Comparison

Balance My Checkbook vs Tip

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Balance My Checkbook

Easily track your income and expenses to maintain an accurate account balance. Features include auto-complete, recurring transactions, and data syncing for multiple users. Avoid overdrafts and stay on top of your finances with this intuitive check register.

Highlights
  • Auto-complete transactions
  • Schedule recurring transactions
  • Sync data between users and devices
  • Track cleared transactions
  • Export data and balance
  • Customizable transaction types
Features
Currently charting
Read full description

Don’t let overdraft fees or pending transactions catch you by surprise - always know exactly what your account balance is with Balance My Checkbook! All you have to do is enter your expenses and income and let the app do the rest. Save Time: Auto complete transactions Powerful Search to find transactions instantly Easy scheduling for recurring transactions Stay Up To Date: Track which transactions have cleared Sync between other users and devices "Sync for 4 Users" is an auto-renewing monthly subscription more details below * Export your data and balance Easy to Use and Customizable: Get started in a minute Create your own transaction types Fast Support is just a tap away * The "Sync for 4 Users" subscription auto-renews monthly. The subscription includes a month of access to: • Data Sync • Store up to 10 years of transactions • Priority Support It also includes access to all premium features: • Unlimited Accounts • Recurring Transactions • Lock Screen • Transaction Search • Transaction Filter • Export Data • No Ads ** Terms and Conditions for Auto-renewing subscriptions • Payment will be charged to iTunes Account at confirmation of purchase • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period • Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable Terms and Conditions for App: http://lingsdesigns.com/balancecheck/terms.html *** This version is ad supported but ads can be removed with an in app purchase.

About

Tip

Effortlessly split bills with AI-powered receipt scanning. Instantly detect items, prices, tax, and tip to see everyone's total at a glance. Syncs across Apple devices for seamless expense sharing.

Highlights
  • AI-powered receipt scanning
  • Smart bill splitting
  • Item assignment to individuals/groups
  • Automatic tax and tip distribution
  • iCloud sync across Apple devices
  • Export bills as CSV
  • Share bills via Messages, Email, AirDrop
Features
Read full description

Tip Split - Split Bills Smarter Tired of awkward math at dinner? Tip Split makes splitting bills effortless with AI-powered receipt scanning and smart calculations. AI-Powered Scanning Snap a photo of any receipt and let our advanced AI instantly detect items, prices, tax, and tip. No more manual entry—just scan and split in seconds. Smart Bill Splitting Assign items to individuals or groups Automatic tax and tip distribution Link balances when one person pays for multiple people See everyone's total at a glance iCloud Sync Your bills sync seamlessly across all your Apple devices. Start on your iPhone, finish on your iPad—your data is always up to date. Perfect For: Group dinners with friends Couples sharing expenses Roommates splitting groceries Team lunches at work Key Features: 5 FREE AI scans to get started Clean, intuitive dark mode interface Secure Sign in with Apple Export bills as CSV Share individual bills via Messages, Email, or AirDrop Privacy-first design—your data stays yours How It Works: Scan your receipt with AI or enter items manually Assign items to people Add tax and tip Done! Everyone sees their total instantly Premium Scanning Need more scans? Unlock more AI-powered receipt scanning with a one-time purchase of just $0.99. Privacy and Security We take your privacy seriously. All data is encrypted and synced via your private iCloud account. We never sell your information. Download Tip Split today and never argue about the bill again!

Screenshots

Balance My Checkbook4 screens
Tip3 screens

Verdict

The call

The clearest difference is in-app purchases: Tip at none against Balance My Checkbook's 5. Tip also leads on ads (none vs shown) and rating (5.0 vs 4.7). Balance My Checkbook's advantage is ratings volume (5K vs 1) and chart position (#138 vs unranked). On price, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Balance My Checkbook sells 5 in-app purchases, starting at $0.99 per month. Tip asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Tip holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Balance My Checkbook has 5K ratings behind it against 1, so its average is the more settled of the two.

Scorecard6 real differences · 5 level
Balance My Checkbook versus Tip: the parameters behind the verdict, then further details
ParameterBalance My CheckbookTip
PriceFreeFree
Rating4.7 (5K ratings)5.0 (1 ratings) — better
Positive reviews72.5% of reviews—
Number of ratings5K — better1
Update frequencyEvery 3 weeks—
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#138 — better—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.6
Further details — not scored
Size23 MB6 MB
Age rating17+4+
DeveloperLingsDesignsDASHPLUS LLC

Customer experience

Balance My Checkbook

All ratings4,985 ratings
Positive92.5%
Neutral3.1%
Negative4.4%
Written reviews160 reviews
Positive72.5%
Neutral8.1%
Negative19.4%

Tip

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Balance My Checkbook

Reported bugs

4 issues
  • Calendar not working properly after recent update
  • Recurring transactions not updating correctly
  • Incorrect balance displayed after deleting entries
  • App crashing when entering new transactions

Requested features

5 requests
  • Ability to transfer funds between accounts in one step
  • Automatic backup and data recovery options
  • Landscape mode support for tablets
  • More flexible recurring transaction scheduling
  • Improved search and sorting functionality

Tip

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Balance My Checkbook

Subscriptions5
  • Premium, 1 device14 Days trial$0.991 Month
  • Premium with Backup, 1 device14 Days trial$1.991 Month
  • Premium with Sync, 4 devices14 Days trial$4.991 Month
Show 2 more
  • Premium with Backup, 1 device14 Days trial$22.991 Year
  • Premium with Sync, 4 devices14 Days trial$57.991 Year
None

Tip

No in-app purchases

Questions

Is Balance My Checkbook free?
Balance My Checkbook is free to download, with in-app purchases available.
Is Tip free?
Tip is free to download, with no in-app purchases.
Which has better reviews, Balance My Checkbook or Tip?
Tip is rated higher. Balance My Checkbook averages 4.7 out of 5 from 5K ratings, while Tip averages 5.0 from 1 ratings.
Do Balance My Checkbook or Tip have ads?
Balance My Checkbook shows ads; Tip does not.

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