小乖记账 vs 元元记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
小乖记账
This app uses AI to automatically track and categorize your income and expenses from various sources like bank transactions, Alipay, WeChat Pay, and cash. It provides personalized financial reports, budget reminders, and supports multiple ledgers for different needs.
- AI automatic expense tracking
- Smart transaction categorization
- Personalized financial analysis reports
- Customizable budget reminders
- Multi-ledger management
- Voice input for expenses
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小乖记账您的智能财务小管家,让记账变得前所未有的轻松与高效。采用人工智能技术,自动识别并分类您的每一笔收支,无论是银行交易、支付宝账单、微信支付还是现金消费,阿财都能精准捕捉,为您打造个性化的财务分析报告。阿财记账,让记账不再是负担,而是您实现财务自由的得力助手。 【核心功能】 - AI自动记账:无需手动输入,智能识别各类交易信息,自动归类,省时又省心。 - 智能分类:基于机器学习算法,准确分类您的每一笔支出(如餐饮、交通、购物等),让账目一目了然。 - 财务分析:生成月度、年度财务报表,清晰展示收支情况、消费趋势及预算执行情况,助您科学理财。 - 预算提醒:设定个性化预算目标,超支即时提醒,帮助您合理控制开支,实现财务自由。 - 多账本管理:支持家庭账本、旅行账本、工作账本等多种场景,轻松管理不同用途的资金流动。 - 语音记账:支持语音输入记账,动口即记账,让生活中的每一笔开销都不再遗漏。 会员订阅说明: -订阅周期:月会员,年会员或永久会员 -付款:用户付款记入iTunes账户 -取消订阅:如需取消订阅,请在当前订阅到期24小时以前,手动到在Apple ID设置管理中关闭自动订阅 -续订:苹果iTunes账户会在到期前24小时内扣款,扣款成功后订阅周期将延续一个周期 -隐私政策:https://docs.qq.com/doc/p/97c30b556ef75021d5bcc15b3e930922d06b26dc?nlc=1 -服务条款:https://docs.qq.com/doc/p/43f66dd6c93948450f1265a1465258470ea81e2d?nlc=1
元元记账
This app uses AI to quickly log expenses through voice input, automatically creating categorized bills. It offers multiple input methods, including offline voice recording, and provides detailed visual reports and comprehensive asset management for all your financial accounts.
- AI-powered voice expense logging
- Automatic bill generation and categorization
- Multiple input methods (voice, text, manual)
- Offline recording capability
- Multi-dimensional visual financial reports
- Comprehensive asset management
- Minimalist design for efficiency
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通过AI帮您快速记账,可一次语音输入多笔消费,自动生成多笔账单,并智能归类。高效准确。 语音记账功能不限次数免费使用,无需付费解锁。 多种记账方式可选,语音记账、文字记账、手动记账,AI让您在各种场景甚至在无网状态下也能快速记账。 多维度的可视化报表,不仅有收支趋势、分类占比,并支持按日、按月数据对比,专业详细。 强大的资产管理功能,支持银行账户、支付宝、微信、基金理财等全类资产,在这里可以一目了然您的所有资产,轻松便捷。 极简设计,科学配色,一切都为了让记账、看账变得更加高效简单。
Screenshots
Verdict
The clearest difference is rating: 元元记账 at 4.8 against 小乖记账's 4.3. 元元记账 also leads on review sentiment (64% vs 35%) and monetization model (free vs freemium). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 小乖记账 sells 5 in-app purchases, starting at $0.99 per 7 days and 元元记账 sells 6 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
元元记账 holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 6 and 13 respectively. Written reviews point the same way: 35% of 小乖记账's written reviews are positive against 64% of 元元记账's.
小乖记账 ships an update every 3 weeks, 元元记账 every 2 weeks. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.
| Parameter | 小乖记账 | 元元记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (6 ratings) | 4.8 (13 ratings) — better |
| Positive reviews | 34.6% of reviews | 63.9% of reviews — better |
| Number of ratings | 6 | 13 — better |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 108 MB | 156 MB |
| Age rating | 4+ | 4+ |
| Developer | 鑫 孙 | Gameley |
Customer experience
小乖记账
元元记账
In-app purchases
小乖记账
- 周会员$0.997 Days
- 月会员$4.991 Month
- 永久会员$12.99
- 年会员$14.99
- 永久会员$19.99
元元记账
- 元元记账月会员$2.99
- 特惠终身会员$4.99
- 元元记账终身会员$4.99
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- 元元记账年会员$6.99
- 元元记账永久会员$6.99
- 元元记账终身会员$7.99









