Comparison

LIC Digital vs SVC NXT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LIC Digital

Access comprehensive information about life insurance products and portal services. Features include product details, plan brochures, premium calculation, benefit illustrations, and an office locator.

Highlights
  • Product information
  • Plan brochure downloads
  • Premium calculator
  • Benefit illustration
  • Apply for policy
  • Office locator
Features
Read full description

"OFFICIAL IOS APP FROM LIFE INSURANCE CORPORATION OF INDIA" This app is developed for LIC’s esteemed customers. Now all information about LIC products & portal services are at your fingertips. Options for viewing Product information, downloading Plan brochures of LIC, Premium calculator, Benefit illustration, Apply for Policy, LIC Office Locator, etc.

About

SVC NXT

This digital banking platform offers secure and intuitive management of your accounts, including savings, current, and loans. It facilitates easy fund transfers, debit card management, cheque services, and bill payments, along with a rewards program for digital transactions.

Highlights
  • Secure account access with biometrics
  • Manage savings, current, term deposit, and loan accounts
  • Fund transfers via NEFT, RTGS, IMPS
  • Debit card management and blocking
  • Cheque book requests and status checks
  • Seamless bill payments and recharges
  • Earn and redeem SVC Rewards points
Features
Read full description

Welcome to SVC NXT! Secure, smart, and swift – SVC NXT is designed to simplify the way you bank. It is a comprehensive digital platform designed to provide seamless, secure and intuitive banking services. SVC NXT Core Features: 1. Secure Access – Advanced encryption protocols, biometric authentication, and multi factor verification ensure the highest standards of data security 2. Simplistic Account Management – Manage all your Savings, Current, Term Deposit and Loan accounts in a user friendly manner, suitable for all age groups. 3. Fund Transfer – Effortless money transfers through NEFT, RTGS, IMPS with robust tracking and confirmation mechanisms. Schedule funds one time or recurring for future dated transactions. Track upcoming payments and receipts. Reserve funds for a future dated transaction. Quick pay option to transfer funds without payee addition. 4. Debit Cards – Manager debit cards, set limits, block lost / stolen cards instantly 5. Cheques – Apply for cheque book, check status of cheques, positive pay confirmation on the click of a button 6. Bill Payments – Pay utility bills, credit card dues, insurance premiums, and recharges seamlessly with built-in reminders and payment history 7. SVC Rewards – Earn, Collect and Redeem reward points for every digital transaction executed through the app. Attractive merchandise and discount coupons available. With a reputation built on trust, innovation and customer focus, SVC Bank offers s digital experience that is not only secure and reliable but also aligned with your evolving financial needs.

Screenshots

LIC Digital4 screens
SVC NXT4 screens

Verdict

The call

The clearest difference is rating: LIC Digital at 4.8 against SVC NXT's 2.0. LIC Digital also leads on ratings volume (1.6K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LIC Digital holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: LIC Digital has 1.6K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 8, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
LIC Digital versus SVC NXT: the parameters behind the verdict, then further details
ParameterLIC DigitalSVC NXT
PriceFreeFree
Rating4.8 (1.6K ratings) — better2.0 (1 ratings)
Positive reviews13.0% of reviews—
Number of ratings1.6K — better1
Update frequencyEvery 3 monthsEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size105 MB67 MB
Age rating4+4+
DeveloperLife Insurance Corporation of IndiaSVC Co-Operative Bank Ltd

Bugs and requests

LIC Digital

Reported bugs

3 issues
  • App redirects to App Store to install NRI version when already installed
  • Date input field not working properly
  • Inability to proceed with online claims and payments

Requested features

4 requests
  • Improve app stability and performance
  • Make the app more user-friendly and intuitive
  • Enhance functionality for international users
  • Provide better customer support

SVC NXT

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

LIC Digital

No in-app purchases

None

SVC NXT

No in-app purchases

Questions

Is LIC Digital free?
LIC Digital is free to download, with no in-app purchases.
Is SVC NXT free?
SVC NXT is free to download, with no in-app purchases.
Which has better reviews, LIC Digital or SVC NXT?
LIC Digital is rated higher. LIC Digital averages 4.8 out of 5 from 1.6K ratings, while SVC NXT averages 2.0 from 1 ratings.
Do LIC Digital or SVC NXT have ads?
Neither LIC Digital nor SVC NXT shows ads.
Which is updated more often, LIC Digital or SVC NXT?
LIC Digital ships an update every 3 months, and SVC NXT every 3 months. Most recently, LIC Digital was updated on November 8, 2026 and SVC NXT on October 30, 2026.

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