finances with a clean, fast, and powerful budgeting experience. Track every expense, plan your budget, monitor subscriptions, manage debt, build savings goals, and grow your net worth—all in one place. Features Track Every Expense Know exactly where your money goes. • Expense tracking • Income tracking • Multiple accounts • Categories & tags • Notes • Search & filters Budget Smarter Create budgets that actually help you save. • Monthly budgets • Category budgets • Spending progress • Budget insights • Budget rollover Subscription Tracker Never forget another renewal. • Subscription reminders • Upcoming payments • Monthly subscription overview • Annual subscription cost • Renewal calendar Savings Goals Turn your goals into reality. • Saving goals • Progress tracking • Target dates • Contribution history • Goal completion Asset & Net Worth Tracker See your complete financial picture. Track: • Cash • Bank accounts • Credit cards • Investments • Crypto • Assets Watch your net worth grow over time. Debt Tracker Stay on top of every debt. • Loans • Credit cards • Debt progress • Remaining balance • Payment history Bills & Recurring Transactions Stay organized. • Recurring income • Recurring expenses • Bill reminders • Upcoming payments Powerful Insights Understand your spending habits. • Spending trends • Monthly reports • Category breakdown • Cash flow • Financial overview Beautiful Widgets Keep your finances on your Home Screen. • Budget widget • Spending widget • Savings widget • Subscription widget • Net worth widget Designed for Everyday Life • Fast & simple • Beautiful design • Private by default • Powerful yet easy to use • Works offline Take control of your money today with Moniy and make smarter financial decisions every day. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juicy-principle-93b.notion.site/Privacy-Policy-for-Moniy-3b3d0a8e58cb80b39605fac3b6819607?pvs=73