Comparison

小乖记账 vs Omi 记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

小乖记账

This app uses AI to automatically track and categorize your income and expenses from various sources like bank transactions, Alipay, WeChat Pay, and cash. It provides personalized financial reports, budget reminders, and supports multiple ledgers for different needs.

Highlights
  • AI automatic expense tracking
  • Smart transaction categorization
  • Personalized financial analysis reports
  • Customizable budget reminders
  • Multi-ledger management
  • Voice input for expenses
Features
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小乖记账您的智能财务小管家,让记账变得前所未有的轻松与高效。采用人工智能技术,自动识别并分类您的每一笔收支,无论是银行交易、支付宝账单、微信支付还是现金消费,阿财都能精准捕捉,为您打造个性化的财务分析报告。阿财记账,让记账不再是负担,而是您实现财务自由的得力助手。 【核心功能】 - AI自动记账:无需手动输入,智能识别各类交易信息,自动归类,省时又省心。 - 智能分类:基于机器学习算法,准确分类您的每一笔支出(如餐饮、交通、购物等),让账目一目了然。 - 财务分析:生成月度、年度财务报表,清晰展示收支情况、消费趋势及预算执行情况,助您科学理财。 - 预算提醒:设定个性化预算目标,超支即时提醒,帮助您合理控制开支,实现财务自由。 - 多账本管理:支持家庭账本、旅行账本、工作账本等多种场景,轻松管理不同用途的资金流动。 - 语音记账:支持语音输入记账,动口即记账,让生活中的每一笔开销都不再遗漏。 会员订阅说明: -订阅周期:月会员,年会员或永久会员 -付款:用户付款记入iTunes账户 -取消订阅:如需取消订阅,请在当前订阅到期24小时以前,手动到在Apple ID设置管理中关闭自动订阅 -续订:苹果iTunes账户会在到期前24小时内扣款,扣款成功后订阅周期将延续一个周期 -隐私政策:https://docs.qq.com/doc/p/97c30b556ef75021d5bcc15b3e930922d06b26dc?nlc=1 -服务条款:https://docs.qq.com/doc/p/43f66dd6c93948450f1265a1465258470ea81e2d?nlc=1

About

Omi 记账

Effortlessly manage your finances with this AI-powered bookkeeping app. It offers automatic bill recognition, conversational AI for quick entries, and detailed financial overviews. Personalize your experience with custom icons and multiple ledgers for different needs.

Highlights
  • AI automatic bill recognition
  • Conversational AI for quick entries
  • Customizable expense categories
  • Comprehensive asset overview
  • Budget planning with alerts
  • Detailed income/expense charts
  • Multiple ledgers for different purposes
  • Secure app lock and iCloud sync
Features
Read full description

