Comparison

咔比荷包 vs Omi 记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

咔比荷包

This app uses AI to make tracking expenses fun and effortless, helping you build good habits and reach financial goals. It offers shared accounts and savings plans for couples, promoting financial and relational freedom.

Highlights
  • AI-powered expense tracking
  • Effortless habit building
  • Automated financial review
  • Shared accounts for couples
  • Joint savings goal planning
  • Personalized financial goals
Features
Read full description

咔比荷包是一款单人/双人记账存钱App AI记账,让记账充满乐趣,活人感满满,让你无痛养成记账好习惯。 通过自动记账、AI自动复盘,让你告别糊涂账,实现财富目标。 双人一起使用还可以拥有共同账本,记录每笔支出和收入。 创建存钱计划一起达成攒钱目标,让彼此收获财务与关系的双重自由。 【VIP会员订阅说明】 -订阅周期:1个月、3个月、12个月。 -订阅价格:连续包月产品为双人每月15元,单人每月9.9元;连续包季产品为双人每季度38元,单人每季度28元;连续包年产品为双人每年98元,单人每年68元。 -付款:通过用户的iTunes账户扣款,用户确认购买后即付款。 -取消续订:如需取消续订,请在当前订阅周期到期前24小时以前,手动在iTunes/AppleID设置管理中关闭自动续订功能。 -续订:苹果iTunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期。 -订阅可以由用户自主管理,并且可以随时在购买后在用户的账户设置里关闭自动订阅。 隐私政策:https://xcvc766uxt.feishu.cn/docx/QZEAdp6fioaG0gxz1jycpKdDnEf?from=from_copylink 用户协议:https://xcvc766uxt.feishu.cn/docx/LqcndgGHOodvKcxXReVcqgYCnkd?from=from_copylink

About

Omi 记账

Effortlessly manage your finances with this AI-powered bookkeeping app. It offers automatic bill recognition, conversational AI for quick entries, and detailed financial overviews. Personalize your experience with custom icons and multiple ledgers for different needs.

Highlights
  • AI automatic bill recognition
  • Conversational AI for quick entries
  • Customizable expense categories
  • Comprehensive asset overview
  • Budget planning with alerts
  • Detailed income/expense charts
  • Multiple ledgers for different purposes
  • Secure app lock and iCloud sync
Features
Read full description

Omi 记账是一款高效便捷的智能记账软件,拥有多种快捷记账方式,助力你高效记账,更好的管理自己的财务。可爱的小仓鼠 Omi 将会作为你的首席财务管家,帮助你规划你的每一笔收支,让您清楚的了解每一笔钱都花在了哪儿,陪你一起养成记账好习惯~ 【功能亮点】 - 自动记账:手机付款后轻轻一点,AI 智能识别账单信息,自动帮你记录账单; - AI 聊天记账:支持语音和文字快速记账,边聊天边记账,还支持自定义虚拟角色哦,无论是专业的记账管家还是高冷的霸道总裁,亦或是温暖阳光的帅气男友,都能陪你一起记账,情绪价值满满~ - 自定义收支分类图标:预置多种风格主题的分类图标,也支持自己上传自定义的美美图标,你的 Omi 你做主! - 资产总览:支持创建多种类型帐户,随时随地一目了然的了解自己的财务状况; - 预算规划:预算超支实时提醒,抑制你的冲动消费,轻松掌握自己的花销节奏; - 收支统计图表:多种精美图表,清晰呈现你的收支趋势,帮助你全面掌握自己的开支情况,清楚的知道每一笔钱都花在了哪儿; - 多账本:无论是日常花销、旅游支出,还是情侣开销,都可以用不同账本分别管理,账目更清晰; - 应用密码锁:支持密码锁、指纹/面容解锁,账本数据更安心; - iCloud 自动同步:数据自动同步至iCloud,所有账单数据都稳稳保存,换手机也不怕; - 记账图片:记账时可添加照片,无论是发票、收据还是生活场景,一键上传,收支记录更完整; 【联系我们】 我们很希望听到大家关于 Omi 记账的反馈与建议,无论是使用中的问题、功能改进的想法,还是你对记账体验的期待,我们都非常重视。你可以通过以下方式随时与我们取得联系: 反馈邮箱:feedback@omicost.cn 小红书:Omi 记账 App 我们会认真阅读每一条你们的来信,和你们一起不断优化 Omi,只为给你带来更好的记账体验。 再次感谢你选择 Omi 记账~ 【订阅说明】 根据您选择的不同会员类型,您可在会员有效期内享有对应的会员权益,永久会员为一次性付费,开通后即可永久享受当前及后续更新的全部会员;购买确认后,付款将从你的苹果账户中扣除,你可以随时在 Apple ID 账户设置中管理,如不打算续订,请在当前计费周期结束24小时前手动关闭。 隐私政策:https://docs.omicost.cn/privacy 用户协议:https://docs.omicost.cn/termsofuse

