Fen vs Owelo

Your finances deserve better than a simple spreadsheet. Fen is the intelligent money manager that actually helps you understand where your money goes. MANAGE YOUR MONEY—YOUR WAY Most apps just track transactions. Fen organizes them. Create custom wallets for personal spending, business expenses, or specific goals. Track income and expenses with detailed insights that actually make sense. No more wondering "where did my money go?" YOUR ENTIRE FINANCIAL PICTURE, ONE BEAUTIFUL VIEW See revenue, expenses, subscriptions, and goals in one place. Finally understand your spending patterns and what's coming next. TRACK WHAT MATTERS TO YOU Not all expenses are the same. Monitor spending by merchant, calculate loan options, or create custom budget breakdowns. Track your progress toward financial goals with visual reminders that keep you motivated. SEAMLESSLY INTEGRATED Apple's native receipt scanner captures purchases instantly (some manual editing may be needed) Document locker stores receipts and important files securely Subscription tracker prevents surprise charges iCloud sync keeps everything private and up-to-date across devices YOUR DATA STAYS YOURS Everything is stored locally on your device or in your personal iCloud—never on our servers. Zero worry about your financial information leaving your hands. POWERFUL TOOLS INCLUDED Merchant Summary: See exactly how much you spend with each vendor Breakdown Calculators: Create multiple budget versions for different scenarios Loan Calculator: Compare loan options before you commit Goal Tracker: Set targets and watch your progress grow Fully customizable wallets and categories to match your life. Transform your financial chaos into clarity. Download Fen today.

Owelo makes sharing recurring subscriptions simple. It’s built for a world where password sharing is over. Create a plan, invite your roommates, and let Owelo handle the payments automatically. Perfect for college students and shared households: • Streaming services (Netflix, Spotify, Hulu, and Disney+), shared memberships, and other household expenses Features: • Create and manage shared subscription plans with roommates • Split recurring payments automatically using Apple Pay or Stripe • Smart cost splitting so everyone pays their share on time • Private and secure with no shared passwords or awkward reminders Say goodbye to Daddy’s password. Start owning your subscriptions with Owelo.