Omi 记账是一款高效便捷的智能记账软件,拥有多种快捷记账方式,助力你高效记账,更好的管理自己的财务。可爱的小仓鼠 Omi 将会作为你的首席财务管家,帮助你规划你的每一笔收支,让您清楚的了解每一笔钱都花在了哪儿,陪你一起养成记账好习惯~ 【功能亮点】 - 自动记账:手机付款后轻轻一点,AI 智能识别账单信息,自动帮你记录账单; - AI 聊天记账:支持语音和文字快速记账,边聊天边记账,还支持自定义虚拟角色哦,无论是专业的记账管家还是高冷的霸道总裁,亦或是温暖阳光的帅气男友,都能陪你一起记账,情绪价值满满~ - 自定义收支分类图标:预置多种风格主题的分类图标,也支持自己上传自定义的美美图标,你的 Omi 你做主! - 资产总览:支持创建多种类型帐户,随时随地一目了然的了解自己的财务状况; - 预算规划:预算超支实时提醒,抑制你的冲动消费,轻松掌握自己的花销节奏; - 收支统计图表:多种精美图表,清晰呈现你的收支趋势,帮助你全面掌握自己的开支情况,清楚的知道每一笔钱都花在了哪儿; - 多账本:无论是日常花销、旅游支出,还是情侣开销,都可以用不同账本分别管理,账目更清晰; - 应用密码锁:支持密码锁、指纹/面容解锁,账本数据更安心; - iCloud 自动同步:数据自动同步至iCloud,所有账单数据都稳稳保存,换手机也不怕; - 记账图片:记账时可添加照片,无论是发票、收据还是生活场景,一键上传,收支记录更完整; 【联系我们】 我们很希望听到大家关于 Omi 记账的反馈与建议,无论是使用中的问题、功能改进的想法,还是你对记账体验的期待,我们都非常重视。你可以通过以下方式随时与我们取得联系: 反馈邮箱:feedback@omicost.cn 小红书:Omi 记账 App 我们会认真阅读每一条你们的来信,和你们一起不断优化 Omi,只为给你带来更好的记账体验。 再次感谢你选择 Omi 记账~ 【订阅说明】 根据您选择的不同会员类型,您可在会员有效期内享有对应的会员权益,永久会员为一次性付费,开通后即可永久享受当前及后续更新的全部会员;购买确认后,付款将从你的苹果账户中扣除,你可以随时在 Apple ID 账户设置中管理,如不打算续订,请在当前计费周期结束24小时前手动关闭。 隐私政策:https://docs.omicost.cn/privacy 用户协议:https://docs.omicost.cn/termsofuse

Screenshots

小乖记账4 screens
Omi 记账4 screens

Verdict

The call

The clearest difference is rating: Omi 记账 at 5.0 against 小乖记账's 4.3. Omi 记账 also leads on review sentiment (76% vs 35%). 小乖记账's advantage is ratings volume (6 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 小乖记账 sells 5 in-app purchases, starting at $0.99 per 7 days and Omi 记账 sells 2 in-app purchases, starting at $3.99 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Omi 记账 holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 6 and 2 respectively. Written reviews point the same way: 35% of 小乖记账's written reviews are positive against 76% of Omi 记账's.

UpkeepUpdate frequency

小乖记账 ships an update every 3 weeks, Omi 记账 monthly. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.

Scorecard3 real differences · 7 level
小乖记账 versus Omi 记账: the parameters behind the verdict, then further details
Parameter小乖记账Omi 记账
PriceFreeFree
Rating4.3 (6 ratings)5.0 (2 ratings) — better
Positive reviews34.6% of reviews76.0% of reviews — better
Number of ratings6 — better2
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.014.0 — better
Further details — not scored
Size108 MB109 MB
Age rating4+4+
Developer鑫 孙梦含 吴

Customer experience

小乖记账

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews52 reviews
Positive34.6%
Neutral0.0%
Negative65.4%

Omi 记账

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews25 reviews
Positive76.0%
Neutral8.0%
Negative16.0%

In-app purchases

5 purchases

小乖记账

Subscriptions2
  • 周会员$0.997 Days
  • 月会员$4.991 Month
One-time3
  • 永久会员$12.99
  • 年会员$14.99
  • 永久会员$19.99
2 purchases

Omi 记账

Subscriptions1
  • 年会员$3.991 Year
One-time1
  • Omi 记账永久会员$6.99

Questions

Is 小乖记账 free?
小乖记账 is free to download, with in-app purchases available.
Is Omi 记账 free?
Omi 记账 is free to download, with in-app purchases available.
Which has better reviews, 小乖记账 or Omi 记账?
Omi 记账 is rated higher. 小乖记账 averages 4.3 out of 5 from 6 ratings, while Omi 记账 averages 5.0 from 2 ratings.
Do 小乖记账 or Omi 记账 have ads?
Neither 小乖记账 nor Omi 记账 shows ads.
Which is updated more often, 小乖记账 or Omi 记账?
小乖记账 ships an update every 3 weeks, and Omi 记账 monthly. Most recently, 小乖记账 was updated on October 30, 2026 and Omi 记账 on October 28, 2026.

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