Ample vs Xpend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ample
Track your net worth, liquid net worth, and safe withdrawal rate. Automatically monitor stocks, ETFs, and cryptocurrency portfolio values. Set financial goals and visualize your progress with custom charts and widgets.
- Portfolio account tracking
- Net worth and liquid net worth monitoring
- Annual safe withdrawal rate calculation
- Financial goal setting
- Customizable charts and widgets
- Performance insights
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HOW IT WORKS 1. Add your accounts. (NEW - create portfolio accounts that automatically track your stocks and cryptocurrency!). 2. Record account values. (happens automatically for portfolio accounts). 3. Track your Net Worth, Liquid Net Worth, and annual Safe Withdrawal. You can also, optionally: - Set GOALS for Net Worth, Safe Withdrawal etc. - Add CUSTOM CHARTS to track any account(s) - Add WIDGETS to your homepage to view your numbers at a glance! - View performance insights to see your best and worst performing days, weeks, and months Private and secure. No bank connections like those other apps which are unstable and can compromise your credentials. Data is stored locally on device. Automation is available through portfolio accounts which automatically track your stocks, ETFs, mutual funds, and crypto values over time. Includes tools for the financial independence and FIRE communities. --- Privacy Policy: https://getample.co/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Xpend
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Xpend is the ultimate expense tracking app designed to simplify the way you manage your finances. With an intuitive interface, Xpend categorizes your expenses, helping you understand where your money is going without overwhelming you with unnecessary features. Easily track your spending, view average monthly expenses for each category, and adjust your habits to spend more or less based on your financial goals. Xpend is perfect for those who want a streamlined approach to budgeting, and we're continuously adding exciting new features to enhance your experience. Start taking control of your finances today with Xpend!
Screenshots
Verdict
The clearest difference is in-app purchases: Xpend at none against Ample's 2. Xpend also leads on update cadence (daily vs every 8 days). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Ample sells 2 in-app purchases, starting at $2.99 per month. Xpend asks for nothing beyond the download.
Ample ships an update every 8 days, Xpend daily. The most recent releases landed on July 6, 2026 and September 8, 2026 respectively.
| Parameter | Ample | Xpend |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 8 days | Daily — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone |
| Requires iOS | 17.5 | 17.2 — better |
| Further details — not scored | ||
| Size | 16 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Ample Labs LLC | Shiyas Shanvas |
In-app purchases
Ample
- Ample Pro Monthly1 Month trial$2.991 Month
- Ample Pro Yearly1 Month trial$24.991 Year
Xpend
No in-app purchases









