BillStack vs BillNest

BillStack — Bill Tracker & Reminder Never miss a bill payment again. BillStack is a simple, private bill tracker that helps you manage all your monthly bills, recurring payments, and due dates in one place — no account required, no cloud sync, no data sharing. TRACK EVERY BILL • Add one-off and recurring bills — monthly, bi-monthly, quarterly, or annual • Set statement dates, scheduled payment dates, and payment confirmation dates • Bills automatically appear each month based on your recurring schedule STAY ON TOP OF DUE DATES • Get notified before bills are due — customizable reminder days and timing • Quiet hours support so reminders only fire when you want them • Due today, upcoming, and overdue indicators at a glance UNDERSTAND YOUR SPENDING • 6-month spending trend chart • Category breakdowns — credit cards, utilities, subscriptions, loans, insurance, transport • Monthly totals and paid vs unpaid summary YOUR DATA STAYS ON YOUR DEVICE • No account or sign-in required • All data stored locally — never sent to any server • Export and import backup files to keep your data safe • Biometric lock (Face ID / Touch ID / fingerprint) to protect your bills BUILT FOR REAL LIFE • Month-by-month navigation — browse past and future months • Recurring bills generate automatically — edit any month individually • Mark bills as paid with one tap • Dark mode support follows your system setting

Never miss a bill again. BillNest is a focused bill reminder for adults who want one thing: a reliable reminder before a bill is due. Not a budget app. Not a finance super-app. Just bills, organized. WHY BILLNEST The bill-reminder category is full of apps that crash, lose your data, trap you behind a paywall after 5 bills, or want you to create an account before you can even see your first bill. We built BillNest because we were tired of it. Here's our promise: • No accounts. No sign-in. No servers. Your bills live on your phone, in your private iCloud — nowhere else. We literally cannot see your data because there's no system to put it in. • Reminders actually fire. Notifications are rigorously tested every release. • Honest pricing. Free tier includes 15 bills and all reminders. No ads. No surprise charges. No "rate us to continue" walls. • Fast and simple. No bloat, no clutter. FREE FOREVER • Track up to 15 bills • Unlimited reminders (3 days before, day-of, custom — your call) • Calendar + list view • Home screen widgets • Light & dark mode WITH BILLNEST PRO • Unlimited bills • Automatic iCloud backup — restore on any iPhone instantly • Bill Account Vault — securely store account numbers, payment URLs, customer service numbers, and confirmation numbers for each bill • Payment history archive • Quiet hours NO ADS. NO SURPRISE CHARGES. NO DARK PATTERNS. We will not show you ads. We will not paywall the reminder feature. We will not bombard you with rating prompts. Read our reviews — that's the deal. WHAT BILLNEST IS NOT BillNest does not link to your bank. It does not track your spending. It does not analyze your budget. There are great apps for that — BillNest is for one thing: making sure you don't miss a bill. PRIVACY We don't have your data because we don't have a server. There's no account to create, no email to enter, no profile to fill out. Your bills live only on your iPhone and in your private iCloud account, both controlled entirely by you. We never see them. SUBSCRIPTION TERMS BillNest Pro yearly. Subscription auto-renews unless canceled at least 24 hours before the end of the current period. Manage or cancel in your iPhone Settings → Apple ID → Subscriptions. Privacy Policy: https://imzapp.com/privacy.html Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/