咔比荷包 vs 元元记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
咔比荷包
This app uses AI to make tracking expenses fun and effortless, helping you build good habits and reach financial goals. It offers shared accounts and savings plans for couples, promoting financial and relational freedom.
- AI-powered expense tracking
- Effortless habit building
- Automated financial review
- Shared accounts for couples
- Joint savings goal planning
- Personalized financial goals
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咔比荷包是一款单人/双人记账存钱App AI记账,让记账充满乐趣,活人感满满,让你无痛养成记账好习惯。 通过自动记账、AI自动复盘,让你告别糊涂账,实现财富目标。 双人一起使用还可以拥有共同账本,记录每笔支出和收入。 创建存钱计划一起达成攒钱目标,让彼此收获财务与关系的双重自由。 【VIP会员订阅说明】 -订阅周期:1个月、3个月、12个月。 -订阅价格:连续包月产品为双人每月15元,单人每月9.9元;连续包季产品为双人每季度38元,单人每季度28元;连续包年产品为双人每年98元,单人每年68元。 -付款:通过用户的iTunes账户扣款,用户确认购买后即付款。 -取消续订:如需取消续订,请在当前订阅周期到期前24小时以前,手动在iTunes/AppleID设置管理中关闭自动续订功能。 -续订:苹果iTunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期。 -订阅可以由用户自主管理,并且可以随时在购买后在用户的账户设置里关闭自动订阅。 隐私政策:https://xcvc766uxt.feishu.cn/docx/QZEAdp6fioaG0gxz1jycpKdDnEf?from=from_copylink 用户协议:https://xcvc766uxt.feishu.cn/docx/LqcndgGHOodvKcxXReVcqgYCnkd?from=from_copylink
元元记账
This app uses AI to quickly log expenses through voice input, automatically creating categorized bills. It offers multiple input methods, including offline voice recording, and provides detailed visual reports and comprehensive asset management for all your financial accounts.
- AI-powered voice expense logging
- Automatic bill generation and categorization
- Multiple input methods (voice, text, manual)
- Offline recording capability
- Multi-dimensional visual financial reports
- Comprehensive asset management
- Minimalist design for efficiency
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通过AI帮您快速记账,可一次语音输入多笔消费,自动生成多笔账单,并智能归类。高效准确。 语音记账功能不限次数免费使用,无需付费解锁。 多种记账方式可选,语音记账、文字记账、手动记账,AI让您在各种场景甚至在无网状态下也能快速记账。 多维度的可视化报表,不仅有收支趋势、分类占比,并支持按日、按月数据对比,专业详细。 强大的资产管理功能,支持银行账户、支付宝、微信、基金理财等全类资产,在这里可以一目了然您的所有资产,轻松便捷。 极简设计,科学配色,一切都为了让记账、看账变得更加高效简单。
Screenshots
Verdict
The clearest difference is rating: 元元记账 at 4.8 against 咔比荷包's 4.1. 元元记账 also leads on review sentiment (64% vs 27%) and monetization model (free vs freemium). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 咔比荷包 sells 11 in-app purchases, starting at $0.99 per month and 元元记账 sells 6 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
元元记账 holds the better App Store score, 4.8 against 4.1. Both are backed by a comparable volume of ratings — 7 and 13 respectively. Written reviews point the same way: 27% of 咔比荷包's written reviews are positive against 64% of 元元记账's.
咔比荷包 ships an update every 9 days, 元元记账 every 2 weeks. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.
| Parameter | 咔比荷包 | 元元记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (7 ratings) | 4.8 (13 ratings) — better |
| Positive reviews | 27.3% of reviews | 63.9% of reviews — better |
| Number of ratings | 7 | 13 — better |
| Update frequency | Every 9 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 208 MB | 156 MB |
| Age rating | 4+ | 4+ |
| Developer | 重庆皮皮喵喵科技有限公司 | Gameley |
Customer experience
咔比荷包
元元记账
In-app purchases
咔比荷包
- 单人连续包月$0.991 Month
- 单人连续包月7 Days trial$0.991 Month
- 双人连续包月$1.991 Month
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- 双人连续包月1 Month trial$1.991 Month
- 双人连续包季$4.993 Months
- 双人连续包年$9.991 Year
- 双人连续包年$12.991 Year
- 双人连续包年$14.991 Year
- 双人连续包年7 Days trial$14.991 Year
- 365天打卡挑战$12.99
- 双人三年VIP会员$22.99
元元记账
- 元元记账月会员$2.99
- 特惠终身会员$4.99
- 元元记账终身会员$4.99
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- 元元记账年会员$6.99
- 元元记账永久会员$6.99
- 元元记账终身会员$7.99








