JOIN Wallet vs Spliz

JOIN offers an all-in-one solution for managing digital assets, combining self-custody, security, and ease of use. With advanced features like gas-free transactions, personal vIBANs, and optimized DeFi yields, JOIN eliminates traditional crypto barriers. Powered by cutting-edge MPC and Account Abstraction technologies, users can trade, invest, and manage crypto with a single tap, without needing complex seed phrases or worrying about gas fees. JOIN bridges the gap between decentralized finance and traditional banking, offering seamless on/off ramps, access to real-world assets, and personal financial management in one intuitive app.

Spliz is the app to split expenses with friends, roommates or your partner. Add what you paid and see everyone's share. Tracking is free; settling the group in the app is optional. Good times. Nobody keeps score. You book the stay. A friend buys groceries. Someone else pays for dinner. Spliz brings your group's expenses together, from the first booking to the ride home. INVITE FRIENDS WITH A LINK Create a group and share its link. Friends can join without creating an account. Everyone can see the group's expenses and balances. CHOOSE HOW TO SPLIT EACH BILL Split equally, assign different shares or enter exact amounts. Record who paid and add a category to find the expense later. SEE WHAT MAKES UP YOUR BALANCE Check what you owe or what you're owed, with the expenses behind the total. Already paid someone back outside Spliz? Record it to keep the balances current. KEEP UP WITH THE GROUP Weekend trips, vacations, rent and groceries: keep expenses, reimbursements and group history together. You can use Spliz without making any payments in the app. PAY IN THE APP IF YOU CHOOSE Optional group payments use USDC on Base. Each person involved reviews and approves their share. The required funds and approvals must be in place to settle the group in one transaction. Spliz charges 0.1%, with a minimum of 0.10 USDC, and covers network fees. Buying or withdrawing USDC through a partner depends on its terms, availability and fees. You see amounts and fees before confirming. You control your wallet. Spliz holds neither your funds nor your keys. Spliz is not a bank. USDC is not covered by deposit insurance. Available in English, French and Spanish.