Screenshots

咔比荷包4 screens
Omi 记账4 screens

Verdict

The call

The clearest difference is review sentiment: Omi 记账 at 76% against 咔比荷包's 27%. Omi 记账 also leads on rating (5.0 vs 4.1). 咔比荷包's advantage is update cadence (every 9 days vs monthly) and ratings volume (7 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 咔比荷包 sells 11 in-app purchases, starting at $0.99 per month and Omi 记账 sells 2 in-app purchases, starting at $3.99 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Omi 记账 holds the better App Store score, 5.0 against 4.1. Both are backed by a comparable volume of ratings — 7 and 2 respectively. Written reviews point the same way: 27% of 咔比荷包's written reviews are positive against 76% of Omi 记账's.

UpkeepUpdate frequency

咔比荷包 ships an update every 9 days, Omi 记账 monthly. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
咔比荷包 versus Omi 记账: the parameters behind the verdict, then further details
Parameter咔比荷包Omi 记账
PriceFreeFree
Rating4.1 (7 ratings)5.0 (2 ratings) — better
Positive reviews27.3% of reviews76.0% of reviews — better
Number of ratings7 — better2
Update frequencyEvery 9 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.014.0 — better
Further details — not scored
Size208 MB109 MB
Age rating4+4+
Developer重庆皮皮喵喵科技有限公司梦含 吴

Customer experience

咔比荷包

All ratings7 ratings
Positive71.4%
Neutral14.3%
Negative14.3%
Written reviews33 reviews
Positive27.3%
Neutral18.2%
Negative54.5%

Omi 记账

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews25 reviews
Positive76.0%
Neutral8.0%
Negative16.0%

In-app purchases

11 purchases

咔比荷包

Subscriptions9
  • 单人连续包月$0.991 Month
  • 单人连续包月7 Days trial$0.991 Month
  • 双人连续包月$1.991 Month
Show 6 more
  • 双人连续包月1 Month trial$1.991 Month
  • 双人连续包季$4.993 Months
  • 双人连续包年$9.991 Year
  • 双人连续包年$12.991 Year
  • 双人连续包年$14.991 Year
  • 双人连续包年7 Days trial$14.991 Year
One-time2
  • 365天打卡挑战$12.99
  • 双人三年VIP会员$22.99
2 purchases

Omi 记账

Subscriptions1
  • 年会员$3.991 Year
One-time1
  • Omi 记账永久会员$6.99

Questions

Is 咔比荷包 free?
咔比荷包 is free to download, with in-app purchases available.
Is Omi 记账 free?
Omi 记账 is free to download, with in-app purchases available.
Which has better reviews, 咔比荷包 or Omi 记账?
Omi 记账 is rated higher. 咔比荷包 averages 4.1 out of 5 from 7 ratings, while Omi 记账 averages 5.0 from 2 ratings.
Do 咔比荷包 or Omi 记账 have ads?
Neither 咔比荷包 nor Omi 记账 shows ads.
Which is updated more often, 咔比荷包 or Omi 记账?
咔比荷包 ships an update every 9 days, and Omi 记账 monthly. Most recently, 咔比荷包 was updated on October 27, 2026 and Omi 记账 on October 24, 2026.

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