Comparison

MNTHLY vs Bill Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MNTHLY

Read full description

MNTHLY is a simple, private way to track your bills, subscriptions, loans, and income — all in one place. Stay on top of due dates with smart reminders, keep your finances organized with tags and breakdowns, and always know where your money is going. FREE TO USE Optional subscriptions are available if you’d like to support ongoing development and unlock premium app icons as a bonus. PRIVACY FIRST Your financial data is yours. Always. • Your data stays in your iCloud account • No third-party logins • No tracking, no ads • Your data is never shared, never sold TRACK & ORGANIZE • Track bills, subscriptions, loans, and income • One-time or recurring payments • Flexible intervals: yearly, quarterly, monthly, bi-weekly, weekly, or custom days • Built-in support for hundreds of currencies • Custom tags and powerful search • Loan repayment progress at a glance STAY IN CONTROL • Custom reminders before due dates (e.g. 5 days early) • Mark payments as paid or skipped • Auto-mark subscriptions and recurring charges as paid • Adjust or delay payment dates, or automatically avoid weekends • Support for early loan repayments INSIGHTS THAT MATTER • Monthly totals and averages • Tag-based spending breakdowns SYNC & BACKUP • iCloud sync across all your devices • Backup, import, and export your data anytime MNTHLY helps you stay organized without compromising your privacy: no accounts, no ads, no noise. Try it out now! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Bill Tracker

Features
Read full description

Bill Tracker helps you stay on top of every recurring payment — from rent and utilities to subscriptions and insurance — all in one place, privately stored on your device. DASHBOARD See your total monthly commitment at a glance. Upcoming bills due in the next 14 days are surfaced automatically so nothing catches you off guard. A month-over-month chart shows whether your spending is trending up or down. TRACK EVERYTHING Add bills by name, amount, frequency (weekly, monthly, quarterly, or annual), next due date, and category. Edit or remove them any time. CATEGORIES Organise your bills across Housing, Utilities, Transport, Connectivity, Entertainment, Health, and Finance. INSIGHTS See how your spending compares to UK household averages by category. A monthly history chart shows your committed spend over time so you can spot trends. NOTIFICATIONS Enable bill reminders to get notified before payments are due. PRIVATE BY DESIGN Everything stays on your device. No account required. No data ever leaves your phone.

Screenshots

MNTHLY4 screens
Bill Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Bill Tracker at none against MNTHLY's 6. Bill Tracker also leads on iOS requirement (15.1 vs 18.5). MNTHLY's advantage is update cadence (every 3 weeks vs every 5 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MNTHLY sells 6 in-app purchases, starting at $0.99 per month. Bill Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

MNTHLY ships an update every 3 weeks, Bill Tracker every 5 months. The most recent releases landed on October 6, 2026 and October 10, 2026 respectively.

Scorecard3 real differences · 3 level
MNTHLY versus Bill Tracker: the parameters behind the verdict, then further details
ParameterMNTHLYBill Tracker
PriceFreeFree
Update frequencyEvery 3 weeks — betterEvery 5 months
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.515.1 — better
Further details — not scored
Size31 MB29 MB
Age rating4+4+
DeveloperBartosz GorskiHai Dang

In-app purchases

6 purchases

MNTHLY

Subscriptions6
  • A Little Love$0.991 Month
  • Feeling Generous$2.991 Month
  • Monthly Subscription$4.991 Month
Show 3 more
  • Super Supporter$4.991 Month
  • Ultimate Patron$9.991 Month
  • Yearly Subscription1 Month trial$49.991 Year
None

Bill Tracker

No in-app purchases

Questions

Is MNTHLY free?
MNTHLY is free to download, with in-app purchases available.
Is Bill Tracker free?
Bill Tracker is free to download, with no in-app purchases.
Do MNTHLY or Bill Tracker have ads?
Neither MNTHLY nor Bill Tracker shows ads.
Which is updated more often, MNTHLY or Bill Tracker?
MNTHLY ships an update every 3 weeks, and Bill Tracker every 5 months. Most recently, MNTHLY was updated on October 6, 2026 and Bill Tracker on October 10, 2026.

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