Comparison

MNTHLY vs BillStack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MNTHLY

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MNTHLY is a simple, private way to track your bills, subscriptions, loans, and income — all in one place. Stay on top of due dates with smart reminders, keep your finances organized with tags and breakdowns, and always know where your money is going. FREE TO USE Optional subscriptions are available if you’d like to support ongoing development and unlock premium app icons as a bonus. PRIVACY FIRST Your financial data is yours. Always. • Your data stays in your iCloud account • No third-party logins • No tracking, no ads • Your data is never shared, never sold TRACK & ORGANIZE • Track bills, subscriptions, loans, and income • One-time or recurring payments • Flexible intervals: yearly, quarterly, monthly, bi-weekly, weekly, or custom days • Built-in support for hundreds of currencies • Custom tags and powerful search • Loan repayment progress at a glance STAY IN CONTROL • Custom reminders before due dates (e.g. 5 days early) • Mark payments as paid or skipped • Auto-mark subscriptions and recurring charges as paid • Adjust or delay payment dates, or automatically avoid weekends • Support for early loan repayments INSIGHTS THAT MATTER • Monthly totals and averages • Tag-based spending breakdowns SYNC & BACKUP • iCloud sync across all your devices • Backup, import, and export your data anytime MNTHLY helps you stay organized without compromising your privacy: no accounts, no ads, no noise. Try it out now! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

BillStack

Manage all your monthly bills and recurring payments in one private place. Get timely reminders for due dates and understand your spending with visual charts and category breakdowns. Your financial data stays securely on your device.

Highlights
  • Track one-off and recurring bills
  • Customizable bill payment reminders
  • 6-month spending trend chart
  • Category spending breakdowns
  • Local data storage with no account required
  • Biometric lock for data protection
Features
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BillStack — Bill Tracker & Reminder Never miss a bill payment again. BillStack is a simple, private bill tracker that helps you manage all your monthly bills, recurring payments, and due dates in one place — no account required, no cloud sync, no data sharing. TRACK EVERY BILL • Add one-off and recurring bills — monthly, bi-monthly, quarterly, or annual • Set statement dates, scheduled payment dates, and payment confirmation dates • Bills automatically appear each month based on your recurring schedule STAY ON TOP OF DUE DATES • Get notified before bills are due — customizable reminder days and timing • Quiet hours support so reminders only fire when you want them • Due today, upcoming, and overdue indicators at a glance UNDERSTAND YOUR SPENDING • 6-month spending trend chart • Category breakdowns — credit cards, utilities, subscriptions, loans, insurance, transport • Monthly totals and paid vs unpaid summary YOUR DATA STAYS ON YOUR DEVICE • No account or sign-in required • All data stored locally — never sent to any server • Export and import backup files to keep your data safe • Biometric lock (Face ID / Touch ID / fingerprint) to protect your bills BUILT FOR REAL LIFE • Month-by-month navigation — browse past and future months • Recurring bills generate automatically — edit any month individually • Mark bills as paid with one tap • Dark mode support follows your system setting

Screenshots

MNTHLY4 screens
BillStack4 screens

Verdict

The call

The clearest difference is in-app purchases: BillStack at none against MNTHLY's 6. BillStack also leads on iOS requirement (15.1 vs 18.5). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MNTHLY sells 6 in-app purchases, starting at $0.99 per month. BillStack asks for nothing beyond the download.

UpkeepUpdate frequency

MNTHLY ships an update every 3 weeks, BillStack every 2 weeks. The most recent releases landed on September 18, 2026 and October 3, 2026 respectively.

Scorecard2 real differences · 8 level
MNTHLY versus BillStack: the parameters behind the verdict, then further details
ParameterMNTHLYBillStack
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
Monetization—Free
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.515.1 — better
Further details — not scored
Size31 MB32 MB
Age rating4+4+
DeveloperBartosz GorskiNishar Ahmed Gugudu

In-app purchases

6 purchases

MNTHLY

Subscriptions6
  • A Little Love$0.991 Month
  • Feeling Generous$2.991 Month
  • Monthly Subscription$4.991 Month
Show 3 more
  • Super Supporter$4.991 Month
  • Ultimate Patron$9.991 Month
  • Yearly Subscription1 Month trial$49.991 Year
None

BillStack

No in-app purchases

Questions

Is MNTHLY free?
MNTHLY is free to download, with in-app purchases available.
Is BillStack free?
BillStack is free to download, with no in-app purchases.
Do MNTHLY or BillStack have ads?
Neither MNTHLY nor BillStack shows ads.
Which is updated more often, MNTHLY or BillStack?
MNTHLY ships an update every 3 weeks, and BillStack every 2 weeks. Most recently, MNTHLY was updated on September 18, 2026 and BillStack on October 3, 2026.

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